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Questions tagged [insurance]

Buying financial protection to protect against problems which may arise on a trip, including but not limited to theft or injury.

3
votes
2answers
123 views

“Cancel for any reason” travel insurance

Does anyone have any experience using "cancel for any reason" travel insurance (in particular in the UK)? My girlfriend and I are looking at booking a holiday for later this year, with the catch that ...
2
votes
2answers
110 views

Driving into a country potentially disqualified by credit card insurance

I've seen credit cards that prohibit using their automatic car insurance on cars rented in Italy—for example, American Express*. In this case, are there any issues with renting a car in, say, Austria (...
1
vote
1answer
58 views

Recommended car insurance for driving Iceland golden circle in Winter?

I was originally going to be visiting Iceland in October but my trip has been delayed to January/February timeframe, which would be mid Winter. Iceland car insurance has a dizzying array of options. ...
3
votes
1answer
42 views

How do I acquire health insurance for a 2 week trip to Romania [closed]

I am traveling to Bucharest Romania for a 2-week vacation. I'm wondering if health insurance is a good idea
1
vote
0answers
38 views

What about long-term travel insurance, like if you’re going to be overseas for more than a year? [closed]

What about long-term travel insurance, like if you’re going to be overseas for more than a year? I tried to buy insurance but it’s only good for under 365 days.
2
votes
1answer
56 views

If you are planning to be away for a long trip (possibly a year or longer), do you need to have domestic health insurance with the ACA requirement?

If you are planning to be away for a long trip (possibly a year or longer), do you need to have domestic health insurance with the ACA requirement? Or would your travel medical insurance be enough?
-1
votes
0answers
23 views

Travel Insurance - Relatives in different country to myslef

I am travelling to India for ~1 month and would like to purchase a travel insurance that covers costs related to cancelling/interrupting due to death or serious illness of a relative. The problem is, ...
4
votes
1answer
95 views

Should I provide my insurance policy number after returning a rental car without any damage (USA)?

A car rental company charged me with a security deposit when I was renting the car. I returned the car in original condition and with extra gas in the tank. They have not returned my security deposit ...
0
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2answers
89 views

Emergency Care Clarification for Visitor in UK

There are a few questions here about emergency care for visitors in the UK accessing the NHS. None addressed my question. From the NHS website: Unplanned treatment on a temporary visit to England ...
4
votes
1answer
79 views

On which basis should I decide for a travel insurance for Nepal?

I am from Germany and I will go trekking in Nepal in March for 3 weeks. I want to have health insurance in that time. While the health insurances within Germany are super similar, I have no idea about ...
2
votes
2answers
55 views

Schengen visa (Germany) travel insurance valid long than trip

Will there be an issue if my travel in the Schengen area is December 5-15 and I have a travel insurance (50,000 Euro coverage) for December 5-25?
0
votes
1answer
55 views

Rentalcars full coverage insurance

I rented a car abroad at www.rentalcars.com and also purchased the full coverage insurance. When i returned the car i bumped into a pole and damaged the car that happened at the last day of the ...
5
votes
3answers
180 views

Is travel insurance valid if the flight dates got rescheduled by the Airline?

AirItaly has some changes in their flight schedule and broke my itinerary which might already make me pay a lot to schedule other flights in my journey and spend money on hotels etc. But with regard ...
0
votes
1answer
64 views

Schengen Visa Application - Travel insurance

I am planning to go to germany for 5 days, but my insurance policy is good for 15 days, will it be a problem on my visa application? The first application was refused so i decided to shorten the ...
1
vote
1answer
46 views

Getting travel insurance for Schengen visa for expat in the UK

I currently live and work in the UK but I'm not a permanent resident. I'm scheduled to submit my documents for a (French) Schengen visa application in a few days and one of the requirements is travel ...
5
votes
1answer
67 views

Duration of insurance for Italy visa

The checklist for Italy visa from Mumbai states the following regarding travel insurance: "Covering travel period with coverage of Euros 30000 inclusive of a repatriation clause. Minimum 10 days ...
7
votes
1answer
121 views

How to make sure health-care bill in a foreign country is paid?

My mother traveled from India to the Czech republic on holiday. There, she required emergency healthcare. The hospital staff was friendly and efficient; the health issues were quickly resolved. Now, ...
4
votes
3answers
132 views

Liability car insurance when visiting Europe from the US

I am visiting England soon and renting a car. I'm very confused as to car insurance while vacationing. I live in the United States and have car insurance and credit cards. I am covered for "Collision ...
4
votes
2answers
181 views

How to get medical insurance for a Singapore layover?

I am travelling to Australia from Europe, with a layover in Singapore on both legs of my travel. On my outbound trip, I have a 15-hour layover and I will surely visit the city; on the return, I have ...
2
votes
0answers
43 views

Driving with a rental car from Larnaca to Northern Cyprus [duplicate]

I am travelling to Republic of Cyprus. I am planning to rent a car in Larnaca and travel to Northern Cyprus as well. I have called several big rental companies (Hertz, Sixt, Europcar) and learned that ...
2
votes
0answers
77 views

Lesotho third-party car insurance [closed]

Has anyone any experience or knowledge regarding third-party car insurance in Lesotho? We are traveling to Lesotho for 4 days, and it seems like our current car insurance company (Santam) does not ...
1
vote
2answers
130 views

Foreigner borrowing a car from a friend in the UK. Insurance?

I go to the UK, and a friend offers to let me borrow his car for 4 weeks, free of charge. The the friend lives in the UK, it's his car, the car has a UK license and insurance. I am a foreigner in the ...
1
vote
0answers
41 views

UK travel insurance for Indian green card holder with pre-existing medical conditions [closed]

My mother-in-law, who is an Indian citizen, is currently in the US, staying with my sister-in-law. She has a Green Card. My wife and I live in the UK and she is visiting us for a couple of months. How ...
0
votes
1answer
77 views

Flight cancellations due to bad weather in Hong Kong and insurance for it

I'm an F1 graduate student in the US. I'll be in Hong Kong in early June for about a week and I plan to return to the US one day before my visa expires. I've been told that that period of time (...
2
votes
1answer
79 views

Travel insurance for US citizen living abroad visiting US for 5 months [closed]

I am a US citizen living in Korea since 2007. I will be visiting the US for five months, then returning to Korea. How do I find travel insurance for the period I am in the US? This question, Health ...
2
votes
2answers
104 views

Does a Canadian, resident in the USA, need travel health insurance in Canada?

My girlfriend will be visiting Canada for about a month. Should we get health insurance? Is she covered in Canada?
0
votes
0answers
25 views

Is a travel insurance necessary when transiting through Prague? [duplicate]

Because of price, instead of taking a flight to Berlin, I have had a flight to Prague booked, and will take a bus to Germany. I am aware that a travel insurance is necessary as a tourist in Czech ...
5
votes
1answer
106 views

Travel insurance and no regular insurance?

I am currently insured by my employer but I'm planning to quit and backpack for three months through Asia and Europe. I am relocating from Asia to the UK. At the end of my trip, I will be insured ...
2
votes
1answer
160 views

Unexpected medical costs - Canadian resident - Las Vegas, USA

My son went to Las Vegas with a friend in November 2017, and of course they were at a casino where their room was, but my son's friends forgot to register my son as well and they lost each other as ...
9
votes
1answer
627 views

Insurance when traveling to the United States

I work for a company in the United States and we contract with auditors around the globe to perform audits on our behalf. They are independent contractors and not employees. We have an auditor who is ...
14
votes
2answers
1k views

What is the difference between “health insurance” in the US and “travel insurance”

The J (exchange) visa application requires that "health insurance" be purchased. I've bought UK travel insurance (including medical claims etc) for the 6 month period. Is this different from "health ...
2
votes
1answer
69 views

Health insurance for J visa [closed]

Do international students who are J visa have to get health insurance first, before getting J visa? Or the students can have health insurance after they get into US?
10
votes
1answer
2k views

How should I be prepared to deal with medical emergencies abroad?

I live in the United States and I am on Medicaid (free Federal health insurance for low income individuals). While that can pay for a medical emergency if I was in another state, it might not cover ...
1
vote
0answers
218 views

Travel Medical Insurance for a Romanian visa [closed]

I am an Iranian Ph.D. student and am going to apply for a Romanian Visa in Italy, Rome. I want to stay in Romania for 3 months. I asked the Romanian Embassy for the required documents. The Romanian ...
3
votes
1answer
88 views

Can my friend legally drive my car in Canada?

I am currently in Michigan, I have auto coverage with Progressive, and I'm planning on taking a trip to Toronto with a friend. My insurance agent tells me that they need to issue me a Canadian ID ...
3
votes
2answers
116 views

Do I have to pay VAT on rental car repairs that were covered by insurance?

I rented a car from Sixt in Italy, and it received a minor scratch while parked on a street. The rental car insurance provided by my credit card (MasterCard) covered the damage, but per their policy, ...
3
votes
0answers
99 views

Travel insurer asking about my other insurance products [closed]

My travel insurer is asking for details of my home insurance and says it is normal to share the cost of the claim. Is that normal? I don't think my home insurance has any relevant cover (I am ...
5
votes
1answer
238 views

Travel insurance for very short missed connection

I'm taking a flight with only a 1 hour layover. Although it's one ticket with the same airline, missing the connection would cause big delays as the airline's next flight to the final destination is ...
2
votes
1answer
89 views

UK resident working overseas. Planning a 2 week vacation. For purposes of travel insurance, how long is my “trip”? [closed]

I've been living and working in China for a year now. I think I am still classed as a 'UK resident' (since I intend to return). I am about to go on a 2 week holiday to India. I've noticed that most ...
2
votes
1answer
448 views

Does my Japanese health insurance cover me (non-Japanese national) abroad?

I am a resident but not a national of Japan. As I am employed as a researcher by a university, I enjoy the benefits of compulsory health insurance. I intend to travel out of Japan at least twice this ...
1
vote
1answer
56 views

Getting travel insurance for multiple travels in a month

I have travel plans via air in a particular month where I will be going to and fro between two places. If I book tickets via online travel agency (Yatra/MakeMyTrip), they offer me to get travel ...
4
votes
0answers
118 views

What exactly is covered with this Icelandic car rental? [closed]

We're going to have an one-week trip to Iceland in March. As we want to travel around the island, we decided to rent a small car. But I'm not sure if everything is covered by the offered insurance: ...
12
votes
1answer
355 views

Driving from Europe to India, do you get automobile insurance at the border of each country?

I'm currently in Turkey and was told the UK insurance is not valid in Turkey (only in Europe). So I had to pay for the vehicle insurance at the border. For driving through Iran, Pakistan, to India, ...
0
votes
0answers
32 views

Health Insurance for Senior Canadian resident [duplicate]

What kind of health insurance can I get in the US for my grandma who is 93 and a resident of Canada? She is visiting for one and a half month and she will be 1 week in North Carolina and 5 weeks in ...
7
votes
1answer
278 views

Car accident in Germany: How to handle insurance claims? [closed]

I had a car accident in Germany. It wasn't my fault and the claim is to be covered by the insurance of the person who was responsible. They accepted and so forth. The trick is I'm a Polish citizen and ...
1
vote
0answers
37 views

Medical test and travel insurance for UK visas [closed]

I'm a Pakistani expat. Do I need a medical test and travel insurance for a UK standard visitor visa If I apply from Saudi Arabia?
6
votes
3answers
2k views

Can you drive to the US on temporary Canadian plates?

I am British, living in Canada. I have been approved for a long-term visa to the US, moving early 2018. Moving should hopefully see me drive to my new home with my life in the back of the car. However,...
28
votes
12answers
7k views

Are there benefits in travel insurance for travelers with deep pockets?

In my understanding (and I may be wrong), on average insurance costs you more than amount of claims insurer expects to pay you. So if you can afford the losses, you can expect to pay less when you don'...
1
vote
1answer
42 views

Multi-year travel medical insurance for Russian multi-year visa

When applying for a multi-year Russian business visa you have to provide a letter of proof that says you have travel medical insurance for the visa validity period, which in this case can be for two ...
2
votes
2answers
187 views

Medical insurance at border control on visa-free travel to Belarus

It is still uncertain whether my credit card insurance works as a medical insurance for visa-free travel to Belarus, so I'm going to prepare for signing in the insurance at the Minsk airport. However,...