Questions tagged [insurance]

Buying financial protection to protect against problems which may arise on a trip, including but not limited to theft or injury.

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7
votes
1answer
429 views

Car accident in Germany: How to handle insurance claims? [closed]

I had a car accident in Germany. It wasn't my fault and the claim is to be covered by the insurance of the person who was responsible. They accepted and so forth. The trick is I'm a Polish citizen and ...
1
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0answers
41 views

Medical test and travel insurance for UK visas [closed]

I'm a Pakistani expat. Do I need a medical test and travel insurance for a UK standard visitor visa If I apply from Saudi Arabia?
6
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3answers
4k views

Can you drive to the US on temporary Canadian plates?

I am British, living in Canada. I have been approved for a long-term visa to the US, moving early 2018. Moving should hopefully see me drive to my new home with my life in the back of the car. However,...
28
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12answers
7k views

Are there benefits in travel insurance for travelers with deep pockets?

In my understanding (and I may be wrong), on average insurance costs you more than amount of claims insurer expects to pay you. So if you can afford the losses, you can expect to pay less when you don'...
2
votes
1answer
53 views

Multi-year travel medical insurance for Russian multi-year visa

When applying for a multi-year Russian business visa you have to provide a letter of proof that says you have travel medical insurance for the visa validity period, which in this case can be for two ...
2
votes
2answers
390 views

Medical insurance at border control on visa-free travel to Belarus

It is still uncertain whether my credit card insurance works as a medical insurance for visa-free travel to Belarus, so I'm going to prepare for signing in the insurance at the Minsk airport. However,...
1
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1answer
74 views

Safeguarding against extra expenditures Natural disasters during travels

Looking at the recent storms in US/Caribbean and Mexico, i am wondering if there are any pre emptive action which we can take to safeguard against such incidents like any insurance policies to cover ...
4
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3answers
344 views

Is the insurance by my credit card company sufficient to visit Belarus without a visa?

I will visit Minsk for 5 days without a visa (this has taken effect from this February) but one of the requirement is the medical insurance. To enter the Republic of Belarus in the visa-free regime ...
2
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1answer
119 views

What actions can I take now if my upcoming flight would travel through very inclement weather?

The weather forecast for the Caribbean is not good right now. I'm scheduled to fly Friday night from San Francisco to Bogota and I have a layover for 4 hours in Panama City, Panama. While the weather ...
3
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1answer
256 views

I am filing a travel insurance claim. When should I cancel my reservations?

My cruise was canceled due to a hurricane, which should be covered by my travel insurance. I requested compensation for the flight and hotel reservations that I no longer need. I sent them proof that ...
2
votes
2answers
97 views

How much leeway do card companies give on trip cancellation/interruption coverage rules? [closed]

A few weeks ago I purchased a flight to see a relative in Miami this weekend. As luck would have it, a Category 5 hurricane is bearing down on Miami, looks like it will hit Friday which is when I ...
0
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1answer
103 views

Does trip insurance cover hurricanes?

I am scheduled to leave Orlando FL and there is currently a hurricane coming in this general direction. Does trip insurance cover me if the hurricane causes the flight to be cancelled. This was a ...
1
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0answers
76 views

Travel Insurance Help (little complicated) [closed]

I am a Canadian/Polish citizen. I am currently living in Germany as a student - and have been for the past 2 years. My studies end at the end of October, and I am planning to go to Tanzania directly ...
11
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1answer
1k views

Do all hospitals and doctors in the USA accept travel insurance?

I know that different doctors and hospitals work with varying number of insurance companies. However, I haven't seen any doctor or hospital listing that they accept any traveler insurance plans. Does ...
6
votes
2answers
957 views

Where to buy US repatriation and evacuation insurance only?

I am traveling to the US on a J-1 visa. My university provides medical insurance, but no emergency evacuation or repatriation, both of which are mandatory for the J-1. Where can I buy these two ...
18
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2answers
2k views

Is there a charge for mountain rescue in Spain (Canary Islands)?

I am going on holiday to Tenerife and La Palma, and planning to do some hiking in the mountains. Nothing unusual, sticking to marked trails. When looking for travel insurance many of the mainstream ...
1
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2answers
956 views

Is Collision Damage insurance mandatory when renting a car in the United Kingdom?

I'm a resident of Canada, and will be renting a car in the United Kingdom. I've rented a car through RentalCars.com - their "fine print" says I will be required to pay for Collision Damage Waiver ...
4
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0answers
431 views

Can I buy, insure and register a car as a foreigner in Nevada in 1 day? [duplicate]

I'm planning to fly to Las Vegas on holiday and drive to Toronto in a used car. I live in the UK and am unfamiliar with licensing laws in Nevada (and the rest of the US!) - though from what I ...
8
votes
1answer
846 views

Who is responsible for the check-in queues?

Few days ago I had a reservation for a flight in Switzerland with luggage and a departure time 2pm. When I checked in online I saw that the flight is delayed around an hour. When I arrived at the ...
6
votes
3answers
258 views

How can I check if I am insured to drive a car in France

I am visiting my aunt in France. She has a car that she would like me to drive. She says I will be covered by her insurance. I am covered in the UK for driving my car, but they will not cover me to ...
1
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2answers
106 views

Continuous travel medical insurance (not just annual)

Does any insurance company sell continuous travel medical insurance that doesn't have to be renewed every year? Most companies seem to only sell single-trip or annual plans. I want a policy that is ...
29
votes
3answers
20k views

How to buy a car for a road trip in the United States?

For tourists coming to the US, getting a car is a great way to get around, especially if you want to see the national parks. Rental, especially for younger drivers, can be very expensive, so buying a ...
2
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2answers
150 views

Canadian renting car in Finland and driving sports team members

I'm travelling to Finland and renting a car (not a van or bus) in which I will me carrying a number of members of a sports team, most of whom are not related to me. Our home/auto insurance (TD Meloche-...
2
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1answer
57 views

renting/letting/hire/location a scooter in Paris France (from US)

Backstory: My wife and I are in Paris for a week (this week) and looking to travel around and see the sites, are we in district 14 and looking at some of the site's we want to see are all best ...
2
votes
1answer
68 views

Laptop in cargo hold insurance coverage [duplicate]

I will be travelling from Belgrade in Serbia to London UK in a few weeks. There is a stopover at Instanbul in Turkey. Given the recent laptop travel ban, I probably be required to put my laptop in ...
2
votes
1answer
1k views

Credit card travel insurance for Schengen visa

I am applying through Italy for a Schengen visa. I have a complimentary travel insurance through my credit card. It is provided by 3rd party insurance company in Australia with which the bank has an ...
1
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2answers
117 views

Car rental in foreign country question

I am renting a car for a trip to England. The car rental agency offers insurance for damage to their car. My personal auto insurance company doesn't cover me in England and doesn't offer any ...
6
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2answers
399 views

Medical travel Insurance for Ecuador

My wife and I are retired and intend to travel for 1 year across Latin and South America on a limited budget. We are USA Citizens, but USA Med Travel Insurance is too expensive. Is it possible to ...
4
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1answer
121 views

Does travel insurance have to cover the entire holiday?

I am going to the USA for a number months. I will be by the coast for a specific period where I plan to surf. I'm looking up adventure sports insurance and as you can imagine it is quite expensive. ...
4
votes
2answers
163 views

Car Rental Insurance

We are U.S. expats visiting the U.S. for a few months. What is the most reasonable way to obtain car rental insurance other than buying the insurance through the car rental company?
5
votes
1answer
132 views

Travel insurance and executive orders

Suppose I have tickets, hotel reservations, and a visa to visit the United States. Suppose I've previously been to Iran for a conference, and/or have an Iraqi passport. Here's the risk I'm concerned ...
-1
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1answer
428 views

Legal Minimum Third Party Liability Insurance for Rental Car - USA [closed]

What is the legal minimum third party liability insurance for rental car for every US state?
4
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0answers
114 views

Mastercard insurance vs regular travel insurance [closed]

I am travelling for a 5-6 weeks road-trip from UK to Mongolia via Turkey, Iran, Turkmenistan, etc. I am looking for travel insurance that would cover me on this journey. I am not looking for car ...
21
votes
3answers
8k views

Is it true that you can receive emergency care in the UK completely free of charge?

In a related question @GayotFow mentions that: I am aware that visitors can received emergency treatment from the National Health Service (NHS) for free. This seems a bit suspicious but other ...
3
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1answer
128 views

Is there a European website dedicated to reviews of how well each travel insurance pays out?

I'm looking to buy a travel insurance and thanks to my EU residency there are plenty of various options: traditional brokers, credit cards, online-only brokers like World Nomads, etc. When picking out ...
5
votes
1answer
421 views

Is it possible to buy travel insurance when you are not starting or ending at home?

I will be going to Denmark for 4 months. During this time I will be covered by insurance through work. In the middle of the 4 months I want to go on holiday to France for 2 weeks. However, it seems ...
2
votes
1answer
776 views

Is there a chance I will be issued Schengen visa with longer validity than my travel/health insurance?

I am planning to apply for a Schengen visa and I am hoping that I will be granted a longer duration of stay. This will be my second time to apply. In my first Schengen visa, I was only given 10 days ...
3
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2answers
119 views

Rental car liability insurance across international borders

Some car rental companies allow their vehicles to be driven in other countries, most US companies allow you to drive your vehicle into Canada with prior authorization. Does this authorization mean ...
2
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1answer
756 views

Rental car liability insurance across state lines

I understand that Rental Car companies are required to provide the state minimum liability insurance in all states except California. What minimum liability do these companies provide? Is it the ...
0
votes
1answer
167 views

Will Brexit make a difference to my EU/UK NHIC? [closed]

As a UK citizen living in Spain, how will brixit affect my health insurance cover here? Currently we just pop on down to the local doctors, NHIC card (national health insurance card) in hand, and hey ...
2
votes
1answer
1k views

Travel insurance for working holiday in the UK [closed]

My wife and I are going to do a working holiday in the UK for 2 years. We will have travel insurance for an initial trip around continental Europe before we start work in the UK, but I'm not sure if ...
11
votes
1answer
282 views

How might an Indonesian expedite a Dutch medical bill when the policy is to delay issue for four months?

My girlfriend had to visit AMC (Amsterdam Medical Centre) for a medical emergency. She was a tourist from Indonesia and hence only carried travel insurance. The hospital treated her without us paying ...
2
votes
1answer
2k views

Pregnant in US in tourist visa without insurance [closed]

Me and my wife travel to the United states for tourist and business. My wife is 29 week pregnant and very healthy. First my plan was travel here a month and come back to give birth at home. However, ...
2
votes
1answer
153 views

“Cancel for any reason” travel insurance conditions? [closed]

There are some travel insurance options that provide "Cancel for any reason" policies. E.g: http://www.travelinsurancereview.net/coverages/cancel-for-any-reason/ How exactly do they work? Supposing ...
10
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3answers
2k views

Who has liability for a car accident in Germany and how to claim on insurance?

A week ago I was traveling in Germany by car on an autobahn, There was no one on the road so I was in the correct lane like the law says and I was not speeding (nearly 120km/h in a no speed limit zone)...
0
votes
1answer
161 views

Insurance against flight cancellation due to weather in Canada [closed]

I am considering buying insurance against an airline cancelling a flight and not refunding me the money. But before, I would like to weigh the pros and cons of it. What are the pros and cons of ...
7
votes
1answer
7k views

Can I insure a US visitor on my UK Vehicle?

I'm a UK Citizen and own a car registered and insured in the UK. I have a friend who is planning on visiting from the US, entering as a tourist. They have a US driving licence. We would like to take ...
3
votes
0answers
81 views

Where to buy a one-way travel insurance from the UK to the USA [closed]

I am moving to the USA next year to take up employment. I will arrive two weeks before I begin my work. I need health coverage for the two weeks between arrival and my employee health benefits begin. ...
9
votes
2answers
225 views

International health insurance expires while abroad, now what?

I'm a British citizen who is normally resident in the US and my health insurance through Premera (an individual plan, not a group plan or through my employer) is a very cushy plan with solid ...
3
votes
1answer
236 views

How does liability insurance work in Jamaica? Would the person at-fault pay for all damages?

I am renting a car in Jamaica and plan to buy insurance locally. If someone were to collide into me (not my fault), is the expectation that each person is responsible for repairing their own vehicle ...

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