Questions tagged [payment-cards]

Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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11 views

My credit card has no magnetic stripe. Is this a problem in the USA?

My new credit card (Mastercard) has no magnetic stripe. It has a chip, Near Field Communication (NFC), and the 16-digit number along with validity date and CVV code. Will I encounter any limitations ...
2
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1answer
115 views

Any Maestro ATM in the US?

I just got some compensation for missed flight from the airline in Europe, and they gave it as Easy Cash maestro card. I live in the states and will not be back to Europe any time soon, so I wonder if ...
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1answer
169 views

Does one need cash in Australia?

As far as I understand, most (if not all) places in Australia accept credit cards. But are there scenarios when one would still need cash or when using cash is more advantageous? To be specific, I'm ...
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0answers
60 views

Chicago CTA pass on contactless bankcard or Apple Pay

This question is about public transit in Chicago. According to https://www.transitchicago.com/passes/, it is possible to load a CTA unlimited ride pass on a contactless bank card. This seems like a ...
3
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1answer
39 views

Can I buy tickets for the ADO bus online, without a Mexican payment card?

I saw somewhere that you can only buy tickets for the ADO Bus if you have a Mexican credit card. I did the full simulation and, apparently, they even accept Paypal, which in principle, should accept ...
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108 views

How should I deal with declined card with Hotels.com?

I reserved a hotel room using Hotels.com, and the card got declined due to the exceeded limit. They were able to charge me part of the bill (one night out of the several), however. I increased the ...
2
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2answers
82 views

Traveling to Cortona, Italy. Credit card, debit card, or euro?

I'm attending a summer school in Cortona for two weeks this summer. Major expenses are paid already. My question is if it's possible to pay all the dinning and grocery with credit card or debit card ...
14
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3answers
4k views

What if you don't bring your credit card or debit for incidentals?

Usually I never bring my card out, that's what I ask. Will not bringing my credit or debit card be a problem to a hotel such as The Park Ave North?
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5answers
6k views

Is American Express widely accepted in France?

I'm going to be in France — mainly cities, especially Paris and Brest — for about a month this summer and the only credit card I have without ridiculous foreign fees is AMEX. How much can I count on ...
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0answers
52 views

For how long does an Easy Card remain active if not used?

Does Taiwan's Easy Card get deactivated if one doesn't use it for a while? How long does it take for the card to get deactivated? What happens to the balance that remains on the card? Can the card be ...
4
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1answer
97 views

Are there any limitations to using Revolut or similar cards in Berlin? [duplicate]

I have tried to use my Revolut card to pay to enter a botanical garden in Berlin and the lady told me that it is not a good card. Unfortunately, her English was very poor and I cannot speak German, so ...
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3answers
142 views

Do I need to take cash on my holiday to Sardinia?

I'm from the UK. I recently went on holiday to Copenhagen and didn't have to use cash at all because I could use my debit card wherever I went. Will it be the same in Sardinia? Do all restaurants and ...
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0answers
68 views

Have anyone used Alipay to pay for their Airbnb?

I am currently a foreigner living in China and I am trying to book an AirBnB in Shanghai through Alipay (since the Host only accepts Alipay and Paypal). However, when I try to check out, I keep ...
3
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1answer
173 views

What is the “CC” and “Numero” of a credit card holder in Colombia?

I'm trying to make a purchase from Mercadolibre, and am presented with this puzzling "TIPO" and "Numero". After pondering how many customers they lose daily because of this poorly-conceived credit ...
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1answer
186 views

Can an Airbnb host insist on credit card information upon arrival?

I reserved a room on Airbnb, confirmed by the host through written messages on Airbnb's system. Nothing about a credit card was mentioned. Upon my arrival, they showed me the room, which was fine, ...
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2answers
382 views

Are international contactless cards / Apple Pay accepted in South Korea?

Travelling around Seoul, I've often seen the NFC / contactless payment logo in restaurants, shops, and bars. However, every time I've tried paying through either contactless American Express and ...
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1answer
108 views

Why do I have to fill in passport number when using credir card in Argentina?

I noticed during my recent travel that when using my credit card in Argentina (no suspicious places), I was routinely asked to fill in my passport id number. This has happened to me in no other ...
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1answer
70 views

Where can I find normal bank-operated ATMs in Playa de las Americas, Tenerife

Is there an app or a website that presents ”bank-operated” ATMs around the world? In sweden we use https://bankomat.se/ to find all bank-operated ATMs. Right now I’m looking for an ATM in Playa de ...
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2answers
597 views

Credit cards used everywhere in Singapore or Malaysia?

About to go to Malaysia and Singapore. I have a credit card for foreign transactions and a debit card for taking out money from foreign ATMs (this setup is just the best way to avoid foreign ...
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1answer
73 views

Jio recharge - payment cannot be processed error

I am in India and I am trying to renew my 4G subscription with Jio. When doing so, I get the error "Payment failure - Your request for recharge cannot be processed at this time. Please try after some ...
4
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1answer
231 views

Is it safe to use non-cash payment in Amsterdam red light district?

Some houses in Amsterdam red light district offer the possibility to pay not only with cash but also with cards. However, is it safe to use non-cash payment in such location? The safety I am ...
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45 views

I'm buying a ticket for another person to travel from Ghana to the US [duplicate]

Are there any issues if I purchase a round trip air travel on my credit card for someone else? They have a valid U.S. passport but live in Ghana. I have been told that I may either have to be present ...
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9answers
2k views

How to avoid credit card fee gouging in foreign countries?

I'm leaving (the US) for the Dominican Republic tomorrow and I only just discovered that credit cards charge a 3% fee on every transaction. I haven't been out of the country lately, but this isn't how ...
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1answer
2k views

Can I pay by card at the staff canteens in Changi airport?

At the beginning of my previous trip I asked a question looking for hawker stalls near Changi airport which attracted an amazing answer about staff canteens that anyone can eat at. That info came in ...
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1answer
126 views

How can I add value to my Octopus card directly from my debit/credit card in Hong Kong?

How can I add value to my Octopus card directly from my debit/credit card in Hong Kong? The couple of "Add Value Machine" I have seen in the MTR and HKG airport only accepts cash:
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1answer
137 views

Are there any drawbacks to “travel money cards”?

The cards I'm asking about are sometimes called "travel cards" or "prepaid cards" or "forex cards". I don't know if there is one universally accepted name. I have never used one because I believe ...
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16answers
7k views

Preparing in case ATM/debit cards might go missing during a long trip

I've been pickpocketed twice and had debit cards swallowed by ATMs twice over the past decade or so. I've also had cards expire during a long trip. For my upcoming trip which I envision will last ...
26
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4answers
6k views

Gift of Travel: Way to get a gift card that works for any airline, but only airlines?

I would like to get a family member a gift card or something similar that they can use to help pay for an airplane ticket to visit. Certainly I could get a gift card for any given airline, but ...
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2answers
332 views

Why my debit cards are treated as credit cards in several Latin American countries?

I have several Visa and Mastercard debit cards, each associated with a current account of a British bank. Even though my cards are debit cards, in several countries I have checked they are treated as ...
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2answers
137 views

What is the best alternative for cash payments in Thailand?

Is there any payment system in Thailand that can be used instead of cash payments? There is AliPay in China, Sberbank in Russia; Visa and Mastercard are accepted almost worldwide, but I couldn't find ...
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1answer
123 views

Credit card used while booking

I have an Alitalia flight from Munich, Germany to Delhi, India and I booked it using an online agency. I did not use my credit card for the booking and paid using my friend's credit card. Do I still ...
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5answers
7k views

Sending money to a friend stuck abroad without a debit card?

A friend of mine is stuck in Spain without a debit card, and I'm trying to send her some cash by whatever means available from here in the US. None of the bank branches near her are American, they're ...
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1answer
195 views

Can a hotel charge me for reservations a year later if I signed up on a waiting list?

Last year (2017) my husband and I went to a blues festival in West Helena AR. It was last minute and we had an incredibly hard time finding somewhere to stay (Helena AR is a small town.) After trying ...
5
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4answers
312 views

Is a EU VISA Debit card equivalent to a US VISA Credit card in practical aspects of tourism in the US?

I will travel to the US and I have two choices for payment of usual touristic activities while there ("usual touristic activities" = renting a car (booking and payment), booking and paying for a hotel,...
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1answer
233 views

Hotel in Vegas did not charge my card

I booked a hotel in Las Vegas through booking.com. They immediately charged me for the first night. At check in they charged me for the full stay + security deposit. However, on checkout, they did ...
4
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1answer
547 views

Are AMEX cards accepted in Universal Studios JPN & Pokemon Centers? Is the JCB/AMEX partnership applicable anywhere?

I'm traveling to Japan in the next few months and wanted to know if these two locations accept American Express credit cards. I also saw that JCB has a partnership with AMEX but information is scarce....
4
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1answer
680 views

Can I use a JCB credit card in the UK?

I am travelling in the UK from Japan next month. I was wondering if many places accept a JCB credit card.
75
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6answers
25k views

My hotel “blocked” 5,000 dollars when I arrived and now is taking again the money

I'm staying in San Francisco for 2 weeks. When I arrived I gave my European debit card to the hotel, and they (at least, I thought so) withdrew the 5,000 dollars I owed them for the whole stay. ...
16
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9answers
6k views

German credit card in the US

I will be travelling to the US soon and for that I obviously need a proper credit card, because Americans love their plastic money. I already own a credit card but I am a little bit confused, because ...
4
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1answer
149 views

Switzerland credit/bank card acceptance, cash requirement

Are Visa/Mastercard/AmEx (UK issued) widely accepted in Switzerland? Can I buy train tickets using those cards? How popular is card usage, aka. is it necessary to carry cash? I know in Germany there ...
5
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3answers
376 views

Being charged for an automatically cancelled reservation in the US

About two months ago I made a reservation for a US hotel through Booking.com, using a prepaid credit card. The hotel tried to check my card on May 19th (past the free cancellation period, which was ...
5
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1answer
209 views

Debit cards in the US

I am a visitor on a valid visa to the US from India. I have less than 1,000 US dollars. Can I purchase a prepaid debit card for this amount to enable me to make online purchases in the US?
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0answers
524 views

Booking.com - credit card invalid [duplicate]

I made a non-refundable booking on booking.com earlier today and was told that I would be paying on the day in the hotel. However I just received an email telling me that my credit card was invalid ...
10
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4answers
2k views

Refund airline ticket to different credit card

I've bought an airline ticket (with SK) that I'm entitled to refund per their Conditions of Carriage because of a schedule change. They've agreed to refund me, but say that they will only refund me to ...
17
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2answers
712 views

Book flight with virtual credit card. Airline requires me to present the physical card prior to checking

I booked a flight for myself using my virtual credit card. It is a totally legit VISA card to my name from a bank in the departure country. However, it is totally virtual. Now, after the payment, ...
2
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1answer
258 views

Booked hotel, but never asked for payment information

I just reserved a room at the Hotel Vier Jahreszeiten in Berchtesgaden, Germany. I went through the booking website and provided all of my info, but they never asked for payment information. I didn't ...
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2answers
392 views

Sites that let you pay with two cards? (Air travel)

My girlfriend and I are two poor college students saving money for trips. Are there any sites that let you pay with two cards, so we can pay for a flight? Meaning, I pay, say, $300 for the flight, ...
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1answer
601 views

Is the Sodexo Meal Pass accepted in Italy and France?

Is the Sodexo Meal Pass accepted in Italy and France? If yes, how to find those list of restaurants online?
1
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1answer
20k views

Can I use US bank issued credit/debit cards in Canada?

I will visit Toronto this summer. I have a US VISA credit card and a US MasterCard debit card. Do stores there usually accept these two cards? If so, which one has the cheaper transaction fee, or are ...
4
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2answers
5k views

Book a room without a credit card?

I'll be landing in Toronto on May 23, 2018. I have an immigrant visa (I'm from Iran) and it's my first time coming to Canada. I need to book a temporary room for my first few days until I find a place ...