Questions tagged [payment-cards]

Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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50
votes
10answers
6k views

How to get a large amount of cash abroad if a debit card stops working?

I live in France and I was recently traveling to Ireland. During the trip, my debit card stopped functioning. I discovered the problem when I arrived in a hotel and wanted to check in. The card was ...
0
votes
1answer
68 views

Multi-currency prepaid card for Brazilian residents

I'm Brazilian resident and I'm looking for a bank account (with IBAN and international card) or a prepaid multi-currency which I can deposit sending money online using platforms such as TransferWise. ...
3
votes
1answer
120 views

Can I use a Forex card on booking.com?

I have a MasterCard based Forex multi-currency card issued in India. Can I use this forex card for payment in Euros via booking.com online? Can I use the forex card the same way we use the credit ...
2
votes
1answer
105 views

Does the surcharge apply only if you tap the card in Australia?

Some restaurants in Australia have a surcharge if you use a credit card. I've heard from someone who lives in Australia that this surcharge only applies if you tap the card (paywave or paypass), but ...
21
votes
4answers
4k views

Can you use a virtual credit card to withdraw money from an ATM in the UK?

I'm contemplating getting a virtual credit card from a provider with more competitive exchange rates & fees for visiting the UK. The provider does support the popular smartphone payment apps, so ...
9
votes
1answer
336 views

Will connecting my wallet to my belt loop deter or attract pickpockets?

Coil Connector to Wallet A chain would be better, since it can't be surreptitiously cut or clipped, but it's too close to travel time to buy a chain or buy a money belt, so those are off the table ...
3
votes
2answers
2k views

Compensation from hotel

The hotel charged me twice on my credit card. But said that it is denied. In fact it is paid. I showed them the message that I received on my cell phone. Still I was denied check in. This causes ...
6
votes
3answers
267 views

Where can a UK resident get a Maestro card?

Looking for an issuer of Maestro cards in the UK, as I will be travelling to and from and The Netherlands frequently, and do not wish to carry cash and will not be becoming a resident. Mastercard and ...
4
votes
1answer
219 views

Is my Visa Gold considered as debit or credit card for car rental?

I have Visa Gold card like this. I want to rent a car and I found an interesting offer with Hertz but there is a mention that debit cards are not acceptable, only credit ones. With my Visa Gold I ...
4
votes
1answer
148 views

Is it possible to pay for hotel without physical card (booked via booking.com)

I booked a hotel through booking.com - where you pay at the property. However, my credit card provider - Sainsbury's bank - have massively let me down by being so slow in sending out my card. I got ...
3
votes
0answers
115 views

Contactless virtual Visa card payments in Yodobashi, Japan

Can someone living in Japan please find out if contactless payments made through Google Pay or Apple Pay are accepted in Yodobashi? And specifically, if they are done through a virtual Visa card ...
3
votes
2answers
96 views

Prepaid credit card for Wizzair flight

Here in Germany we can buy prepaid credit cards in gas stations and put money on them. I wanted to ask if anyone has any experience regarding if I could book a Wizzair flight using one of these ...
1
vote
1answer
155 views

getting a bank card (virtual, prepaid or debit) in Argentinian Pesos, from abroad, for foreign citizens

Is there a way to register for an Argentinian bank card, or prepaid card, or virtual card in Argentinian Pesos, for people that are not citizens/residents of Argentina ? Should pass IIN validation as ...
5
votes
2answers
124 views

How well integrated are Kitaca and Sapica in the Sapporo region?

In the past I've heard about different Japanese IC cards being interoperable, but with some cards only being used on certain networks. I'm considering traveling to Sapporo in Sept/Oct 2019 and I am ...
2
votes
3answers
208 views

Can I buy SL Access card with Credit Card?

As sweden is 'cashless', I am wondering if I can avoid currency exchanges altogether by purchasing (and topping up) the SL access card with my credit card. Is it possible? Or should I fetch some cash ...
5
votes
1answer
114 views

Foreign bank card fee in Denmark

My travel guide says that the use of foreign bank cards in shops in Denmark (restaurants, etc.) is frequently subject to a +2% or +3% “extra charge” for use of foreign card. But the guide is not ...
1
vote
1answer
62 views

Priority Pass Select in Europe?

In the US, some credit cards (like the Chase Sapphire Reserve or Amex Platinum) include a Priority Pass Select, which gives free access to Priority Pass lounges and allows bringing a guest. These ...
9
votes
1answer
995 views

My credit card has no magnetic stripe. Is this a problem in the USA?

My new credit card (Mastercard) has no magnetic stripe. It has a chip, Near Field Communication (NFC), and the 16-digit number along with validity date and CVV code. Will I encounter any limitations ...
2
votes
1answer
286 views

Any Maestro ATM in the US?

I just got some compensation for missed flight from the airline in Europe, and they gave it as Easy Cash maestro card. I live in the states and will not be back to Europe any time soon, so I wonder if ...
4
votes
2answers
325 views

Does one need cash in Australia?

As far as I understand, most (if not all) places in Australia accept credit cards. But are there scenarios when one would still need cash or when using cash is more advantageous? To be specific, I'm ...
6
votes
0answers
194 views

Chicago CTA pass on contactless bankcard or Apple Pay

This question is about public transit in Chicago. According to https://www.transitchicago.com/passes/, it is possible to load a CTA unlimited ride pass on a contactless bank card. This seems like a ...
3
votes
1answer
61 views

Can I buy tickets for the ADO bus online, without a Mexican payment card?

I saw somewhere that you can only buy tickets for the ADO Bus if you have a Mexican credit card. I did the full simulation and, apparently, they even accept Paypal, which in principle, should accept ...
1
vote
1answer
192 views

How should I deal with declined card with Hotels.com?

I reserved a hotel room using Hotels.com, and the card got declined due to the exceeded limit. They were able to charge me part of the bill (one night out of the several), however. I increased the ...
2
votes
2answers
115 views

Traveling to Cortona, Italy. Credit card, debit card, or euro?

I'm attending a summer school in Cortona for two weeks this summer. Major expenses are paid already. My question is if it's possible to pay all the dinning and grocery with credit card or debit card ...
14
votes
3answers
5k views

What if you don't bring your credit card or debit for incidentals?

Usually I never bring my card out, that's what I ask. Will not bringing my credit or debit card be a problem to a hotel such as The Park Ave North?
19
votes
5answers
7k views

Is American Express widely accepted in France?

I'm going to be in France — mainly cities, especially Paris and Brest — for about a month this summer and the only credit card I have without ridiculous foreign fees is AMEX. How much can I count on ...
4
votes
1answer
96 views

For how long does an Easy Card remain active if not used?

Does Taiwan's Easy Card get deactivated if one doesn't use it for a while? How long does it take for the card to get deactivated? What happens to the balance that remains on the card? Can the card be ...
4
votes
1answer
172 views

Are there any limitations to using Revolut or similar cards in Berlin? [duplicate]

I have tried to use my Revolut card to pay to enter a botanical garden in Berlin and the lady told me that it is not a good card. Unfortunately, her English was very poor and I cannot speak German, so ...
2
votes
3answers
225 views

Do I need to take cash on my holiday to Sardinia?

I'm from the UK. I recently went on holiday to Copenhagen and didn't have to use cash at all because I could use my debit card wherever I went. Will it be the same in Sardinia? Do all restaurants and ...
6
votes
1answer
197 views

Have anyone used Alipay to pay for their Airbnb?

I am currently a foreigner living in China and I am trying to book an AirBnB in Shanghai through Alipay (since the Host only accepts Alipay and Paypal). However, when I try to check out, I keep ...
3
votes
1answer
466 views

What is the “CC” and “Numero” of a credit card holder in Colombia?

I'm trying to make a purchase from Mercadolibre, and am presented with this puzzling "TIPO" and "Numero". After pondering how many customers they lose daily because of this poorly-conceived credit ...
5
votes
1answer
210 views

Can an Airbnb host insist on credit card information upon arrival?

I reserved a room on Airbnb, confirmed by the host through written messages on Airbnb's system. Nothing about a credit card was mentioned. Upon my arrival, they showed me the room, which was fine, ...
8
votes
2answers
2k views

Are international contactless cards / Apple Pay accepted in South Korea?

Travelling around Seoul, I've often seen the NFC / contactless payment logo in restaurants, shops, and bars. However, every time I've tried paying through either contactless American Express and ...
4
votes
1answer
224 views

Why do I have to fill in passport number when using credir card in Argentina?

I noticed during my recent travel that when using my credit card in Argentina (no suspicious places), I was routinely asked to fill in my passport id number. This has happened to me in no other ...
1
vote
1answer
98 views

Where can I find normal bank-operated ATMs in Playa de las Americas, Tenerife

Is there an app or a website that presents ”bank-operated” ATMs around the world? In sweden we use https://bankomat.se/ to find all bank-operated ATMs. Right now I’m looking for an ATM in Playa de ...
6
votes
2answers
737 views

Credit cards used everywhere in Singapore or Malaysia?

About to go to Malaysia and Singapore. I have a credit card for foreign transactions and a debit card for taking out money from foreign ATMs (this setup is just the best way to avoid foreign ...
1
vote
3answers
275 views

Jio recharge - payment cannot be processed error

I am in India and I am trying to renew my 4G subscription with Jio. When doing so, I get the error "Payment failure - Your request for recharge cannot be processed at this time. Please try after some ...
4
votes
1answer
304 views

Is it safe to use non-cash payment in Amsterdam red light district?

Some houses in Amsterdam red light district offer the possibility to pay not only with cash but also with cards. However, is it safe to use non-cash payment in such location? The safety I am ...
0
votes
0answers
49 views

I'm buying a ticket for another person to travel from Ghana to the US [duplicate]

Are there any issues if I purchase a round trip air travel on my credit card for someone else? They have a valid U.S. passport but live in Ghana. I have been told that I may either have to be present ...
16
votes
9answers
2k views

How to avoid credit card fee gouging in foreign countries?

I'm leaving (the US) for the Dominican Republic tomorrow and I only just discovered that credit cards charge a 3% fee on every transaction. I haven't been out of the country lately, but this isn't how ...
13
votes
1answer
2k views

Can I pay by card at the staff canteens in Changi airport?

At the beginning of my previous trip I asked a question looking for hawker stalls near Changi airport which attracted an amazing answer about staff canteens that anyone can eat at. That info came in ...
2
votes
1answer
211 views

How can I add value to my Octopus card directly from my debit/credit card in Hong Kong?

How can I add value to my Octopus card directly from my debit/credit card in Hong Kong? The couple of "Add Value Machine" I have seen in the MTR and HKG airport only accepts cash:
6
votes
1answer
142 views

Are there any drawbacks to “travel money cards”?

The cards I'm asking about are sometimes called "travel cards" or "prepaid cards" or "forex cards". I don't know if there is one universally accepted name. I have never used one because I believe ...
42
votes
16answers
7k views

Preparing in case ATM/debit cards might go missing during a long trip

I've been pickpocketed twice and had debit cards swallowed by ATMs twice over the past decade or so. I've also had cards expire during a long trip. For my upcoming trip which I envision will last ...
26
votes
4answers
6k views

Gift of Travel: Way to get a gift card that works for any airline, but only airlines?

I would like to get a family member a gift card or something similar that they can use to help pay for an airplane ticket to visit. Certainly I could get a gift card for any given airline, but ...
4
votes
2answers
351 views

Why my debit cards are treated as credit cards in several Latin American countries?

I have several Visa and Mastercard debit cards, each associated with a current account of a British bank. Even though my cards are debit cards, in several countries I have checked they are treated as ...
1
vote
2answers
176 views

What is the best alternative for cash payments in Thailand?

Is there any payment system in Thailand that can be used instead of cash payments? There is AliPay in China, Sberbank in Russia; Visa and Mastercard are accepted almost worldwide, but I couldn't find ...
1
vote
1answer
161 views

Credit card used while booking

I have an Alitalia flight from Munich, Germany to Delhi, India and I booked it using an online agency. I did not use my credit card for the booking and paid using my friend's credit card. Do I still ...
34
votes
5answers
7k views

Sending money to a friend stuck abroad without a debit card?

A friend of mine is stuck in Spain without a debit card, and I'm trying to send her some cash by whatever means available from here in the US. None of the bank branches near her are American, they're ...
1
vote
1answer
233 views

Can a hotel charge me for reservations a year later if I signed up on a waiting list?

Last year (2017) my husband and I went to a blues festival in West Helena AR. It was last minute and we had an incredibly hard time finding somewhere to stay (Helena AR is a small town.) After trying ...