I will be travelling to Hong Kong next week and octopus card seems like a must for hassle free trip. However I discover on the website there are standard on-loan octopus and tourist octopus.

However I cannot find the difference between them. They are both stored value and stored value are refundable. Tourist card cost 39$ non refundable while standard card cost 50$ refundable deposit.

Is there any difference I am missing? Is there any benefit to buy tourist card at all?

My trip will be for 3 days.

I will be travelling to Hong Kong next week and the Octopus card seems like a must for a hassle-free trip. However I discovered on the website that there are standard on-loan octopus and tourist octopus cards.

However, I cannot find the difference between them. They are both stored-value cards and the stored value is refundable. The tourist card cost 39$, non-refundable, while the standard card costs 50$, with a refundable deposit.

Is there any difference I am missing? Is there any benefit to buy a tourist card at all?

My trip will be for 3 days.