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-2

Regarding currency, my usual go-to plan is to take local cash with me, usually as much as I think I will need for the trip. I keep my cash in my suitcase usually, and only carry on-person enough money to tide me over for as long as I'll be away from my hotel (essentially, my hotel is my ATM). Cards often charge fees for conversion/withdrawal/transactions ...


6

It is a fair reasonable plan but it is also hard to generalize this to all countries. Let's see how we can improve it: Make sure you have or will have enough money for planned expenses, any automatic spending at home (such as automated bill payments and subscriptions) plus an extra buffer for travel. There are frequently extra unexpected costs while ...


16

This is way more than I have ever done over the dozens of countries I’ve visited in all parts of the world, from places like USA to Zimbabwe to Brazil to China, and for trips ranging from backpacking in hostels to 5* hotel leisure trips to 18 hour work days at a remote office. No one has ever asked me for proof of my bank account situation on arrival. I’d ...


7

For "just about any country", this is definitely not enough. First, in some countries, cash usage may still be prevalent, and ATMs few and far between. For those countries, you'll have to take quite some cash. Next, if any issue arises, a credit card is probably a much better option than a debit card (you usually have a lot more protection). Also, ...


3

About bank cards: Pack my VISA debit card That is a big security hole. A thief might have access to all your money – take a credit card. Who the hell has two bank cards? I have two credit cards. I use one for online purchases and one for in-person purchases. If one gets compromised, I can still spend by using the other. Neither has any fees (unless I can'...


5

What does "enough money on my bank account" really mean - enough money for what? Enough money for everything you plan to spend - of course But also enough money for potentially foreseeable problems such as having to change your flight ticket home, spend an extra couple of nights at your hotel/accommodation, purchase travel back to the airport ...


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