Questions tagged [insurance]

Buying financial protection to protect against problems which may arise on a trip, including but not limited to theft or injury.

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2
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1answer
196 views

Unexpected medical costs - Canadian resident - Las Vegas, USA

My son went to Las Vegas with a friend in November 2017, and of course they were at a casino where their room was, but my son's friends forgot to register my son as well and they lost each other as ...
9
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1answer
684 views

Insurance when traveling to the United States

I work for a company in the United States and we contract with auditors around the globe to perform audits on our behalf. They are independent contractors and not employees. We have an auditor who is ...
14
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2answers
1k views

What is the difference between "health insurance" in the US and "travel insurance"

The J (exchange) visa application requires that "health insurance" be purchased. I've bought UK travel insurance (including medical claims etc) for the 6 month period. Is this different from "health ...
2
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1answer
84 views

Health insurance for J visa [closed]

Do international students who are J visa have to get health insurance first, before getting J visa? Or the students can have health insurance after they get into US?
10
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1answer
2k views

How should I be prepared to deal with medical emergencies abroad?

I live in the United States and I am on Medicaid (free Federal health insurance for low income individuals). While that can pay for a medical emergency if I was in another state, it might not cover ...
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0answers
399 views

Travel Medical Insurance for a Romanian visa [closed]

I am an Iranian Ph.D. student and am going to apply for a Romanian Visa in Italy, Rome. I want to stay in Romania for 3 months. I asked the Romanian Embassy for the required documents. The Romanian ...
3
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1answer
335 views

Can my friend legally drive my car in Canada?

I am currently in Michigan, I have auto coverage with Progressive, and I'm planning on taking a trip to Toronto with a friend. My insurance agent tells me that they need to issue me a Canadian ID ...
4
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2answers
474 views

Do I have to pay VAT on rental car repairs that were covered by insurance?

I rented a car from Sixt in Italy, and it received a minor scratch while parked on a street. The rental car insurance provided by my credit card (MasterCard) covered the damage, but per their policy, ...
3
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0answers
99 views

Travel insurer asking about my other insurance products [closed]

My travel insurer is asking for details of my home insurance and says it is normal to share the cost of the claim. Is that normal? I don't think my home insurance has any relevant cover (I am ...
6
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1answer
388 views

Travel insurance for very short missed connection

I'm taking a flight with only a 1 hour layover. Although it's one ticket with the same airline, missing the connection would cause big delays as the airline's next flight to the final destination is ...
2
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1answer
95 views

UK resident working overseas. Planning a 2 week vacation. For purposes of travel insurance, how long is my "trip"? [closed]

I've been living and working in China for a year now. I think I am still classed as a 'UK resident' (since I intend to return). I am about to go on a 2 week holiday to India. I've noticed that most ...
2
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1answer
807 views

Does my Japanese health insurance cover me (non-Japanese national) abroad?

I am a resident but not a national of Japan. As I am employed as a researcher by a university, I enjoy the benefits of compulsory health insurance. I intend to travel out of Japan at least twice this ...
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1answer
117 views

Getting travel insurance for multiple travels in a month

I have travel plans via air in a particular month where I will be going to and fro between two places. If I book tickets via online travel agency (Yatra/MakeMyTrip), they offer me to get travel ...
4
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0answers
141 views

What exactly is covered with this Icelandic car rental? [closed]

We're going to have an one-week trip to Iceland in March. As we want to travel around the island, we decided to rent a small car. But I'm not sure if everything is covered by the offered insurance: ...
12
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1answer
517 views

Driving from Europe to India, do you get automobile insurance at the border of each country?

I'm currently in Turkey and was told the UK insurance is not valid in Turkey (only in Europe). So I had to pay for the vehicle insurance at the border. For driving through Iran, Pakistan, to India, ...
7
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1answer
467 views

Car accident in Germany: How to handle insurance claims? [closed]

I had a car accident in Germany. It wasn't my fault and the claim is to be covered by the insurance of the person who was responsible. They accepted and so forth. The trick is I'm a Polish citizen and ...
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0answers
41 views

Medical test and travel insurance for UK visas [closed]

I'm a Pakistani expat. Do I need a medical test and travel insurance for a UK standard visitor visa If I apply from Saudi Arabia?
6
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3answers
5k views

Can you drive to the US on temporary Canadian plates?

I am British, living in Canada. I have been approved for a long-term visa to the US, moving early 2018. Moving should hopefully see me drive to my new home with my life in the back of the car. However,...
29
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12answers
7k views

Are there benefits in travel insurance for travelers with deep pockets?

In my understanding (and I may be wrong), on average insurance costs you more than amount of claims insurer expects to pay you. So if you can afford the losses, you can expect to pay less when you don'...
2
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1answer
53 views

Multi-year travel medical insurance for Russian multi-year visa

When applying for a multi-year Russian business visa you have to provide a letter of proof that says you have travel medical insurance for the visa validity period, which in this case can be for two ...
2
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2answers
452 views

Medical insurance at border control on visa-free travel to Belarus

It is still uncertain whether my credit card insurance works as a medical insurance for visa-free travel to Belarus, so I'm going to prepare for signing in the insurance at the Minsk airport. However,...
1
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1answer
75 views

Safeguarding against extra expenditures Natural disasters during travels

Looking at the recent storms in US/Caribbean and Mexico, i am wondering if there are any pre emptive action which we can take to safeguard against such incidents like any insurance policies to cover ...
4
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3answers
360 views

Is the insurance by my credit card company sufficient to visit Belarus without a visa?

I will visit Minsk for 5 days without a visa (this has taken effect from this February) but one of the requirement is the medical insurance. To enter the Republic of Belarus in the visa-free regime ...
2
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1answer
120 views

What actions can I take now if my upcoming flight would travel through very inclement weather?

The weather forecast for the Caribbean is not good right now. I'm scheduled to fly Friday night from San Francisco to Bogota and I have a layover for 4 hours in Panama City, Panama. While the weather ...
3
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1answer
398 views

I am filing a travel insurance claim. When should I cancel my reservations?

My cruise was canceled due to a hurricane, which should be covered by my travel insurance. I requested compensation for the flight and hotel reservations that I no longer need. I sent them proof that ...
2
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2answers
98 views

How much leeway do card companies give on trip cancellation/interruption coverage rules? [closed]

A few weeks ago I purchased a flight to see a relative in Miami this weekend. As luck would have it, a Category 5 hurricane is bearing down on Miami, looks like it will hit Friday which is when I ...
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1answer
103 views

Does trip insurance cover hurricanes?

I am scheduled to leave Orlando FL and there is currently a hurricane coming in this general direction. Does trip insurance cover me if the hurricane causes the flight to be cancelled. This was a ...
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0answers
76 views

Travel Insurance Help (little complicated) [closed]

I am a Canadian/Polish citizen. I am currently living in Germany as a student - and have been for the past 2 years. My studies end at the end of October, and I am planning to go to Tanzania directly ...
11
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1answer
1k views

Do all hospitals and doctors in the USA accept travel insurance?

I know that different doctors and hospitals work with varying number of insurance companies. However, I haven't seen any doctor or hospital listing that they accept any traveler insurance plans. Does ...
7
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1answer
1k views

Where to buy US repatriation and evacuation insurance only?

I am traveling to the US on a J-1 visa. My university provides medical insurance, but no emergency evacuation or repatriation, both of which are mandatory for the J-1. Where can I buy these two ...
18
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2answers
2k views

Is there a charge for mountain rescue in Spain (Canary Islands)?

I am going on holiday to Tenerife and La Palma, and planning to do some hiking in the mountains. Nothing unusual, sticking to marked trails. When looking for travel insurance many of the mainstream ...
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2answers
1k views

Is Collision Damage insurance mandatory when renting a car in the United Kingdom?

I'm a resident of Canada, and will be renting a car in the United Kingdom. I've rented a car through RentalCars.com - their "fine print" says I will be required to pay for Collision Damage Waiver ...
4
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0answers
470 views

Can I buy, insure and register a car as a foreigner in Nevada in 1 day? [duplicate]

I'm planning to fly to Las Vegas on holiday and drive to Toronto in a used car. I live in the UK and am unfamiliar with licensing laws in Nevada (and the rest of the US!) - though from what I ...
8
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1answer
1k views

Who is responsible for the check-in queues?

Few days ago I had a reservation for a flight in Switzerland with luggage and a departure time 2pm. When I checked in online I saw that the flight is delayed around an hour. When I arrived at the ...
6
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3answers
319 views

How can I check if I am insured to drive a car in France

I am visiting my aunt in France. She has a car that she would like me to drive. She says I will be covered by her insurance. I am covered in the UK for driving my car, but they will not cover me to ...
1
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2answers
107 views

Continuous travel medical insurance (not just annual)

Does any insurance company sell continuous travel medical insurance that doesn't have to be renewed every year? Most companies seem to only sell single-trip or annual plans. I want a policy that is ...
31
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3answers
28k views

How to buy a car for a road trip in the United States?

For tourists coming to the US, getting a car is a great way to get around, especially if you want to see the national parks. Rental, especially for younger drivers, can be very expensive, so buying a ...
2
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2answers
275 views

Canadian renting car in Finland and driving sports team members

I'm travelling to Finland and renting a car (not a van or bus) in which I will be carrying a number of members of a sports team, most of whom are not related to me. Our home/auto insurance (TD Meloche-...
2
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1answer
59 views

renting/letting/hire/location a scooter in Paris France (from US)

Backstory: My wife and I are in Paris for a week (this week) and looking to travel around and see the sites, are we in district 14 and looking at some of the site's we want to see are all best ...
2
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1answer
70 views

Laptop in cargo hold insurance coverage [duplicate]

I will be travelling from Belgrade in Serbia to London UK in a few weeks. There is a stopover at Instanbul in Turkey. Given the recent laptop travel ban, I probably be required to put my laptop in ...
2
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1answer
1k views

Credit card travel insurance for Schengen visa

I am applying through Italy for a Schengen visa. I have a complimentary travel insurance through my credit card. It is provided by 3rd party insurance company in Australia with which the bank has an ...
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2answers
119 views

Car rental in foreign country question

I am renting a car for a trip to England. The car rental agency offers insurance for damage to their car. My personal auto insurance company doesn't cover me in England and doesn't offer any ...
6
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2answers
399 views

Medical travel Insurance for Ecuador

My wife and I are retired and intend to travel for 1 year across Latin and South America on a limited budget. We are USA Citizens, but USA Med Travel Insurance is too expensive. Is it possible to ...
4
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1answer
125 views

Does travel insurance have to cover the entire holiday?

I am going to the USA for a number months. I will be by the coast for a specific period where I plan to surf. I'm looking up adventure sports insurance and as you can imagine it is quite expensive. ...
4
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2answers
169 views

Car Rental Insurance

We are U.S. expats visiting the U.S. for a few months. What is the most reasonable way to obtain car rental insurance other than buying the insurance through the car rental company?
5
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1answer
136 views

Travel insurance and executive orders

Suppose I have tickets, hotel reservations, and a visa to visit the United States. Suppose I've previously been to Iran for a conference, and/or have an Iraqi passport. Here's the risk I'm concerned ...
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1answer
431 views

Legal Minimum Third Party Liability Insurance for Rental Car - USA [closed]

What is the legal minimum third party liability insurance for rental car for every US state?
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0answers
114 views

Mastercard insurance vs regular travel insurance [closed]

I am travelling for a 5-6 weeks road-trip from UK to Mongolia via Turkey, Iran, Turkmenistan, etc. I am looking for travel insurance that would cover me on this journey. I am not looking for car ...
21
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3answers
8k views

Is it true that you can receive emergency care in the UK completely free of charge?

In a related question @GayotFow mentions that: I am aware that visitors can received emergency treatment from the National Health Service (NHS) for free. This seems a bit suspicious but other ...
3
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1answer
137 views

Is there a European website dedicated to reviews of how well each travel insurance pays out?

I'm looking to buy a travel insurance and thanks to my EU residency there are plenty of various options: traditional brokers, credit cards, online-only brokers like World Nomads, etc. When picking out ...

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