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Questions tagged [payment-cards]

Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

-3
votes
0answers
57 views

Get a bill in someone else's name [closed]

My brother wants me to buy an Iphone for him. As he does not have a credit card, he wants me to use my credit card and pay me by cash. Now he gets reimbursed a certain amount for digital devices every ...
0
votes
0answers
74 views

What does booking.com do when a debit card has insufficient funds?

Does booking.com give you a grace period if you have insufficient funds in your bank account or will the reservation be cancelled automatically instantly?
1
vote
2answers
87 views

What is the best alternative for cash payments in Thailand?

Is there any payment system in Thailand that can be used instead of cash payments? There is AliPay in China, Sberbank in Russia; Visa and Mastercard are accepted almost worldwide, but I couldn't find ...
0
votes
0answers
34 views

Currency in Sri Lanka

I am visiting Sri Lanka in December for an academic conference from India. Is dollar and Credit card used in Sri Lanka for shopping purposes? Or do we have to convert dollar to local currency in Sri ...
1
vote
1answer
91 views

Credit card used while booking

I have an Alitalia flight from Munich, Germany to Delhi, India and I booked it using an online agency. I did not use my credit card for the booking and paid using my friend's credit card. Do I still ...
0
votes
0answers
147 views

UK visa payment pending [duplicate]

I'm planning to travel and visit my friends in the UK in a couple of months. I have completely filled in the application form in the visa website. I applying it in UK embassy in Paris, France. ...
34
votes
5answers
7k views

Sending money to a friend stuck abroad without a debit card?

A friend of mine is stuck in Spain without a debit card, and I'm trying to send her some cash by whatever means available from here in the US. None of the bank branches near her are American, they're ...
2
votes
1answer
148 views

Can a hotel charge me for reservations a year later if I signed up on a waiting list?

Last year (2017) my husband and I went to a blues festival in West Helena AR. It was last minute and we had an incredibly hard time finding somewhere to stay (Helena AR is a small town.) After trying ...
3
votes
3answers
123 views

Is a EU VISA Debit card equivalent to a US VISA Credit card in practical aspects of tourism in the US?

I will travel to the US and I have two choices for payment of usual touristic activities while there ("usual touristic activities" = renting a car (booking and payment), booking and paying for a hotel,...
1
vote
1answer
185 views

Hotel in Vegas did not charge my card

I booked a hotel in Las Vegas through booking.com. They immediately charged me for the first night. At check in they charged me for the full stay + security deposit. However, on checkout, they did ...
4
votes
1answer
248 views

Are AMEX cards accepted in Universal Studios JPN & Pokemon Centers? Is the JCB/AMEX partnership applicable anywhere?

I'm traveling to Japan in the next few months and wanted to know if these two locations accept American Express credit cards. I also saw that JCB has a partnership with AMEX but information is scarce....
4
votes
1answer
236 views

Can I use a JCB credit card in the UK?

I am travelling in the UK from Japan next month. I was wondering if many places accept a JCB credit card.
0
votes
0answers
27 views

Transferring money from Indian Forex card/Travel Card to my own USA bank account [duplicate]

I am an Indian and I will be leaving for the USA this August for pursuing higher education. To cover part of my expenses while studying in the USA I want to use forex card on monthly basis. I want to ...
75
votes
6answers
23k views

My hotel “blocked” 5,000 dollars when I arrived and now is taking again the money

I'm staying in San Francisco for 2 weeks. When I arrived I gave my European debit card to the hotel, and they (at least, I thought so) withdrew the 5,000 dollars I owed them for the whole stay. ...
16
votes
9answers
4k views

German credit card in the US

I will be travelling to the US soon and for that I obviously need a proper credit card, because Americans love their plastic money. I already own a credit card but I am a little bit confused, because ...
3
votes
1answer
112 views

Switzerland credit/bank card acceptance, cash requirement

Are Visa/Mastercard/AmEx (UK issued) widely accepted in Switzerland? Can I buy train tickets using those cards? How popular is card usage, aka. is it necessary to carry cash? I know in Germany there ...
5
votes
1answer
219 views

Being charged for an automatically cancelled reservation in the US

About two months ago I made a reservation for a US hotel through Booking.com, using a prepaid credit card. The hotel tried to check my card on May 19th (past the free cancellation period, which was ...
5
votes
1answer
193 views

Debit cards in the US

I am a visitor on a valid visa to the US from India. I have less than 1,000 US dollars. Can I purchase a prepaid debit card for this amount to enable me to make online purchases in the US?
0
votes
0answers
117 views

Booking.com - credit card invalid [duplicate]

I made a non-refundable booking on booking.com earlier today and was told that I would be paying on the day in the hotel. However I just received an email telling me that my credit card was invalid ...
10
votes
4answers
1k views

Refund airline ticket to different credit card

I've bought an airline ticket (with SK) that I'm entitled to refund per their Conditions of Carriage because of a schedule change. They've agreed to refund me, but say that they will only refund me to ...
17
votes
2answers
464 views

Book flight with virtual credit card. Airline requires me to present the physical card prior to checking

I booked a flight for myself using my virtual credit card. It is a totally legit VISA card to my name from a bank in the departure country. However, it is totally virtual. Now, after the payment, ...
2
votes
1answer
230 views

Booked hotel, but never asked for payment information

I just reserved a room at the Hotel Vier Jahreszeiten in Berchtesgaden, Germany. I went through the booking website and provided all of my info, but they never asked for payment information. I didn't ...
4
votes
2answers
184 views

Sites that let you pay with two cards? (Air travel)

My girlfriend and I are two poor college students saving money for trips. Are there any sites that let you pay with two cards, so we can pay for a flight? Meaning, I pay, say, $300 for the flight, ...
1
vote
1answer
249 views

Is the Sodexo Meal Pass accepted in Italy and France?

Is the Sodexo Meal Pass accepted in Italy and France? If yes, how to find those list of restaurants online?
1
vote
1answer
3k views

Can I use US bank issued credit/debit cards in Canada?

I will visit Toronto this summer. I have a US VISA credit card and a US MasterCard debit card. Do stores there usually accept these two cards? If so, which one has the cheaper transaction fee, or are ...
2
votes
1answer
2k views

Book a room without a credit card?

I'll be landing in Toronto on May 23, 2018. I have an immigrant visa (I'm from Iran) and it's my first time coming to Canada. I need to book a temporary room for my first few days until I find a place ...
1
vote
1answer
52 views

Can I leave the airport and take a taxi with BRL Reais?

I'm going to travel from Brazil to Argentina. I have plans to live in Argentina until the end of the year but what I still do not know is if I can take a taxi or eat something at the Buenos Aires ...
5
votes
1answer
388 views

Acceptance of payment cards and Euro in Bucharest

I shall shortly be spending 24 hours in Bucharest and would prefer not to change money for such a short visit. We have Visa and Mastercard debit and credit cards. Our hotel is prepaid. Are cards ...
2
votes
1answer
1k views

Agoda payment not in FAQ list

I booked a hotel through Agoda and there is no other payment option like pay now or pay later. It was just a [Book Now] button and proceeded to payment. It shows Payment collected by property at ...
0
votes
1answer
613 views

Debit card hotel booking

I used my debit card to book a hotel. Then I received a confirmation but I wasn't charged as well. Will I be charged on the day of check in?
28
votes
5answers
9k views

Do North American banks have a key phrase that allows customers to disable all security checks for using the card internationally?

My Canadian bank has an extremely sensitive anti-fraud mechanism that treats all foreign transactions as "suspicious". I do not need those anti-fraud measures (I'm okay with taking the risk) and want ...
4
votes
4answers
1k views

Swedish cashless economy for tourism

As a visitor to Sweden, what are my options for paying for things? Should I buy some kind of pre-paid card and load it? Will merchants accept a MasterCard from Ireland with microchip/rfid?
4
votes
1answer
8k views

Hotel booking for someone else with my credit card

I've used booking.com several times and am comfortable with the site. I currently face a new situation with a booking, on which I'd like advice. I've made a booking through booking.com for a 1 night ...
3
votes
1answer
105 views

Amazon-Chase visa card getting phased out [closed]

A few weeks back I got a letter from Chase bank saying that the Amazon-Chase visa card is going to be phased out sometime in March! The benefits of this card was the Amazon points and no fee when I am ...
6
votes
1answer
179 views

App/service that suggests which payment card is most convenient?

I was a happy user of WhatCard (http://www.whatcardapp.com). It was an app for European people, where the user saved their credit/debit cards data, then typed the amount to pay in a foreign currency ...
6
votes
1answer
920 views

Advice Needed: Exchange Students in South Korea

We are 3 Indian students, going to attend a 4-month exchange program at the Korean National Police University, in Asan. We are landing in Seoul on the 21st of February. However, because of a last-...
5
votes
2answers
550 views

European debit cards in Japan

I will be traveling [from Austria] to Japan for two weeks soon. From searching online it seems that I should prepare a few hundred euros and convert them to Yen as soon as I get there, since my ...
6
votes
3answers
158 views

Italian credit card not accepted in the Netherlands?

I spent a couple of weeks in the Netherlands recently, and I was surprised that my Italian bank-issued MasterCard credit card was not accepted in a lot of venues. It was almost a 50%-50% chance of ...
9
votes
3answers
358 views

How widespread is credit card acceptance in Iran?

I have a business trip to Tabriz, Iran, and wanted to know if it was possible to pay my hotel and domestic flights by credit card or if I should also get cash to cover my hotel and flight expenses. ...
1
vote
1answer
589 views

Can I withdraw money from a Korean bank account in US ATMs?

I need to withdraw money from my Korean bank account from ATMs in Las Vegas (foreign national living in Korea, going to the US for a personal visit), I am trying online searches but most results are ...
59
votes
11answers
17k views

How do I insist that American hotels accept my employer's credit card for payment, instead of asking for personal credit card upon check-in?

I work for a state government body in the United States. As a part of my work, I occasionally have multi-day travel. My hotel stays are paid by my employer and are tax-exempt. I frequently run into a ...
2
votes
1answer
445 views

Discover Credit card in Australia

I am travelling to Australia in 2 weeks. I wanted to know if the Discover card is accepted at some places in Australia or not. Discover card is offering a $0 transaction fee, which is why I am asking?
9
votes
2answers
167 views

Can we hold more than 1 multi-currency travel card in India?

I generally buy multi-currency travel cards from Forex agents. This time I approached a bank and they are saying it is illegal to hold 2 multi-currency travel cards in India. I doubt this. Can ...
6
votes
4answers
2k views

Entered debit card details instead of credit card

While booking a hotel in Phuket online, they needed card details to secure the reservation. In hurry I entered my debit card details instead of credit card. I received confirmation of booking from ...
12
votes
7answers
6k views

Can I use a VISA debit card in the Netherlands?

It seems that most debit cards issued in the Netherlands are on the Maestro network. Will places that only accept debit cards take my US-issued VISA debit card? From what I could tell, many places ...
4
votes
2answers
214 views

Are credit cards (Master Card) widely accepted in Morocco (Fez, Marrakesh, Meknes, Ouarzazate)?

I am traveling to Fez, Marrakesh, Meknes and Ouarzazate. I hold a Mastercard (German bank). Are such credit cards accepted in the museums and restaurants in these cities? When used in a restaurant, is ...
3
votes
1answer
62 views

Forex card for Australia

I am traveling to Australia for vacation in end of December. I currently live in the United States on F1 visa(International Student). I am planning to buy a forex card for Australia currency. What is ...
7
votes
1answer
911 views

Booked a ticket on Lufthansa two weeks ago, credit card not charged yet

I booked a ticket on Lufthansa website to weeks ago, my flight will be next November. I got a confirmation code and an eticket number. Until now the price of the ticket was not charged to my credit ...
1
vote
2answers
207 views

When traveling in the EU, are there significant differences between paying with credit or debit cards?

While traveling in the EU, with both a Visa and Mastercard issued in another country within the EU, does it have disadvantages if both the cards are debit cards? Would one need a credit card for the ...
10
votes
2answers
1k views

How can I avoid unfavorable currency exchange rates when paying with my card abroad?

I have an ordinary credit card. Whenever I pay with this card in foreign currency (other than PLN, Polish złoty) I loose a lot of money due to unfavorable rates specified by my bank. I need to buy ...