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I am going on a cruise to the Fjords where I am going kayaking on the Nærøyfjord.

location

(the pin is where I will be kayaking)

The insurer (Post Office) says I need extra cover for "sea kayaking". Does this count as "sea kayaking". Should I get the extra cover just in case?

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    Um, the fjord is part of the sea, so how could it not be? – Henning Makholm Jul 14 at 17:51
  • @HenningMakholm I suspect that's what they're asking. Sometimes it's unclear to people eg lakes with egresses into the sea, estuaries and the like. – Mark Mayo Aug 30 at 0:07
  • indeed you can get freshwater fjords, which I didn't know until now. en.wikipedia.org/wiki/Fjord. But in this case I'd agree, it appears oceanic. – Mark Mayo Aug 30 at 0:09
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    Although en.wikipedia.org/wiki/N%C3%A6r%C3%B8yfjord seems to indicate a river flows down it....so ... could argue either way – Mark Mayo Aug 30 at 0:10
  • @MarkMayo: As far as I can see the Wikipedia page just says a river flows into the fjord. – Henning Makholm Aug 30 at 11:01
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I can see the confusion, as even Wikipedia talks about the river flowing through it, and indeed, some fjords are freshwater.

Certainly, at least the photos of one kayak company indicates it's river-based, primarily.

However, another literally describes sea kayaking in the fjord.

Ultimately, it's going to come down to whether or not you have an argument with your insurance company. So it's best to contact them, ask if THEY consider it sea kayaking, and regardless of the answer, get it in writing. That was you know where you stand, regardless.

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