As government taxes on credit/debit card transactions occurring outside my country are high (traveller's checks/cards too), the cheapest way to pay my expenses is to buy Canadian dollars at an exchange store before leaving. The downside is carrying so much money, so I figured I could buy a prepaid debit card once in Canada.

I searched for such cards, but I either found some that require permanent resident status while most others are limited to $500. I'd be interested in a cheap (ie. low/no taxes, easy withdraw when leaving) card with a limit of at least 1500 to CA$2000.

Any suggestions?

  • 1
    This question appears to be off-topic because it is about money
    – ansur
    Jan 2, 2014 at 22:51
  • @ansur If so, why are there so many questions like it?
    – user9744
    Jan 6, 2014 at 22:52
  • You mean questions like travel.stackexchange.com/q/22899/9669 that was closed?
    – ansur
    Jan 8, 2014 at 21:48

1 Answer 1


A debit card in Canada is slightly different from one in other countries. In Canada a debit card connects to a bank account, and you deposit money at the bank to then use it.

You can get a pre-paid credit card in Canada that you can buy in denominations and doesn't need to be registered.

Does your country not have credit cards?

  • I have an international credit card, but the government taxes on every transaction are exceptionally high. Are you sure they're all tied to bank accounts? Example: paypower.ca/How-It-Works ; looks like "buy and use", but limited to $500 and only for permanent residents.
    – user9744
    Jan 2, 2014 at 2:06
  • @user9744 Those are the same as prepaid credit cards here. A debit will always be tied to a bank account. Are you sure you get taxed on purchases you make outside of the country? That seems ridiculous. Jan 3, 2014 at 0:32
  • Brazilian government is ridiculous, and that's how it works, unfortunately.
    – user9744
    Jan 6, 2014 at 22:50

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