All Questions
Tagged with car-rentals insurance
54 questions
29
votes
3
answers
4k
views
Should I purchase rental car insurance? What protection does my credit card provide?
We just arrived in Hawaii this afternoon, and when I went to pick up the rental car, I discovered I hadn't done my homework with regard to the insurance options.
I recall that my credit card will ...
user82
15
votes
5
answers
5k
views
What's an "un-made up road" in terms of car hire insurance?
I'm checking the terms and conditions for various car hire insurance/excess coverage policies and I see a lot of lines like this one (this one from http://www.insurance4carhire.com):
We will not ...
- 12.7k
15
votes
1
answer
2k
views
What car rental insurance should I get if my credit card provides some coverage?
I don't own a car and want to rent one in the US (California). I will be renting for 3 days. I am enrolled in the American Express Premium Car Rental program (the card is also issued in the United ...
- 203
14
votes
6
answers
57k
views
Are there any legal requirements for renting a car in the US as a foreigner?
I am planning a road trip in the US with some friends and plan to rent a car for the purpose. Are there any legal requirements for renting a car.
Do they require a US driver's license?
Do I have to ...
- 253
12
votes
2
answers
707
views
Rental Car Insurance in Jamaica
My trusty Visa card has insured all my rental-cars. It seems that Jamaica is problematic and Visa will not be insured. Based on my reading and Google search, I am under the impression that the ...
- 4,501
10
votes
4
answers
8k
views
How to deal with insurance excess when renting a car abroad?
Some time ago I had a car accident abroad where it was clear from the beginning that I was not liable (rear-end collision). Still the car-rental agency (one of the big ones) charged me the complete ...
user141
9
votes
3
answers
7k
views
Rental car insurance in the UK
I will be visiting the UK for two weeks later this year and renting a car. I would rather not pay the extortionate insurance rates that the rental company will charge me for this. I have a valid UK ...
- 68.5k
9
votes
1
answer
2k
views
Do I need rental insurance when renting a car in the USA?
We're from the UK renting a car in Texas with Enterprise, though I'm also interested in other companies. No where online can I find what coverage or liability we'd have if we didn't take out one of ...
- 193
8
votes
1
answer
4k
views
Is there a cheaper alternative to car rental insurance in Mexico?
I'll be arriving in Guadalajara, Mexico tomorrow, and I want to rent a car. The Orbitz web site gives me a US$9/day option from Allianz.
Then when I got to the rental agency, they told me the Allianz ...
- 20.4k
8
votes
1
answer
337
views
Jamaica Auto Rental Insurance
I made a reservation through Expedia for thrifty.com auto rentals in MBJ (Montego Bay, Jamaica airport). I bought rental car insurance from Expedia and read the insurer's fine print. There was a ...
- 4,501
7
votes
2
answers
8k
views
How to decline CDW and LDW when booking a car online?
In a couple of months I will be traveling to Portugal, and I need to rent a car. Since I have a MasterCard Platinum, I can get coverage and save some money by declining CDW and LDW.
From MasterCard's ...
- 173
7
votes
1
answer
552
views
Insurance and car rental in US
I'm going to rent a car in California for a week soon and was wondering whether to purchase insurance along with the rental. Some sources, eg Should I purchase rental car insurance? What protection ...
- 833
7
votes
1
answer
14k
views
Is liability insurance required in order to rent a car?
I do not own my car, and thus do not have auto insurance of my own (otherwise, auto insurance typically follows you where you go, including to any rental cars). When I went to rent a car, I was told ...
- 253
6
votes
3
answers
7k
views
Car rental prices different for foreigners
I am traveling to Florida from Europe in a few weeks and wanted to rent a car. I found the prices at Budget to be the best for what I want. But something seems off about the offer.
I select the dates,...
- 185
6
votes
2
answers
5k
views
Providing proof of CDW from credit card when renting a car
According to this article on AwardWallet:
The easiest and fastest way of obtaining proof of coverage from your credit card provider is to call the Benefits Administrator and request it. You can ...
- 779
6
votes
1
answer
2k
views
What are the major 'types' of insurance offered with car rental and what does each one mean in practice?
I'm travelling to Italy (Naples) with my boyfriend in a couple of months and we need to organize car rental for the trip. My parents told me to 'get comprehensive insurance' / make sure we're covered ...
- 161
5
votes
2
answers
1k
views
LDW / LIS for US car rental booked in UK
If I book a rental car for a week in the US through the US website I can pay about $300 which becomes more like $550 if I take Loss Damage Waiver and Liability Insurance. But if I book from the UK ...
- 4,636
5
votes
4
answers
4k
views
Renting a car in the USA — how to know costs for the legal minimum liability insurance, before arriving for pickup?
I have found that in the USA, advertised car rental prices do not include liability insurance. When I arrive to pickup the car, I always have to pay an extra x $/day so I can legally drive. This is ...
- 60.1k
5
votes
3
answers
1k
views
Non-owner car liability insurance companies in the US
I am going to rent a car for four days in the US (Colorado) and I need liability insurance. I am European and I don't own any car, so I don't have any liability insurance. My credit card covers CDW ...
- 187
5
votes
1
answer
300
views
Assuming I have Irish car insurance, do I need to buy extra coverage when renting a car in Portugal?
I live in Ireland. I want to hire a car on holiday in Portugal in August. Do i have to take out the insurance from the hire company or will my car insurance from Ireland cover me in a hire car?
- 51
4
votes
3
answers
849
views
Liability car insurance when visiting Europe from the US
I am visiting England soon and renting a car. I'm very confused as to car insurance while vacationing. I live in the United States and have car insurance and credit cards.
I am covered for "Collision ...
- 461
4
votes
1
answer
147
views
Should I provide my insurance policy number after returning a rental car without any damage (USA)?
A car rental company charged me with a security deposit when I was renting the car. I returned the car in original condition and with extra gas in the tank. They have not returned my security deposit ...
- 43
4
votes
2
answers
969
views
Do I have to pay VAT on rental car repairs that were covered by insurance?
I rented a car from Sixt in Italy, and it received a minor scratch while parked on a street. The rental car insurance provided by my credit card (MasterCard) covered the damage, but per their policy, ...
- 41
4
votes
2
answers
2k
views
Do rental cars in Virginia in the United States always come with minimum liability insurance?
If you rent a car in Virginia in the United States, will the rental (at no additional fee) always include a liability insurance for the minimum coverage required by law?
I had the understanding that ...
- 259
4
votes
1
answer
3k
views
Do I need any additional insurance from the car rental?
I am planning to drive a car rented from enterprise.com to Canada from Baltimore. I would like to have, what people say, the "full coverage" insurance. From this link, I understand that following ...
- 183
4
votes
1
answer
3k
views
Is there a difference in insurance coverage when booking cars through Priceline/Hotwire, rather than booking directly on the rental company's website?
I was checking the car rental prices for priceline, hotwire (as a search engine) and on individual websites. The rates don't change much but what changes is the Loss Damage Waiver fee. Priceline/...
- 41
4
votes
1
answer
594
views
Why does MC / Visa Exclude Jamaica from rental car insurance [closed]
Why is it that MC / Visa exclude auto-rental liability that is found in most other countries? I ask because:
If there is something 'special' about Jamaica, I'd like to know
It's $30 a day to buy ...
- 4,501
4
votes
0
answers
152
views
What exactly is covered with this Icelandic car rental? [closed]
We're going to have an one-week trip to Iceland in March. As we want to travel around the island, we decided to rent a small car. But I'm not sure if everything is covered by the offered insurance:
...
- 141
3
votes
3
answers
356
views
Renting a car in the US without a US credit card
Consider the following scenario.
A group of five people needs to rent a car (in California) for two weeks. Four people live outside the US (they came on a B1/B2 visa) and the fifth (temporarily) ...
- 4,227
3
votes
2
answers
340
views
As a tourist in Canada: buy, borrow or rent a car?
With the Covid situation this is probably going to have to wait until 2022, but I can lay some groundwork for the preparations...
I'm trying to sort out my options for travel in Canada when my wife ...
- 945
3
votes
2
answers
168
views
Car rental insurance third party liability vs third party damages
I have insurance with my car rental and it says we have third part liability, but in the "not covered" section it says third party damages.
What does this mean for us in simple terms, should ...
- 133
3
votes
2
answers
155
views
Rental car liability insurance across international borders
Some car rental companies allow their vehicles to be driven in other countries, most US companies allow you to drive your vehicle into Canada with prior authorization.
Does this authorization mean ...
- 2,048
3
votes
1
answer
345
views
How does liability insurance work in Jamaica? Would the person at-fault pay for all damages?
I am renting a car in Jamaica and plan to buy insurance locally. If someone were to collide into me (not my fault), is the expectation that each person is responsible for repairing their own vehicle ...
- 4,501
3
votes
1
answer
212
views
Rental car insurance in Australia
My wife and I intend to spend 2 weeks in Australia and to rent a car for most of that period. We will be travelling in the country between Sydney - Canberra - blue mountains - Sydney. We do not expect ...
- 10.2k
3
votes
1
answer
261
views
Car rental insurance in US with Canadian hired car
There are a few posts around car rental insurances here on Travel but my situation is a bit unique. Some facts...
Flew into Vancouver, Canada from New Zealand with my wife and 6 month old and hired a ...
- 225
3
votes
0
answers
626
views
Car insurance for Northern Cyprus
I'm planning to rent a car in the Republic of Cyprus, and then, travel to the Northern Cyprus. Budget doesn't allow to travel to the Northern Cyprus, so either Europcar or Sixt is my choice. However, ...
- 633
2
votes
2
answers
4k
views
Foreigner borrowing a car from a friend in the UK. Insurance?
I go to the UK, and a friend offers to let me borrow his car for 4 weeks, free of charge.
The the friend lives in the UK, it's his car, the car has a UK license and insurance. I am a foreigner in the ...
- 1,849
2
votes
2
answers
6k
views
Does a UK (Natwest) Mastercard cover insurance for car rental in the U.S
I'm in the U.S. and (fairly spontaneously) intending to hire a car from Hertz or Avis for about 5 days. I'm intending to pay for this with my UK Natwest Mastercard, and since I don't have any of the ...
- 121
2
votes
2
answers
139
views
Driving into a country potentially disqualified by credit card insurance
I've seen credit cards that prohibit using their automatic car insurance on cars rented in Italy—for example, American Express*. In this case, are there any issues with renting a car in, say, Austria (...
- 21
2
votes
2
answers
266
views
Insurance for car rental in Costa Rica
I am currently in Costa Rica and the guy at the car rental place required us to buy insurance beyond the CDW.
So what is actually required for a foreigner to drive a rental in Costa Rica?
- 45.2k
2
votes
2
answers
336
views
Canadian renting car in Finland and driving sports team members
I'm travelling to Finland and renting a car (not a van or bus) in which I will be carrying a number of members of a sports team, most of whom are not related to me. Our home/auto insurance (TD Meloche-...
- 452
2
votes
1
answer
1k
views
Rental car liability insurance across state lines
I understand that Rental Car companies are required to provide the state minimum liability insurance in all states except California.
What minimum liability do these companies provide?
Is it the ...
- 2,048
2
votes
1
answer
187
views
Dubrovnik, Croatia to Kotor, Montenegro on a Sunday
We are looking to travel to Kotor from Dubrovnik on 27th September (a Sunday). We won't be in Dubrovnik until noon, so we will miss the regular bus to Kotor (the last one seems to be at 11am on that ...
- 214
2
votes
1
answer
94
views
Is there a car-rental scheme that works worldwide?
Personally, I find it quite an annoyance to deal with car rental. I always end up singing a two sided paper with small print, simply because I am to tired to bother. That this is naive approach was ...
user141
2
votes
0
answers
156
views
Renting a car in Costa Rica with Annual Car Hire Excess Insurance from the UK
I get that in Costa Rica you need to purchase the Liability Protection, but I'm wondering if I can waive/not buy Car Protection (as it's called on the adobe car rental website) by purchasing Annual ...
- 825
1
vote
2
answers
997
views
Car insurance for renting car outside of United States (France)
I'm planning on renting a car in France for about one month. I live in the United States and my insurance company (State Farm) states that their coverage does not extend beyond the U.S. and Canada.
...
- 461
1
vote
2
answers
2k
views
Is Collision Damage insurance mandatory when renting a car in the United Kingdom?
I'm a resident of Canada, and will be renting a car in the United Kingdom. I've rented a car through RentalCars.com - their "fine print" says I will be required to pay for Collision Damage Waiver ...
- 131
1
vote
1
answer
175
views
What extra insurances are sensible for car rental
I'm looking to rent a car for a short trip and find that the price displayed comes with only a very basic insurance. Insurance upgrades are then offered for a typically hefty fee.
What insurance is ...
- 26.4k
0
votes
1
answer
234
views
Driving a rented car in the U.S. as a 23 year old with a german driver's license
I know it will most likely depend on the specific rules of the rental company, but is it generally possible in the U.S. for a 23 year old person with a german driver's license to either
rent a car ...
- 129
0
votes
3
answers
239
views
Does CDW insurance include TP option automatically in a car rental contract?
I see in a car rental contract that insurance is CDW. Does it mean that it includes TP (theft protection) option by default or I need to insist to see TP option in a contract with CDW?
- 1,527