Questions tagged [payment-cards]

Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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-10
votes
2answers
177 views

How can I avoid supporting unethical/criminal behavior reagrding fiscal matters when travelling? [closed]

When travelling, I am often offered to pay in cash, with the risk of the business I am completing the transaction not paying VAT. On the other hand, if I pay by credit card, there is a non-zero risk ...
16
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7answers
7k views

Should I get a physical or virtual credit card to travel to Western Europe?

It'll be my first Western European (France, Switzerland, and Italy) travel. I already have a MasterCard debit card, but I heard that having a credit card is beneficial for security. While I found one ...
30
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4answers
7k views

Why does custom officer stop me for carrying too many credit cards?

As someone who lived in 4 countries, I have 16 bank/credit cards and I sometimes just carry all of them with me. Today when I cross Schengen border I was selected for baggage check. They found out ...
0
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1answer
213 views

United Airlines E-ticket and Pending transaction

I bought a ticket from united airlines using my credit card and received an eticket. However, on the credit card online account the transaction shows up but it is on the pending list. Is that ...
10
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2answers
1k views

Are MasterCard and Visa accepted by Amsterdam taxis?

Do taxis in Amsterdam accept Visa and MasterCard? A search reveals that mostly they don't...but the questions and answers I found are 8 or 10 years old. Is the situation now different?
1
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0answers
67 views

How to access money in Botswana

I'm an American planning to travel to Botswana in September. I'm wondering about the best way to access money while there. I don't want to carry very much cash, but my experience traveling in some ...
1
vote
1answer
99 views

Buy on Apple online store in US with an Argentina issued debit card

My partner is now in the US and offered to bring me a new phone. Due to COVID restrictions she can't buy it in store, I have to order it in the online store so she can pickup later. My card is being ...
1
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1answer
515 views

Are card readers legal in the Amsterdam red light window brothels for payment?

Read several articles and pieces of information that the sex workers cannot do this. Believe that I was heavily scammed and overcharged by one. I thought payment was only in cash to prevent card fraud ...
23
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2answers
6k views

What are the hidden fees for using booking.com

Trying to book a hotel using booking.com it states that "Additional charges may apply" What are those charges? How to calculate them? Do I have to Pay them in cash?
3
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1answer
363 views

Can I pick up UK train ticket with debit card for closed account?

I just bought train tickets on redspottedhanky.com with a US card (I'm moving back to the UK in September), but I realised I've booked it with my US Debit card. I'd planned to close by account before ...
3
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0answers
122 views

Hotels.com booking with debit card

I have booked an apartment in Benidorm from Monday 25 to June 3rd of this year and I booked this with a debit card, but since booking I had to get a replacement card and was wondering if I try and ...
3
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0answers
217 views

TransferWise account and cancellation of hotel because of COVID-19

Due to the on going Coronavirus outbreak, there has recently been a state of emergency declared in Czechia meaning my partner can't travel and, for this reason, I emailed a hotel I had booked in the ...
31
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9answers
11k views

Cashless visit to the USA?

I've been living virtually entirely cashless in Sweden for the past 10 years. I'm visiting USA at the end of this month for a weekend (primarily just attending a conference); can I manage cashless if ...
3
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3answers
1k views

Is it possible travelling Sweden WITHOUT credit or debit card?

I've heard that in Sweden (Stockholm, Gothenburg), you can only pay for public transportation by credit/debit card, or an app on your phone. As an electronic payment hater, is it possible to travel ...
-2
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1answer
130 views

Buying a Cornwall to London Night sleeper ticket from Canada, for May, 2020

How to book and pay for ticket from Canada For this May
2
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2answers
165 views

Payment methods Norway (euro)

I'm Dutch and i'll be traveling to a friend in Norway who just became a father. I'll be staying there for just the Saturday and Sunday. Am i able to pay using euro's with a dutch debit card (Rabobank)...
0
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1answer
568 views

While abroad 2 bank cards suddenly have stopped working. They worked yesterday, in the same country [closed]

I have 2 bank cards issued in the same country. When abroad in a country A I was using one of them in stores with no problem. And 1-2 times the other too. One day, in the same country A they both ...
12
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2answers
3k views

Why do Transit Systems in the US Rarely Accept Direct Credit/Debit Card Payments

In my experience in the US, it is extremely rare to find transit systems (especially buses) that take credit card payments on board. For example, you cannot simply walk onto a bus holding a credit ...
9
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3answers
3k views

Does Kakao debit card work in the US and Canada?

This might be a bit of a long shot, but hopefully someone here will know. I currently am scheduled to travel the US and Canada for around three weeks. I don’t have any credit cards in my name, but I ...
4
votes
1answer
90 views

Are there any advantages of buying Ventra ticket/card over using a contactless credit card (in Chicago)?

As far as I understand, one can use contactless credit cards for riding buses and subway in Chicago, and the fares are the same. Are there any advantages of buying Ventra ticket/card over using a ...
1
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0answers
96 views

Trying to help someone get back into the USA [duplicate]

If they are needing to get back into USA is an eBay card actually helping them or is it a scam
24
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5answers
7k views

Is it safe to travel abroad with only a prepaid Mastercard?

As said in the question, is it safe to only have a prepaid Mastercard as a mean of financing my travel? The amount on the card is not a problem since it is linked to my bank account and can be ...
3
votes
1answer
193 views

Does sales tax exemption apply when paying with a foreign credit card in Japan

I am travelling in Japan and noticed that the prices are slightly reduced when I pay with my foreign credit card. Only in convenience stores so far and this only happened when I spoke English to them. ...
2
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1answer
296 views

Can I pay for the Havaist bus with a credit card?

So I'm going to visit Istanbul soon and planning to take a Havaist bus from the airport to the SultanAhmet square. I know I can pay with an IstanbulKart for the ride but I don't want to buy it. So I ...
30
votes
2answers
4k views

Recourse against bank ATM fraud in China

While in Beijing recently I had an ATM belonging to the largest bank in the world (the Industrial and Commercial Bank of China) issue me with a sheaf of nice crisp new counterfeit notes. I noticed ...
2
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4answers
123 views

Pay in local currency or in dollars with a credit card in Peru? [duplicate]

Until now, I've only seen credit card charges displayed on the POS terminal under a country's own currency. However, in Peru, many terminals display both the local soles and my card's usual currency, ...
20
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2answers
4k views

Why do tourist businesses in Mexico give a big discount when paying in cash?

I'm staying in Cabo San Lucas and have noticed that businesses here tend to either be cash-only or provide big discounts when paying in cash. For example a whale-watching company mentions that: We ...
3
votes
3answers
117 views

Are UnionPay cards universally accepted in China or would you still need Alipay or cash sometimes?

I currently live in the US and could get a UnionPay credit card from the local branch of ICBC. Would having this card be sufficient to never have to use cash or other forms of payments while traveling ...
8
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2answers
1k views

Is American Express widely accepted in Hong Kong?

Planning a 5-day visit to Hong Kong, with Disney Land being the main destination. I have an American Express card that I rarely use, and I would love to abuse it in this trip. Is American Express ...
51
votes
11answers
7k views

How to get a large amount of cash abroad if a debit card stops working?

I live in France and I was recently traveling to Ireland. During the trip, my debit card stopped functioning. I discovered the problem when I arrived in a hotel and wanted to check in. The card was ...
0
votes
1answer
160 views

Multi-currency prepaid card for Brazilian residents

I'm Brazilian resident and I'm looking for a bank account (with IBAN and international card) or a prepaid multi-currency which I can deposit sending money online using platforms such as TransferWise. ...
3
votes
1answer
294 views

Can I use a Forex card on booking.com?

I have a MasterCard based Forex multi-currency card issued in India. Can I use this forex card for payment in Euros via booking.com online? Can I use the forex card the same way we use the credit ...
2
votes
1answer
153 views

Does the surcharge apply only if you tap the card in Australia?

Some restaurants in Australia have a surcharge if you use a credit card. I've heard from someone who lives in Australia that this surcharge only applies if you tap the card (paywave or paypass), but ...
22
votes
4answers
8k views

Can you use a virtual credit card to withdraw money from an ATM in the UK?

I'm contemplating getting a virtual credit card from a provider with more competitive exchange rates & fees for visiting the UK. The provider does support the popular smartphone payment apps, so ...
9
votes
1answer
503 views

Will connecting my wallet to my belt loop deter or attract pickpockets?

Coil Connector to Wallet A chain would be better, since it can't be surreptitiously cut or clipped, but it's too close to travel time to buy a chain or buy a money belt, so those are off the table ...
3
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2answers
2k views

Compensation from hotel

The hotel charged me twice on my credit card. But said that it is denied. In fact it is paid. I showed them the message that I received on my cell phone. Still I was denied check in. This causes ...
11
votes
4answers
5k views

Where can a UK resident get a Maestro card?

Looking for an issuer of Maestro cards in the UK, as I will be travelling to and from and The Netherlands frequently, and do not wish to carry cash and will not be becoming a resident. Mastercard and ...
5
votes
1answer
292 views

Is my Visa Gold considered as debit or credit card for car rental?

I have Visa Gold card like this. I want to rent a car and I found an interesting offer with Hertz but there is a mention that debit cards are not acceptable, only credit ones. With my Visa Gold I ...
4
votes
1answer
1k views

Is it possible to pay for hotel without physical card (booked via booking.com)

I booked a hotel through booking.com - where you pay at the property. However, my credit card provider - Sainsbury's bank - have massively let me down by being so slow in sending out my card. I got ...
4
votes
1answer
181 views

Contactless virtual Visa card payments in Yodobashi, Japan

Can someone living in Japan please find out if contactless payments made through Google Pay or Apple Pay are accepted in Yodobashi? And specifically, if they are done through a virtual Visa card ...
4
votes
2answers
239 views

Prepaid credit card for Wizzair flight

Here in Germany we can buy prepaid credit cards in gas stations and put money on them. I wanted to ask if anyone has any experience regarding if I could book a Wizzair flight using one of these ...
2
votes
2answers
10k views

getting a bank card (virtual, prepaid or debit) in Argentinian Pesos, from abroad, for foreign citizens

Is there a way to register for an Argentinian bank card, or prepaid card, or virtual card in Argentinian Pesos, for people that are not citizens/residents of Argentina ? Should pass IIN validation as ...
5
votes
2answers
161 views

How well integrated are Kitaca and Sapica in the Sapporo region?

In the past I've heard about different Japanese IC cards being interoperable, but with some cards only being used on certain networks. I'm considering traveling to Sapporo in Sept/Oct 2019 and I am ...
4
votes
3answers
933 views

Can I buy SL Access card with Credit Card?

As sweden is 'cashless', I am wondering if I can avoid currency exchanges altogether by purchasing (and topping up) the SL access card with my credit card. Is it possible? Or should I fetch some cash ...
5
votes
1answer
240 views

Foreign bank card fee in Denmark

My travel guide says that the use of foreign bank cards in shops in Denmark (restaurants, etc.) is frequently subject to a +2% or +3% “extra charge” for use of foreign card. But the guide is not ...
1
vote
1answer
125 views

Priority Pass Select in Europe?

In the US, some credit cards (like the Chase Sapphire Reserve or Amex Platinum) include a Priority Pass Select, which gives free access to Priority Pass lounges and allows bringing a guest. These ...
9
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1answer
2k views

My credit card has no magnetic stripe. Is this a problem in the USA?

My new credit card (Mastercard) has no magnetic stripe. It has a chip, Near Field Communication (NFC), and the 16-digit number along with validity date and CVV code. Will I encounter any limitations ...
2
votes
1answer
1k views

Any Maestro ATM in the US?

I just got some compensation for missed flight from the airline in Europe, and they gave it as Easy Cash maestro card. I live in the states and will not be back to Europe any time soon, so I wonder if ...
4
votes
2answers
609 views

Does one need cash in Australia?

As far as I understand, most (if not all) places in Australia accept credit cards. But are there scenarios when one would still need cash or when using cash is more advantageous? To be specific, I'm ...
6
votes
0answers
264 views

Chicago CTA pass on contactless bankcard or Apple Pay

This question is about public transit in Chicago. According to https://www.transitchicago.com/passes/, it is possible to load a CTA unlimited ride pass on a contactless bank card. This seems like a ...

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