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0

You should contact the insurer for details on how it works and what is covered and when/how/what to pay. Normally when you go to a hospital, when filling out the various forms, you enter your insurance information. Anecdotal: My parents were in Italy and my dad had a heart operation (needed to install a pacemaker) The hospital stay and everything medical ...


2

No. Out of state speeding tickets certainly follow you home, but countries don't share details - in many cases it'd be too difficult, as your rental car for example might have the ticket, and your rental company sends you a bill but the country charges the rental company. The most likely risk is that your insurance might ask "have you had a speeding ...


4

I can see the confusion, as even Wikipedia talks about the river flowing through it, and indeed, some fjords are freshwater. Certainly, at least the photos of one kayak company indicates it's river-based, primarily. However, another literally describes sea kayaking in the fjord. Ultimately, it's going to come down to whether or not you have an argument ...


3

I guess this is a bit late in the day, but if you book your flights with lastminute.com then they offer CFAR insurance as an option - they call it FullyFlex. It costs about 10% of the cost of the flight (which if you book a budget flight without any frills, often doesnt amount to that much) and it will refund you 90% of the flight in the event that you ...


3

my brother purchased temporary insurance for himself and his family upon arrival the USA through this service. It was recommended by the company he came to work for: https://www.insubuy.com/temporary-workers-insurance-eligibility/


7

However, these plans span at least one month, and I am not sure if it would be problematic to have overlapping insurance plans. In my experience, this is not a problem. It just means that, if you do need to make a claim, you should disclose all your applicable policies to each insurer so that they can sort out between themselves who's covering what; the ...


8

The most sensible way to insure against a flight being late by 2-3 hours is to pick a flight which arrives 3 hours earlier, or travel the day before. The "premium" here is your convenience, since you will be pointlessly waiting for 3 hours if the flight arrives on time (or spending a night at an hotel which you could otherwise have avoided). Important ...


33

The thing to bear in mind with insurance is that you always expect to pay more in your premium than you would expect to get paid from the policy. If you're insuring against a 30 minute delay for a single flight, the cost of the cover will be very close to the amount you would get paid in the event of a delay, since as you observe, such delays are very ...


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