I am Egyptian with an F1 visa. I will be traveling from the USA to Egypt, and my itinerary includes two transits, one in Lisbon and another in Paris. Both transits are less than 4 hours, during which I will remain within the international transit areas.
I checked and don't need a transit visa for either(correct me if I am wrong please). Yet, I came across some contradictory information that has left me confused "Travelers that need to land in more than one airport of the Schengen territory should apply for a regular Schengen visa instead of a transit Schengen visa". Is the statement meant for people who are required to have a transit visa but had to make more than one? Or do I actually need to get a Schengen visa?
Lastly, I saw one of the requirements is to have travel insurance. Is that also for visa holders only?
PS: I contacted the airline and they said they believe I don't need I am waiting for the consultant in the USA to reply with clear info rather than links.