My niece visited in March this year from the UK, we are American Citizens, we paid for the initial cat scan to determine her diagnosis, she was admitted to hospital and later released to fly back on her booked return flight, she had a bowel blockage and had the necessary treatment to clear the blockage but no surgery, thankfully. The hospital or agencies have been sending her bills and she has now responded saying she is disabled, on limited income and lives in social housing which is all true but she acknowledges the debt and is willing to pay off as she can afford, she took out travel insurance in good faith. Today I have received a billing letter addressed to her at my address. I am planning to send this to her and not open it. I am tempted to send it to the address given and advise she does not live here but in the UK. Of course she did take out travel insurance but the insurance company in the UK have not responded as yet. Any advice ??