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Jan 26, 2014 at 21:32 comment added Russell McMahon ... the insurance does not apply to business travel. I read all fine print but missed that !!!!. Needless to say I am "twitchy" about using such "open" insurance BUT have never been asked.
Jan 26, 2014 at 21:31 comment added Russell McMahon @Doc - Yes. Experiences vary. Can you advise what countries asked for insurance proof, and what % of occasions this was. That is liable to be useful information for the OP and for others (and for me). When travelling non-buiness I have sometimes relied on "free" Gold VISA travellers insurance. You qualify for this by paying using the relevant VISA card or an associated bank account. There is NO specific documentation, NO confirmation of cover, NO way of being sure that you have not missed a loophole and are not covered. On one trip I did just that as I stupidly failed to realise that ...
Jan 26, 2014 at 2:47 comment added Doc All experiences will not be the same. I've had to show proof of insurance at least 8 times whilst travelling...
Jan 26, 2014 at 2:09 history answered Russell McMahon CC BY-SA 3.0