I'm checking the terms and conditions for various car hire insurance/excess coverage policies and I see a lot of lines like this one (this one from http://www.insurance4carhire.com):
We will not reimburse Your Excess or any financial loss or expense in the following circumstances: ...
6.13 Where Damage is the result of driving off-road, or on an un-made up road, or a road which is not designated as a public thoroughfare.
I can't find any definition of these. I'm planning on driving in South Africa and Lesotho and while I'm not planning on going off road, it'll be impossible to avoid some pretty poor quality roads.
Is there any standard definition of this? Would it include an official road, marked on maps, that is in a poor state of repair, or perhaps one that was never paved or sealed?
This company is a UK one who serve worldwide, there seems to be a UK definition of "unadopted road" as:
‘Unadopted’ roads are those roads not maintained by a highway authority as defined by Highways Act 1980. The description of such roads covers a wide range of circumstances.
...but that could well be an unrelated term more in the context of town planning than anything else. I can't find any obvious official definition of "unmade-up road".