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5

You said you used an credit card for this. Call the credit card issuer and ask to file a dispute. They will probably ask you what you've tried to resolve the dispute yourself, so be prepared to tell them about your unsuccessful attempt at involving the police.


0

I'd like to say that cash is needed in China. Although most of the shops or markets accept the Alipay or WeChat pay, I think it will be complex for new user to use. There are two kind of ways to pay using Alipay or WeChay pay: Cashier scan your QR code And you scan shop owner's QR code I will be a little difficult for a traveler or new user to understand. ...


30

This has happened to me multiple times with local cards as well so I doubt they target foreign cards. Every time the police have helped me rather swiftly, provided me with a copy of the case registered which I took to the bank who then changed the money for me without delay at all. But yes dealing with Chinese police can be frustrating and take a long ...


1

The Visa exchange rate is pretty close to the market rate. If your bank doesn't screw you by adding a conversion fee (which is often undisclosed), then you should use local currency. Otherwise, you should find out what your bank's fee is and how much the local bank's fee is. If my experience in Spain is any guide (a very big IF), the local bank's charge ...


1

I've never, ever seen a payment terminal that gave you a better exchange rate than your home bank. Worst I've seen in a bank is a 3.0% spread compared to the central bank's rate, while the terminals will give you 5% on a good day. So always decline paying in your home currency and pay in the local currency instead. Dynamic currency conversion (DCC) is a ...


0

But I am really looking for people who went through it and did the math upon their return. It depends on your debit/credit cards. As Danny mentions, typically it's financially preferable to use local currency with your credit card (I confirm it is also typically the case in Peru). If you don't want to do the math each time, you can use a card using currency ...


8

The general consensus on this site is that it's probably in your favor to pay in local currency and allow your card issuer to do the conversion, rather than allow the local vendor or their payment network to do it for you - their only relationship with you is for this single transaction, whereas your card has some incentive to give you a more favorable rate ...


0

If there's no pin on the card, there's no pin to enter. Just plug-in & confirm transaction. I expect, like any other smartcard (the kind of thing the chip is), the system will just skip the pin checking phase. (if there's a pin it needs to be done to communicate with the card) However, if you are unable to use the chip for whatever reason, you can not ...


2

The PIN is required to do a chip & pin transaction. (The credit card itself is a Smart Card if it has those metal contacts in the side. They are to connect to the card's "chip". Much like a SIM card for GSM phones.) The PIN is used to unlock the card, so it can authorize a transaction. This is checked by the card itself, and getting it wrong enough ...


40

There are a bunch of legit reasons Save Credit Card Service fees (2%-3%) No risk of having to chase or eat a bad payment. Less paperwork However, I suspect the main reason is the same as in most other places in the world: To put it delicately: Cash allows for "more creative" accounting practices which may or may not be legal and may or may not result in ...


1

In China mobile payments rule, you are more likely to be denied using cash Han mobile payments like Alipay or we pay, even the beggars on the streets use we pay here these days. Even out in the most rural areas mobile payments are preferred. Taxi, public transport, malls, food markets and even high fashion brands they all accept and prefer Alipay or wechat....


3

Credit/debit card receptance in China is not great in that most smaller establishments do not accept plastic. If you want to get a drink or some chewing gum or anything like that, unless you go to a Seven Eleven or big chain store, then cards are probably not accepted. Same with restaurants: unless you go to a reasonably large restaurant that is at least mid-...


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