My travel insurance has a standard travel warning exclusion that reads:
We do not insure you for any event that is caused by or arises from you failing to follow advice or take heed of a warning from:
− any government; or
− any official body; or
− any publication or broadcast by any member of the mass media; or
(This seems like overly broad language. Couldn't they just point to some fringe government that recommends never travelling anywhere ever to void any claim?).
As a result of the Easter terror attacks in Sri Lanka, the Australian government has issued a 'reconsider your need to travel' advisory.
I understand that I can't recieve specific legal advice here - but is there a framework for understanding/interpreting travel warnings and travel insurance?