Me my husband and my 4yrs son as a family applied family visit visa last month to visit my husband sis in uk. For documents we submitted everything which was required ( employee certifacte of my husband, bank statement,pay slips invitation letter from the family in uk, and tickets booking) the reason of refusal of large amount deposit highlighted them in the statement which was indemnity or service money of deceased father of my husband.. We got this from his company because my husband is the only son of his and legal guardian of his mother and two sisters. So they rejected because of lack of evidence of this amount which we didn't provide them also they think that we will not leave uk and trying to get entry in the uk. Although we have every evidence rrgarding money deposit and we are leaving behind our dependents in saudi arabia who are my husbands mother and sister so we have their valid residents permit too. So we are deciding to re apply for the visa with this evidence and supported documents.. How far its gonna b approved any help and support will b appreciated thank you ⦁ THE DECISION ⦁ I Have refused your application for visit visa because i am not satisfied that you meet the requirements of paragraph V 4.2 of appendix V: Immigration rules for visitor because: ⦁ You proposed to travel to the UK for 45 days to visit your sister and her family. You have provided UK sponsor letter confirming your visit. In view of proposed close family visa i have therefore considered your application very carefully taking into full consideration the compassionate circumstances surrounding your application. I am however required to also assess your own personal, domestic and economic circumstances in determining whether you are a general visitor travelling to UK solely for the period and purpose you state. ⦁ I have noticed that you never previously travelled to UK or any other country with similiar immigration requirements,and you therefore do not have history of travel and compliance to consider. ⦁ As evidence of available funds, you have provided bank statements from NCB and riyad bank dated 18/11/2014 to 17/05/2015. You claim you are employed by ABC company and earning an average monthly salary of 2777 pounds. However I note that over this period there are salary payments are seen in the bank statement submitted. Furthermore there are large transfer and cash deposits which are six times your claimed salary. you have not provided evidence towards the origin of these recent deposits and in the absence of reasonable evidence. I am not satisfied that these bank statements accurately reflect your personal circumstances. ⦁ I have there been unable to assess your economic circumstances in KSA and as such i am not satisfied your income and circumstances are as you claim and therefore i am not satisfied that you are travelling to the uk for the period and purpose you state on this occasion. ⦁ I have therefore refused your application because i am not satisfied, on the balance of probabilities, that you meet all the requirements of the relevant paragraph V4.2 (a) (c) of the United Kingdom Immigration Rules. ⦁ Your right of appeal is limited to the grounds referred to in section 84(1)(c) of the nationality, Immigration and Asylum act 2002. I really appreciate your quick response on this and to have full review on my refusal decision.. like u said there must be some para missing i checked the letter again, my question too the letter is all the same just i missed the point he noted ""furthermore there are large transfer and cash deposits which are 6 times your claimed salary (amount) on the 23/02/2015 and on the 15/05/2015 a cash deposit for (1,006)pounds" so the small amount of deposit were the available cash we just deposit this to our saving account as we have two accounts how to verify this? what reason should be mentioned to them that we did'not present the supported documents to declare it. - As per your review we have all of the evidences ( Death Certificate, the Cheque receipt Voucher, Copy ob Bank Cheque from the Company, Power of Attorney to my husband by his legal guardian as a trustee of what his father left, and transfer permission from the ministry that he can hold his mother and sister sponsorship as they are currently living with us in KSA) are with us in Arabic form and we translated in English with the stamp of certified translator.. do we need at attest this from chamber of commerce? - "But it would be advisable to request a different ECO for your next application. They will do this without prejudice if you ask them to; plus an ECM will review the decision if it is adverse to you." how to claim for this in our future application if u can it would b very helpful for us. - the booking we submitted was ticket bookings it was mention in the guidance of required documents. - for future application all of the personal circumstances are the same except the amount for the cost of trip we mentioned earlier my husband by mistakenly mentioned the whole family trip cost including (Plane ticket, living expenses and the money) he have for this trip instead of his personally. can we change it in each application the cost belongs to personally, It may make a wild change as compare to previous application. does it going to effect on the decision for the future application. - We already submitted Invitation letter (original) from the family members in UK. Do we submit this time the copy of invitation letter because they already have the original one.