Questions tagged [payment-cards]

Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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What happens if one uses a credit card to enter the MRT in Singapore, and then uses another credit card under the same name to exit?

I have two Visa credit cards under my name. What happens if I use one to enter the MRT, and another one to exit? E.g., am I going to get charged twice? Will I have to pay some extra fee? Will I get ...
Franck Dernoncourt's user avatar
1 vote
0 answers
69 views

Can we apply for UAE-based credit cards based on non-resident bank accounts in UAE?

Can we apply for UAE-based credit cards based on non-resident bank accounts in UAE?
Gaurav Taparia's user avatar
1 vote
4 answers
636 views

What's the cheapest option for getting Malaysian currency in Malaysia?

Would it be cheaper to withdraw money at the ATM, or bring euros and exchange at the airport? I'm also considering sending euros via PayPal and collecting in Malaysia. Bonus question: How well are ...
user1898829's user avatar
5 votes
2 answers
2k views

How to set up a virtual payment card on a phone that a child can use abroad (Poland) to withdraw cash and pay in shops?

I've got a bit of a situation at hand. As a result of a last-minute cancellation my daughter (14yo) has a chance to go on an organised trip to Poland (from Latvia where we live). They leave very early ...
Vilx-'s user avatar
  • 153
6 votes
1 answer
3k views

I have a travel insurance policy that comes with card A, and paid for the travel with card B. Is the said travel covered?

I have multiple payment cards. Card A has travel insurance coverage. Card B does not have such coverage but has the convenience of holding multiple currencies in different accounts and switch to the ...
DavGin's user avatar
  • 10.1k
7 votes
2 answers
2k views

Is Suica better than PASMO?

Can one say whether for travelling in Tokyo Suica cards are better than PASMO cards or vice versa? I'm interested in moving around in Tokyo by public transport.
Martin Peters's user avatar
9 votes
4 answers
6k views

Airline refuses to issue proper receipt. Should I trigger a chargeback?

It Took a flight with Swiss and paid EUR 2,300 for it. The receipt I got upon booking online shows about EUR 500. I tried for months to get a proper receipt but so far have not been issued one. This ...
academic_burner's user avatar
18 votes
3 answers
3k views

Who pays for rewards when US credit cards are used in Europe?

In the U.S., credit card rewards (e.g. cash back) are funded by high credit card interchange fees, which are paid by vendors on every purchase. In the E.U., interchange fees are capped by law at a ...
kpozin's user avatar
  • 281
-5 votes
3 answers
245 views

Are EU based credit cards useful in or outside EU?

I generally find US credit cards useful everywhere. Mostly because if there's fraudulent activity or scammy merchant, I can get my money back. I don't need the credit but it is good to not tie up cash....
oooooo's user avatar
  • 692
7 votes
3 answers
492 views

Any way to guess in advance where a Serbian Visa debit card will be accepted in the United States?

I have a friend in the United States who traveled here from Serbia and has a debit card from a Serbian bank. He has tried using the card in various places. Sometimes it works, sometimes it doesn't. ...
msouth's user avatar
  • 203
3 votes
1 answer
578 views

Restaurants in Lisbon only accepting "Portuguese cards"?

I've been in Lisbon for two weeks and have been using my Wise MasterCard, which has worked fine in other European cities. However, I've encountered two restaurants in Lisbon that refused to accept my ...
vinibrsl's user avatar
  • 913
4 votes
1 answer
2k views

Can an Airline ban me for getting a refund through a chargeback?

I booked an airline ticket and I think I selected the correct travel date, but due to some technical glitch the wrong date was selected and I paid for the ticket which is non-refundable. Immediately ...
Furqan Hashim's user avatar
7 votes
1 answer
615 views

Where is OVpay available and who can use it?

I am traveling to Amsterdam later this month for 6 days, with my partner. We plan on taking the NS to/from the airport, which we see on OVpay.nl supports OVpay (It says "All NS trains"). ...
Ezekiel's user avatar
  • 173
5 votes
3 answers
5k views

Is it correct that, you can NOT use foreign credit cards, whatsoever, in Japan in train ticket machines? (As of 2023.)

In Japan at train stations, you can very easily buy a ticket, shinkansen or other service, at the ticket machines just by the gate. There are (A) "credit card only" machines and (B) machines ...
Fattie's user avatar
  • 6,236
6 votes
1 answer
257 views

Payment for visa posted by credit card issuer, but government visa website doesn't register the payment

I am American and I'm trying to apply for an e-visa to visit Tanzania via official government website. I filled out the application and got the part where I pay. I put in my credit card info and got a ...
Austin's user avatar
  • 291
13 votes
3 answers
5k views

Rental car company said they were putting a hold but charged instead. Should I file a complaint?

I rented a car in Turkey. The rental company said they would put a (~$1200) hold on my credit card in case of damage and that they would release the charge assuming there were no problems. I just ...
Alex Johnson's user avatar
0 votes
0 answers
61 views

ATMs and credit card acceptance in Egypt

I will be travelling to Egypt as a tourist. Is my assumption correct that credit cards (Visa, Mastercard) will rarely be accepted outside larger stores? What is the best way to withdraw cash from an ...
Willi Fischer's user avatar
7 votes
2 answers
5k views

Expedia charged my card even though the "Reserve Now, Pay At Property" option was selected

I booked a hotel in Paris for three nights on Expedia using the "Reserve Now, Pay at Property" option for 616 euros. I was asked to guarantee the booking with a credit card, and within two ...
user1957859's user avatar
6 votes
6 answers
1k views

"rechargeable credit card" in France

I am going to Paris/France for a trimester program (3 months). The organizers sent an email that said the following. Make sure that you have a credit card to withdraw cash in France. If you have any ...
Praphulla Koushik's user avatar
6 votes
2 answers
3k views

What ways would you recommend for paying for the transportation services in Hong Kong?

Does the public transportation system in Hong Kong accept a foreign credit card or debit card, or US dollars? The same question about the other transportation systems for cabs or Uber like services. ...
Tim's user avatar
  • 885
15 votes
2 answers
2k views

Refund for mistaken credit card charge is less than initial charge, apparently due to exchange rates and/or fees

A hotel wrongly charged my credit card (for mini-bar items I never took). I emailed them and they refunded me. Only they refunded me a smaller amount than the initial charge. I expect the difference ...
Kvothe's user avatar
  • 467
7 votes
1 answer
2k views

Can I use the 1-Day CTA pass from O'Hare?

The Chicago "L" has a penalty fare for boarding at O'Hare airport, charging $5 instead of the ordinary $2.50. However, an unlimited day pass is available for $5. Can the unlimited day pass ...
A. R.'s user avatar
  • 788
11 votes
4 answers
5k views

Visa Debit card support in Japan

We are planning a trip to Japan in Q1 of 2023. We posses European Visa debit cards and pay almost everything with them at home. We have heard, that card payments are much less prevalent in Japan. We ...
Minop's user avatar
  • 219
0 votes
1 answer
4k views

How do I change payment currency on American Airlines

I was trying to book a flight on American Airlines using my American credit card paying in dollars. However, the website insists on showing me the prices in pounds and I can't switch my residence ...
Code42's user avatar
  • 1,055
9 votes
9 answers
4k views

Can we use both cash and card for payments in Iceland as a tourist?

Can we do EFTPOS payments (debit/credit card payment) in Iceland using an international debit/credit card, or is it better to use cash as a tourist? I am wondering whether many shops in Iceland use ...
Mad's user avatar
  • 2,903
14 votes
2 answers
1k views

How can you buy a Presto card upon arrival at Toronto's Billy Bishop Airport?

I will be traveling to Toronto and flying into Billy Bishop Airport. I will then want to take the streetcar to my hotel, but will of course need to pay for it. The TTC says that I can do so using ...
mlc's user avatar
  • 13k
5 votes
2 answers
2k views

Is it possible to visit Italy with credit card only?

I'm planning a 14-day trip to Italy (Rome, Florence and Venice). I already bought flight tickets, hotel reservations and trains on-line using my credit card. When I'm there I'll probably spend on ...
vinibrsl's user avatar
  • 913
4 votes
1 answer
230 views

How can I get an electronic payment method that will be accepted by most Indian merchants, as my foreign credit card isn't often accepted? [duplicate]

Recently, I traveled to India with my U.S. credit card. I found that out of all merchants (restaurants, shops, etc.) accepting electronic payments, only about half would accept/were prepared to handle ...
gparyani's user avatar
  • 3,663
7 votes
1 answer
333 views

Addis Ababa: cash vs card usage?

I am traveling to Addis Ababa for just 5 days. From the viewpoint of safety as well as convinience credit cards seem easier. But just wanted to check how popular is card usage? Can I get by with cards ...
curious_cat's user avatar
  • 2,442
1 vote
1 answer
469 views

How to get from Watford to London and back to airport

I am traveling to London next March with my family (2 adults and 3 children ages 7, 8, 10). We are staying in Watford as we are going to Harry Potter studios. The following morning we are going from ...
Miriam's user avatar
  • 19
14 votes
2 answers
29k views

Can you create a Suica card on a foreign phone/Google Pay account?

I am using a European Google Pay-compatible cellphone and the corresponding region account linked to it and will likely be traveling to Japan. I would like to use contact-less-based public transport, ...
Nicolas Formichella's user avatar
12 votes
7 answers
6k views

What's the cheapest way of paying by card abroad?

I would like to be able to use a card (debit card or similar) to pay in local currency when travelling. In the past, I have been charged fees when converting my currency (GBP). I plan on visiting ...
Ichi's user avatar
  • 129
6 votes
1 answer
2k views

Can I use Revolut for the personal OV-Chipkaart in Netherlands?

They write that I need a Dutch bank account to get a personal OV-Chipkaart in the Netherlands for public transport, but I can't find if Revolut or N26 which are online banks accepted in the ...
brownie's user avatar
  • 61
2 votes
1 answer
412 views

Can UnionPay cards issued in the US be used in Russia?

The ICBC bank is the sole issuer of UnionPay cards in the US. Given that UnionPay is still supposed to be accepted in Russia, could I get a UnionPay card and use it to withdraw cash or make purchases ...
JonathanReez's user avatar
  • 82.1k
1 vote
1 answer
129 views

What is most economical outside of eurozone: debitcard (maestro) or creditcard (mastercard)?

I am EU citizen travelling to Switzerland soon. Would it make most sense to make my payments with maestro or with my mastercard ? How about cash withdrawals ?
Paul Praet's user avatar
1 vote
1 answer
2k views

Unsuccessful Transaction for Malaysian eVisa

I've been trying to apply for Malaysian tourist visa through evisa link. Upon filling out all the fields and providing documents, I proceeded to payment using my SBI Platinum debit card (VISA card). ...
Lawhatre's user avatar
  • 247
4 votes
2 answers
1k views

Credit card or cash in Northern Ireland?

I will be going to Ireland (Republic of Ireland + Nothern Ireland) in August. The entire duration of the trip is two weeks, with roughly 3 days (2 nights) spent in Northern Ireland. I'm currently ...
Sabine's user avatar
  • 4,296
21 votes
8 answers
7k views

What is the state of chip+PIN cards in the US?

As I understand it, mainly from reading TSE, chip+signature/stripe+signature is still widely used in the US. The issue, is that both of my EU Debit Cards issuers explicitly block C+S/S+S capabilities ...
Nicolas Formichella's user avatar
3 votes
2 answers
475 views

Does a Visa/MasterCard issued by a non-Russian bank work via Samsung Pay in Russia?

The official website says that Samsung Pay continues to work in Russia with a few restrictions, one of which being the inability to add a Visa/MasterCard issued by Russian banks. Nothing is said about ...
user557's user avatar
  • 4,167
1 vote
2 answers
1k views

Can I use a Dutch debit card in UK public transport?

I have a Dutch ING vpay debit card with a chip and NFC. Can I use it at UK bus/tube terminals?
Jai Shah's user avatar
3 votes
2 answers
414 views

Is a Visa Forex card commonly accepted in the Netherlands?

I am a student who'll be staying at the Netherlands for 2.5 months for an internship. I have been told that the most reliable way to pay in the NL is using a Maestro debit card, and that many ...
justauser's user avatar
  • 133
4 votes
1 answer
853 views

Costa Rica: how possible is to pay with credit card?

We are going to visit Costa Rica in the next month. I wonder how widespread are credit card payments there. Will I be able to pay with my credit card in a restaurant? In a hotel? In a bus or taxi? In ...
Alfonso_MA's user avatar
1 vote
3 answers
169 views

How card / e-payment friendly is Dubai

I am travelling to Dubai for a weekend to check out the expo and wondering whether to convert and hold physical cash. How card friendly is the economy any idea? Eg some places like India or China or ...
curious_cat's user avatar
  • 2,442
4 votes
2 answers
1k views

Where in LGA Terminal B can one buy a Metro Card?

In the old Terminal B there was a large machine inside the terminal near the stop for the city buses that sold metro cards. I do not know where that machine is in the new terminal B. Without a metro ...
Yehuda_NYC's user avatar
  • 1,914
1 vote
3 answers
473 views

Is it really necessary to pay for another pay card when traveling to a different country? [closed]

I seriously am annoyed by the ~$6 my bank eats from my account every month to have the account in the first place and to get a VISA Debit card sent home every four years. I've read so many times here ...
Localtrotter's user avatar
-10 votes
2 answers
308 views

How can I avoid supporting unethical/criminal behavior reagrding fiscal matters when travelling? [closed]

When travelling, I am often offered to pay in cash, with the risk of the business I am completing the transaction not paying VAT. On the other hand, if I pay by credit card, there is a non-zero risk ...
EarlGrey's user avatar
  • 780
16 votes
7 answers
7k views

Should I get a physical or virtual credit card to travel to Western Europe?

It'll be my first Western European (France, Switzerland, and Italy) travel. I already have a MasterCard debit card, but I heard that having a credit card is beneficial for security. While I found one ...
user2652379's user avatar
30 votes
4 answers
7k views

Why does custom officer stop me for carrying too many credit cards?

As someone who lived in 4 countries, I have 16 bank/credit cards and I sometimes just carry all of them with me. Today when I cross Schengen border I was selected for baggage check. They found out ...
CSDUG's user avatar
  • 425
0 votes
1 answer
3k views

United Airlines E-ticket and Pending transaction

I bought a ticket from united airlines using my credit card and received an eticket. However, on the credit card online account the transaction shows up but it is on the pending list. Is that ...
noname's user avatar
  • 81
12 votes
2 answers
3k views

Are MasterCard and Visa accepted by Amsterdam taxis?

Do taxis in Amsterdam accept Visa and MasterCard? A search reveals that mostly they don't...but the questions and answers I found are 8 or 10 years old. Is the situation now different?
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