172

Based upon what you wrote, you are getting ripped off. It means you are the victim of a con. A UK emergency travel document is issued to British citizens only. They will never issue an emergency travel document to a foreigner. That's the job of the foreigner's country. Issuing a UK work permit (or UK visit visa) at the UK border (or airport) flat out does ...


143

The problem here is not the corporate credit card, but that you're trying to do this without a physical card. A credit card number is good enough to make a reservation, which is why the phone call works for that, but reception needs to charge a deposit on arrival and their protocol dictates that you need to hand over a physical card for this. The hotel ...


127

It is usual for hotels to put a 'block' (a deposit) on your payment card for the total amount, plus some estimated incidentials. On a credit card, this has little consequences (unless you are maxed out), but on a debit card this really takes the money out for some days. Many hotels (same for car-rentals and gas stations) have signs at the check-in where ...


117

I'm going to disagree with the other answers here, and state that the hotel didn't follow the correct procedure for charging your card, which is what has caused your problem. When you checked in, the hotel did an authorization for the $5,000. This is normal - it basically "reserves" the money so that it's there when they come to charge your card, which ...


71

No. Since the bank is the one that has to assume the risk of unauthorized charges (by law, your liability can't be more than $50), it doesn't matter that you are "okay with taking the risk," because it's the bank's risk. The anti-fraud measures are there to protect the bank and are not optional. You might consider getting a card with a different bank, as ...


71

Indirectly. You can give them a voucher that tells them you will buy them a plane ticket of their choosing up to a given amount. Far more personal too than simply handing some precharged card.


55

There are no rules that say a hotel has to refund money to already-booked patrons if they lower their prices. And you would certainly object if the hotel asked you for more money because 'prices had gone up since you booked'. Forcing hotels to refund money to customers with previous bookings would essentially mean they stopped reducing prices, because it ...


51

At point-of-sale terminals, cheque and savings transactions are processed through the domestic EFTPOS debit card system. As far as I know they only accept locally issued debit cards. Credit transactions are processed through the relevant international card scheme (Visa, Mastercard, etc). Despite its name, they accept both debit and credit cards issued ...


50

Canadian Credit Cards Many fuel dispensers in the USA (for sure in Hawaii, apparently elsewhere in the USA as well) accept the numbers-only from the postal code of a Canadian billing address followed by two zeros. So, if your Canadian billing address is right beside Schwartz's Deli in Montreal where the postal code is H2W 1L2, you would enter '21200'. ...


48

There's a few places where you may encounter difficulties: Lots of people expect tips in hotel, especially bellhops (the people who will carry your luggage to your room or into your car). I'm not sure about valets (those who park your car for you), I don't drive. Having a small quantity of one-dollar bills is always useful for those cases. In most other ...


47

This is a fairly simple approach, but I have a couple of different cards (including ATM/debit and credit) from different banks (which also helps with ATM compatibility issues). When I travel, I take care not to keep them all in the same place. This takes some effort to ensure they're being stored securely and don't get lost, since you're moving them around ...


47

My advice for anyone who wants to get out of a difficult situation is to not get in that situation in the first place. In this case, the easiest way would be to take a second debit card, or a credit card, with you. But in case you're already abroad and are stuck with a single broken card, you could ask the hotel if it's possible to pay by bank transfer (...


45

I second the comment by B.Liu. Make really sure this is not a scam. I once used Western Union to send money to a relative abroad. They are still in business and so are several other providers. (Andrew mentioned Moneygram in his comment. I'm not suggesting a specific provider based on my limited transactions. Check their websites and FAQs.) Your friend ...


45

For both historical and financial reasons, American Express acceptance in France is quite low. Visa and MasterCard were associated from the start with the CB program, so anywhere they take cards they will take Visa and MasterCard, it's a standard part of the contract a merchant would get from their bank for card acceptance. On the other hand, American ...


43

It's always a good idea to have at least two completely different and separate cards if you are travelling far from home: Some issuers will overzealously block your card "for security reasons" as soon as you hit a foreign country, and it may take a little while to get them to unblock it (just due to matters of timezone differences and limited customer ...


40

There are a bunch of legit reasons Save Credit Card Service fees (2%-3%) No risk of having to chase or eat a bad payment. Less paperwork However, I suspect the main reason is the same as in most other places in the world: To put it delicately: Cash allows for "more creative" accounting practices which may or may not be legal and may or may not result in ...


34

This is how they avoid taxes. In Ukraine, there's a special regulation for small businesses, called "Private Entrepreneur" (приватний підприємець or фізична особа-підприємець, abbreviated ПП or ФОП). They have simplified requirements as per bookkeeping, quarterly reports, and — most importantly — lowered taxes and/or flat tax rate (contrary to a ...


32

Both Visa and MasterCard offer worldwide card replacement services for lost or damaged cards. There may have a fee attached, which will probably be taken from your bank account but as far as I can tell Visa will get a replacement card to you pretty much anywhere in the world within a couple of days and I assume MasterCard would be similar. Its literally part ...


31

This has happened to me multiple times with local cards as well so I doubt they target foreign cards. Every time the police have helped me rather swiftly, provided me with a copy of the case registered which I took to the bank who then changed the money for me without delay at all. But yes dealing with Chinese police can be frustrating and take a long ...


30

Whether you have problems or not depends on where you are and what kind of shops you like to go to. In central London where I live and work, there is no problem, it is accepted as widely as any other card. I think only my barber and butcher do not take Amex, but they both prefer cash anyway. In my daily routine of the pubs, supermarkets, restaurants, coffee ...


30

Travelling without a credit in the US is difficult. It's almost impossible to rent a car. Some hotels will try to work with you, others will not. You may have to put down substantial amounts of cash as deposit. Many providers will simply refuse service. For example: there is a simple food truck outside of Boston's South Station that takes card only: no card?...


29

If you pay by Dollar (or home currency) The hotel will add a charge for this, hence you will be paying more. If you pay by local currency the exchange rate will be decided by the credit card company or bank. These exchange rates are much better than the hotel rates. Check this Visa page for more information regarding this service for Visa holders. AFAIK, ...


29

Well first of all, as has been pointed out in comments, you will really want to trust your friend. He could run off with all of your money, not pay you back the full amount or lose the card. If all of that is no issue for you, look to your terms and conditions that you signed for the debit card. Very likely there is a clause that prohibits your from ...


29

Yes they will work just fine. I have the chip and signature cards and I have used them abroad successfully. The merchants will just give you the receipt to sign instead of having you enter your pin. One thing I would suggest is carry a pen since for most places it will seem unusual and may take a little bit of time to get the pen that is needed to sign a ...


29

Alternatively to an ATM, you can ask for cashback in stores. The way this works is that after scanning your items, you can ask the person at the till for cashback of X amount (normally smaller amounts work better as they might not have enough in the tills/the app of your choice might have a cap), they then add that to the purchase amount, charge the ...


28

This question is from 2011 and things have improved, even in Germany. As of 2016 you can survive using credit card payments only, but there are still plenty of places that do not accept them. As a rule of thumb a credit card is more likely to be accepted if you are in a metropolitan/touristy area with hotel/supermarket/... chains for larger sums of money (...


28

First of all, it depends on why your card is retained. I can think of at least three common situations: You have entered a wrong PIN too many times. Your issuing bank has decided to cancel and retain your card, e.g. because you have exceeded your credit limit and they want to prevent you from charging the card at "offline merchants". This may of course be a ...


28

Mastercard, hands down. If you want a card to make payments abroad, your choice is between Mastercard and Visa, especially in Europe. Other cards are much less commonly accepted (and in fact quite rare there). American Express cards can be good for their perks: cash back, insurance, miles, rewards, whatever but not for convenience when travelling… You could ...


28

Tourists planning to visit the UK can actually buy a Visitor Oyster card in their home countries, if they live in one of 24 countries where local travel agents sell the cards. For instance, people in the US can visit Rail Europe or VisitBritain Shop to purchase a Visitor Oyster card before leaving. If you aren't in one of those countries, the TfL Visitor ...


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