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May 16, 2023 at 5:52 comment added Adrian McCarthy @Kevin: All three agencies responded claiming that I was wrong and that they would not remove the address unless I could prove it had never been mine. The CFPB was uninterested. After two decades, the bogus address finally aged off the last of the three reports. All databases have errors. A fictional former address is the least important error I've had to deal with. For a real challenge, try getting your doctor to correct mistakes they've entered in your medical records.
May 15, 2023 at 21:53 comment added Kevin @AdrianMcCarthy: If they don't fix your credit report, you can complain to the CFPB. It is illegal for the credit agencies to continue reporting inaccurate information after you inform them (this violates the Fair Credit Reporting Act).
May 15, 2023 at 15:03 comment added Adrian McCarthy One fundamental problem with these identity checks is that all databases have errors, so the expected answer might not be the correct answer. I had this problem when the big three credit reporting agencies all listed an address where I'd never lived as one of my former addresses. There being little else to draw on, every check included a question about this address, which I consistently answered "incorrectly" until I learned of the error. I notified all three agencies about the error, but none of them would remove it.
May 14, 2023 at 1:10 answer added Harper - Reinstate Monica timeline score: 1
May 13, 2023 at 23:29 vote accept Thomas Ahle
May 13, 2023 at 0:11 history became hot network question
May 12, 2023 at 21:25 history edited Kate Gregory CC BY-SA 4.0
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May 12, 2023 at 20:31 comment added John Pardon @Tor-EinarJarnbjo: The questions come from public databases (and maybe some private ones too) with information like property ownership records, bank accounts, etc., which has data like name and birthdate, but certainly not fingerprints or retina scans (see my answer).
May 12, 2023 at 18:11 answer added John Pardon timeline score: 14
May 12, 2023 at 16:28 answer added JonathanReez timeline score: 30
May 12, 2023 at 16:18 comment added Midavalo "CLEAR is currently only available to US citizens and legal permanent residents 18 and older with a valid government-issued photo ID." - If you're on an O1 visa then I think you're not an LPR so possibly not eligible for CLEAR
May 12, 2023 at 16:12 comment added Tor-Einar Jarnbjo Fingerprint and retina matching are not 100% fool-proof technologies. I have absolutely no specific knowledge about the CLEAR registration process, but from what you are describing, I would not be surprised if the system believes that your biometric data matches someone else.
May 12, 2023 at 16:04 history asked Thomas Ahle CC BY-SA 4.0