Questions tagged [insurance]

Buying financial protection to protect against problems which may arise on a trip, including but not limited to theft or injury.

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4
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1answer
116 views

Does travel insurance have to cover the entire holiday?

I am going to the USA for a number months. I will be by the coast for a specific period where I plan to surf. I'm looking up adventure sports insurance and as you can imagine it is quite expensive. ...
4
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2answers
163 views

Car Rental Insurance

We are U.S. expats visiting the U.S. for a few months. What is the most reasonable way to obtain car rental insurance other than buying the insurance through the car rental company?
5
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1answer
125 views

Travel insurance and executive orders

Suppose I have tickets, hotel reservations, and a visa to visit the United States. Suppose I've previously been to Iran for a conference, and/or have an Iraqi passport. Here's the risk I'm concerned ...
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1answer
419 views

Legal Minimum Third Party Liability Insurance for Rental Car - USA [closed]

What is the legal minimum third party liability insurance for rental car for every US state?
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0answers
107 views

Mastercard insurance vs regular travel insurance [closed]

I am travelling for a 5-6 weeks road-trip from UK to Mongolia via Turkey, Iran, Turkmenistan, etc. I am looking for travel insurance that would cover me on this journey. I am not looking for car ...
21
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3answers
8k views

Is it true that you can receive emergency care in the UK completely free of charge?

In a related question @GayotFow mentions that: I am aware that visitors can received emergency treatment from the National Health Service (NHS) for free. This seems a bit suspicious but other ...
3
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1answer
105 views

Is there a European website dedicated to reviews of how well each travel insurance pays out?

I'm looking to buy a travel insurance and thanks to my EU residency there are plenty of various options: traditional brokers, credit cards, online-only brokers like World Nomads, etc. When picking out ...
5
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1answer
352 views

Is it possible to buy travel insurance when you are not starting or ending at home?

I will be going to Denmark for 4 months. During this time I will be covered by insurance through work. In the middle of the 4 months I want to go on holiday to France for 2 weeks. However, it seems ...
2
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1answer
752 views

Is there a chance I will be issued Schengen visa with longer validity than my travel/health insurance?

I am planning to apply for a Schengen visa and I am hoping that I will be granted a longer duration of stay. This will be my second time to apply. In my first Schengen visa, I was only given 10 days ...
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2answers
114 views

Rental car liability insurance across international borders

Some car rental companies allow their vehicles to be driven in other countries, most US companies allow you to drive your vehicle into Canada with prior authorization. Does this authorization mean ...
2
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1answer
647 views

Rental car liability insurance across state lines

I understand that Rental Car companies are required to provide the state minimum liability insurance in all states except California. What minimum liability do these companies provide? Is it the ...
0
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1answer
163 views

Will Brexit make a difference to my EU/UK NHIC? [closed]

As a UK citizen living in Spain, how will brixit affect my health insurance cover here? Currently we just pop on down to the local doctors, NHIC card (national health insurance card) in hand, and hey ...
2
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1answer
944 views

Travel insurance for working holiday in the UK [closed]

My wife and I are going to do a working holiday in the UK for 2 years. We will have travel insurance for an initial trip around continental Europe before we start work in the UK, but I'm not sure if ...
11
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1answer
256 views

How might an Indonesian expedite a Dutch medical bill when the policy is to delay issue for four months?

My girlfriend had to visit AMC (Amsterdam Medical Centre) for a medical emergency. She was a tourist from Indonesia and hence only carried travel insurance. The hospital treated her without us paying ...
2
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1answer
2k views

Pregnant in US in tourist visa without insurance [closed]

Me and my wife travel to the United states for tourist and business. My wife is 29 week pregnant and very healthy. First my plan was travel here a month and come back to give birth at home. However, ...
2
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1answer
138 views

“Cancel for any reason” travel insurance conditions? [closed]

There are some travel insurance options that provide "Cancel for any reason" policies. E.g: http://www.travelinsurancereview.net/coverages/cancel-for-any-reason/ How exactly do they work? Supposing ...
10
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3answers
2k views

Who has liability for a car accident in Germany and how to claim on insurance?

A week ago I was traveling in Germany by car on an autobahn, There was no one on the road so I was in the correct lane like the law says and I was not speeding (nearly 120km/h in a no speed limit zone)...
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1answer
150 views

Insurance against flight cancellation due to weather in Canada [closed]

I am considering buying insurance against an airline cancelling a flight and not refunding me the money. But before, I would like to weigh the pros and cons of it. What are the pros and cons of ...
7
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1answer
6k views

Can I insure a US visitor on my UK Vehicle?

I'm a UK Citizen and own a car registered and insured in the UK. I have a friend who is planning on visiting from the US, entering as a tourist. They have a US driving licence. We would like to take ...
3
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0answers
80 views

Where to buy a one-way travel insurance from the UK to the USA [closed]

I am moving to the USA next year to take up employment. I will arrive two weeks before I begin my work. I need health coverage for the two weeks between arrival and my employee health benefits begin. ...
9
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2answers
191 views

International health insurance expires while abroad, now what?

I'm a British citizen who is normally resident in the US and my health insurance through Premera (an individual plan, not a group plan or through my employer) is a very cushy plan with solid ...
3
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1answer
206 views

How does liability insurance work in Jamaica? Would the person at-fault pay for all damages?

I am renting a car in Jamaica and plan to buy insurance locally. If someone were to collide into me (not my fault), is the expectation that each person is responsible for repairing their own vehicle ...
7
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1answer
222 views

Damage insurance in a hotel (UK)

I am currently staying in a hotel in the UK, for business purposes (I have been invited to a university for research,and they booked the room for me). During my stay, I have caused by mistake the ...
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1answer
128 views

Travel insurance does not cover Spain. Will it be OK for a French Schengen visa

I am applying for a Schengen visa shortly at the French consulate in London through TLScontact. I plan to visit only France for 5 days. I have purchased a travel insurance from the Post office which ...
5
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2answers
162 views

Travel insurance to protect against non-traveling person death

I have a vacation booked for next month for which I was intending on buying travel insurance. However I just received news that means that I potentially have to cancel my trip in order to attend a ...
10
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2answers
417 views

Rental Car Insurance in Jamaica

My trusty Visa card has insured all my rental-cars. It seems that Jamaica is problematic and Visa will not be insured. Based on my reading and Google search, I am under the impression that the ...
5
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1answer
349 views

Why does MC / Visa Exclude Jamaica from rental car insurance [closed]

Why is it that MC / Visa exclude auto-rental liability that is found in most other countries? I ask because: If there is something 'special' about Jamaica, I'd like to know It's $30 a day to buy ...
2
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1answer
119 views

Does travel insurance cover a leg for an unrelated airline?

I will fly THY from ORD to IST. I have to take another flight, with United, to get to ORD. I am buying the tickets separately because that will save me a lot of money. I am worried about the ...
2
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1answer
253 views

Health travel insurance for pregnant woman (34th week) and unborn baby

A Canadian woman is going on a trip to the USA, and the flight back to Canada is on the 1st day of her 34th week of her pregnancy. The pregnancy has been completely normal so far. Is there any travel ...
3
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2answers
307 views

Do I need Schengen travel insurance to visit Portugal if covered by the NHS?

I am a South African citizen living in the UK 22 years with indefinite leave to remain. Do I need Schengen travel insurance to go to Portugal if I'm covered by the NHS in the UK?
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1answer
149 views

Visiting doctors while staying in Australia?

My job takes my overseas -- sometimes very far away. For now my wife is pregnant and is around 19 weeks. She is coming out to see me a few weeks at a time, and is intending on staying until she is due ...
3
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2answers
557 views

Schengen travel insurance for couple

As per my understanding each individual is required to hold a travel insurance of 30,000 Euro for the process of application for a Schengen visa. However, The travel insurance that I have purchased ...
4
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1answer
783 views

Do rental cars in Virginia in the United States always come with minimum liability insurance?

If you rent a car in Virginia in the United States, will the rental (at no additional fee) always include a liability insurance for the minimum coverage required by law? I had the understanding that ...
15
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5answers
4k views

What's an “un-made up road” in terms of car hire insurance?

I'm checking the terms and conditions for various car hire insurance/excess coverage policies and I see a lot of lines like this one (this one from http://www.insurance4carhire.com): We will not ...
14
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2answers
5k views

Airlines refused Missed Flight Cover 10 minutes after departure

Recently with my 2 friends we've missed the flight from Rome (to another EU city) right at the gate in the following stupid way: arrived at the airport 2-3 hours before the departure (scheduled at 22:...
3
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1answer
64 views

In Hong Kong, is a medical questionnaire needed as part of buying travel insurance?

A Hong Kong resident and citizen, my grandmother bought travel insurance: that exclude pre-existing medical conditions that she does have from her agent with AIA in Hong Kong at a cost of $600 Hong ...
4
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0answers
330 views

Visa Approved at German Consulate with AXA-Schengen Europe Travel insurance? [closed]

So it seems that AXA-Schengen Europe Travel insurance might not specify the split between different benefits. They claim that they follow the Schengen policy for insurance. Did anyone get their ...
6
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1answer
2k views

Additional days for travel insurance for Schengen Visa?

I am travelling to Hungary for 8 days. Now I had bought a travel insurance for 8 days. On checking with some friends and VFS I found out that you need 15 additional days of coverage. Is that true? I ...
3
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1answer
348 views

Schengen visa insurance duration [duplicate]

I am applying for a tourist Schengen visa type C. It is unclear if they will grant me a multiple entry visa. My currently planned trip lasts for 30 days. So what should be the duration of the ...
3
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0answers
56 views

EHIC while interrupting studies? [closed]

I'm a German citizen and a student in the UK. I'm currently interrupting my studies for half a year and I'm planning to live in Germany for that time. Do you know if EHIC will still cover me during ...
3
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1answer
96 views

What documents required in order to pass by car from Russia to Mongolia?

For example, a Spanish citizen with his 1971 S.E.A.T. 124 (Spanish-made fiat 124), is travelling from Spain to Mongolia via France, Italy, Slovenia, Croatia, Serbia, Bulgaria, Turkey, Georgia, ...
5
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1answer
899 views

Does using International SOS amount to having travel insurance?

If a business has a contract with a company such as International SOS, does this amount to having travel insurance? Or could the individuals traveling for work with this business still be liable for ...
8
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1answer
129 views

Air travel without known date

I am planning a year long trip from the USA to Israel in the near future, however due to personal reasons I may have to delay the trip from anywhere from a few weeks to a few months. That being the ...
13
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2answers
874 views

Where can I purchase health insurance for an elderly relative (80+) visiting the US?

Does anyone know how to, or have experience of, obtaining health insurance for elderly visitors to the US? A relative who is over 80 may be visiting from Ukraine (most likely a tourist visa, so not ...
13
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1answer
271 views

Is it practical to find travel insurance that has no alcohol-related exclusions?

CHOICE travel insurance buying guide mentions alcohol-related exclusions for insurance: Alcohol Cover for overdoing it on vodka and Red Bull and float-tubing down a river in Laos isn't ...
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8answers
8k views

What happens to plane tickets in case of airline bankruptcy?

I am sometimes eyeing tickets that are a far bit in advance and in some cases I know the airline that is selling the ticket / operating the flights is in economic trouble. If I have a ticket for ...
10
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2answers
319 views

Is it practical to find travel insurance that provides a large amount of cover for disability?

Does travel insurance often provide a large amount of cover for disability caused by an incident while travelling? The brochure linked to from this travel agency gave a value in the tens of thousands ...
5
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1answer
81 views

ACA requirements when travelling for more than 330 days [closed]

My wife and I are both U.S. citizens and plan on quitting our jobs and taking a year long trip around the world starting in September. That means we'd be without ACA health insurance for 4 month in ...
4
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1answer
1k views

Does the nationality of an EHIC card need to match the nationality of the passport?

When the UK leaves the EU, I am planning to get an Irish passport. I am not eligible to get an Irish EHIC because I am not a resident of Ireland. So I am wondering, can I use a UK EHIC with an Irish ...
5
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1answer
3k views

With which countries does Canada have reciprocal health agreements?

Is there a list somewhere? Please notify me if it is the provinces that are responsible, because I know that the provincial, and not the federal, government operates healthcare for Canadians.