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5

Aussie here. As far as I'm aware, whoever told you that was flat out wrong: you're charged for credit card use, regardless of whether you tap, insert or swipe. I suspect that your contact is confused by the fact that EFTPOS (direct bank payment) is almost always free and usually done by inserting the card, while credit cards more often have surcharges and ...


2

I just noticed today that a self-service checkout in a Swedish supermarket, where you can pay with either card or cash, now had the option to withdraw money from it. It's the first time I've ever seen it and I guess these could be found in the UK, maybe now maybe later. I know Tesco have self service machines that handle cash. So if you are like me, ...


2

While the accepted answer is correct (I use a TransferWise card), the user specifically mentioned Revolut. Revolut provides a debit Mastercard (just like TransferWise) and I have used it across the EU (and in the UK...). TransferWise may be available to users from more countries. My wife (Canadian, non-UK-resident) is not permitted a UK card, and uses my ...


28

Alternatively to an ATM, you can ask for cashback in stores. The way this works is that after scanning your items, you can ask the person at the till for cashback of X amount (normally smaller amounts work better as they might not have enough in the tills/the app of your choice might have a cap), they then add that to the purchase amount, charge the ...


11

There are a few banks that allow you to withdraw from their own ATMs without a card (usually as an "emergency withdrawal service", with a code you get via telephone banking), but other than that, as far as I am aware, you most definitely need a physical card to withdraw from an ATM. You may want to check out Transferwise. They can provide a real Mastercard ...


4

I'd say you may be a bit safer in some situations (at the expense of looking a bit stupid), but that depends. At least it would be something unexpected for most pickpockets. What you need to consider is that pickpockets are not after you, specifically, but the easiest target. From my (luckily limited) personal experience I can say that when I was ...


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