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Apr 13, 2017 at 12:25 history edited CommunityBot
replaced http://money.stackexchange.com/ with https://money.stackexchange.com/
Jun 19, 2015 at 18:29 comment added Andrew Lazarus At this writing, AmEx has increased its foreign currency exchange fee to 2.75%, while Discover has lowered theirs to zero and are moreover accepted anywhere Diners Club is. Discover is now useful in Europe, which was not true before.
Mar 24, 2015 at 14:54 history edited Joel Spolsky CC BY-SA 3.0
travelex cash passport obsolete. Chip and PIN coming.
Oct 19, 2014 at 5:46 comment added Burhan Khalid Note that the CHIP+PIN thing is primarily for debit cards; if you have a credit card, the old sign-and-swipe thing will work (but is highly insecure). Keep an eye out on your statements.
S Oct 18, 2014 at 22:30 history suggested smci CC BY-SA 3.0
highlighting
Oct 18, 2014 at 20:15 review Suggested edits
S Oct 18, 2014 at 22:30
Sep 23, 2011 at 16:12 comment added user221 Capital One credit cards do not charge a foreign transaction fee. They are the only major credit card company that does not charge foreign transaction fees. Credit union debit cards and some smaller credit card companies charge 1% foreign transaction fees.
Jun 25, 2011 at 2:10 vote accept MrDatabase
Jun 22, 2011 at 17:01 comment added russjman For #2 When i was in Japan, had to take the subway into downtown Yokohama(30mins) to the nearest ATM that had the ability to withdraw directly from my account(Citibank) in the US. It was worth the trip as I received my money without a surcharge, at the exact daily exchange rate.
Jun 22, 2011 at 16:51 comment added ESultanik There is a fairly standard 3% fee for foreign transactions on US credit cards (2% for AmEx and Discover, even less for some government credit unions and some Capital One cards). There is also a "Dynamic Currency Conversion" (DCC) fee that some credit cards charge on top of the 3% fee. The DCC can cost up to an additional 7%, so some cards can have up to a 10% fee. I think the DCC may be set by the vendor, not the purchaser's credit card, so it can vary by transaction. AmEx apparently does not allow DCC fees; they have a flat 2% fee.
Jun 22, 2011 at 2:44 history answered Joel Spolsky CC BY-SA 3.0