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Generally a Visa card can be expected to work for (almost) every currency in the world. If the currency of the transaction is different from the currency the card balance is kept in, the issuer will seamlessly convert the money according to the exchange rate for the day. You pay for this service in the form of slightly worse exchange rates than wholesale ...


14

Assuming that card works like a standard Visa/Mastercard, it will work fine. Whenever I have used my (GBP) Mastercard in Poland, the card machine has asked if I want to pay in Złoty or convert to GBP (and siliar in other countries with other currencies) Note that the conversion rate is usually much worse than the Visa/Mastercard rate, so it's generally ...


6

These cards are made for travelers who have the cash and do not need to "borrow" money from the bank using a regular credit card, but they want the benefits of credit card in terms of ease of use and acceptance. Having said that, comparing them to credit cards does not make sense. The better way is to compare them to debit cards. I have used this exact ...


4

Money Saving Expert has a good run down of commission-free cards available in the UK. In particular, Halifax Clarity Barclaycard Platinum travel card (possibly only via a promotion) Aqua Reward Santander Zero all meet your criteria. They charge no fee at all for transactions and money withdrawals and use the VI~SA or Mastercard wholesale exchange rate. (...


4

When are these cards not suitable for travellers? Do they have any down sides? To begin, the same downsides that happen if you use a prepaid card in your own town instead of your regular card. You have to carry an additional card in your wallet, and you have to remember to use the right card in the right place. (Many apps like Uber make it slightly ...


3

It is not a bad option these days to use your regular debit card (at ATMs) or credit card. Check with your bank about the foreign currency charges. Indian banks generally give your a good currency conversion rate but they do charge 2-3.5% foreign currency fee plus 18% (of the fee) GST. In my experience, credit card fees tend to be higher. Call your bank and ...


3

There are strong restrictions on taking MAD out of the country, so I believe technically you should not be able to buy/sell Dirhams outside the country, and thus there'd be no way to get locked-in exchange rates. So just rely on any international card with low fees, refer US debit/ATM card with lowest fees for travel


3

I didn't know anything about prepaid cards before this question, but it looks like the prepaid cards can be a Visa or Mastercard type, which both are being used in Russia widely. So, if you do bring some of such prepaid cards in Russia, you probably be good with payments made in places accepting two mentioned payment systems. As all over the world, you can ...


2

From Finder Japan is very much like a cash society. Hotel and travel bookings, as well as big-ticket items, should be purchased on your credit card and if possible make the most of your card's interest-free days feature. You need to be wary of travel cards, compare the exchange rate on offer from your travel card issuer.


2

There are very few options in Israel for this type of cards but there probably even fewer ones in English. The ones I found so far would be from Israel Post, although it does seem that you can only reload the card at a postal branch in Israel. And Net+ which is a UK company but supposedly available in Israel.


2

If you can't get a "real" credit card, I would advise you to get a debit card tied to a checking account (these are very common in the US and Canada) - these look and function exactly as a credit card, but actually don't provide you with any credit (so you don't need credit approval), they're tied to your actual account balance. So you will get all the ...


2

From the Forex card website: A Forex card can be used in the same way one uses debit and credit card. When you are travelling abroad, you can use the Forex card to pay hotel bills, make purchases at various shops, restaurants and online sites. You simply need to enter your PIN or signature to complete the transaction. Therefore, you would use your Forex ...


2

POST SUCCESSFUL TRIP UPDATE: I had carried an HDFC Regalia Forex Plus card. You can load money in US Dollars to it and swipe it anywhere, in any currency. The conversion charges will only be applied when loading money, not while using it. ATM withdrawal costs $4 per transaction. My previous card (the one in my original question content) charged $2 per ...


1

The answer to all your prayers is Revolut: The account is free All card transactions are free, regardless of the currency Unlike almost every other bank in the EU they use the interbank exchange rate for foreign currencies. Other banks usually have an exchange rate that is 2% worse than Revolut's. ATM withdrawals are free up to 200GBP/month, a 2% fee ...


1

Unfortunately, this question cannot be answered in its full generality. The majority of payment cards in the EU are offered only by banks and only to citizens of certain countries. Also, except for prepaid credit cards, a bank has to trust you to some extend in order to issue you a payment card. So without some credit history in a bank's country, this is ...


1

In case someone else checks this page. My daughter has been in Russia for 5 months. She was using her visa check card from her bank. Found out that between the bank and each transaction she makes she was being charged $15 a transaction. Watch out for this. She now takes out a large amount of money at a time. She will now be getting a prepaid card in ...


1

We haven't received a response on what country this is relevant to. In such a situation, I can't give a country-specific answer. Both Visa as well as MasterCard maintain a database of prepaid / travel card providers. Most prepaid cards are explicitly targetted for people who may not be eligible for normal banking services. Try to choose a credit card from ...


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