The last time I travelled to Florida (about 2 years ago) I had 2 different credit cards from Wells Fargo put on hold within literally 1/2 hour of arriving due to the bank assuming that the legitimate transactions I was making were actually fraudulant. Apparently Florida is a hotbed of fraudulent activities.
I have since learned that you can nominate travel plans on the Wells Fargo website and hopefully secure yourself against over-zealous putting the card on hold.
However I do not see the equivalent thing for American Express.
- Am I at risk from over-zealous putting the card on hold if I don't inform Wells Fargo of my travel plans?
- Does this also apply to Amex? (given that there is nothing apparent to allow me to do so)