Questions tagged [insurance]

Buying financial protection to protect against problems which may arise on a trip, including but not limited to theft or injury.

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26
votes
2answers
3k views

Long Term Travel - what insurances can / should I get?

I'm a freelancer in the field of software development and I'm planning to travel to different places, but also continue working. I'd expect to stay at a certain place (country) for 1-3 months. Pretty ...
7
votes
2answers
13k views

Dual Canadian and British citizen - healthcare coverage in the UK?

I want to know if I am entitled to medical assistance in the UK while visiting for 3 weeks in June. I am travelling on my Canadian passport since my UK one is outdated.
16
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2answers
5k views

Is medical insurance mandatory for entering the Schengen area if you are not required to have a visa?

For nationals that request the Schengen visa, the traveller must have insurance that covers, for a minimum of €30,000, any expenses incurred as a result of emergency medical treatment or repatriation ...
29
votes
3answers
4k views

Should I purchase rental car insurance? What protection does my credit card provide?

We just arrived in Hawaii this afternoon, and when I went to pick up the rental car, I discovered I hadn't done my homework with regard to the insurance options. I recall that my credit card will ...
14
votes
1answer
2k views

What car rental insurance should I get if my credit card provides some coverage?

I don't own a car and want to rent one in the US (California). I will be renting for 3 days. I am enrolled in the American Express Premium Car Rental program (the card is also issued in the United ...
11
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3answers
1k views

Does insurance for expensive Items in checked luggage exist?

While I plan to travel with a desktop computer in checked luggage, I am yet to find an insurance that covers much of significant value. We have coverage that comes with credit cards with limits of $...
10
votes
2answers
3k views

Are there any airlines which refund fare (including economy class) fully in case you don't get visa?

I'm an Indian. I'm planning to book a journey from Mumbai to Johannesburg, South Africa and back (conference visa). I looked at refundable tickets, while they are priced higher, they give you half ...
0
votes
1answer
265 views

Schengen travel insurance for 3 entries

I have obtained Schengen tourist visa last year and I got single entry visa for 30 days stay. This year I plan to visit Schengen as well as Greenland and Faroe Island and my plan is - Schengen (5 days)...
17
votes
1answer
1k views

From whom can I buy travel insurance if I don't “live” anywhere?

I am an Australian citizen, currently living in Singapore and I want to travel through Europe and the USA over the next six months. I will be leaving Singapore permanently and my intent is to ...
5
votes
2answers
676 views

LDW / LIS for US car rental booked in UK

If I book a rental car for a week in the US through the US website I can pay about $300 which becomes more like $550 if I take Loss Damage Waiver and Liability Insurance. But if I book from the UK ...
25
votes
3answers
13k views

How to buy a car for a road trip in the United States?

For tourists coming to the US, getting a car is a great way to get around, especially if you want to see the national parks. Rental, especially for younger drivers, can be very expensive, so buying a ...
19
votes
4answers
10k views

How to insure checked luggage?

I know that you are not supposed to put valuables into checked baggage, but in some cases it is necessary. For example if you have large valuable items that do not fit in carry-on or if you have ...
10
votes
1answer
660 views

What is the difference between primary coverage and secondary coverage on a travel insurance policy?

What is the difference between primary coverage and secondary coverage on a travel insurance policy? Which is recommended for short-term travelers?
5
votes
2answers
1k views

Minimum amount of days travel insurance policy should cover for Schengen visa?

My father in law is travelling to France, for 4 days, (01/07-04/07). Is there a minimum duration for which the travel insurance needed to apply for a Schengen visa must be valid? In other words, can ...
3
votes
3answers
825 views

Visa for a Chilean citizen joining a tour from a US agency

I have a friend in Chile (Chilean citizen) with whom we wanted to go on a tour in Italy (January 2014). I am from the USA, and to make things easier, I was planning to order a tour locally from ...
36
votes
8answers
8k views

What happens to plane tickets in case of airline bankruptcy?

I am sometimes eyeing tickets that are a far bit in advance and in some cases I know the airline that is selling the ticket / operating the flights is in economic trouble. If I have a ticket for ...
21
votes
2answers
2k views

Travel health insurance that counts as “credible coverage”

I am taking a long-term international trip of around 11 months. I am quitting my job, and so will lose my health insurance. I am looking at different travel health insurance plans such as World ...
14
votes
6answers
48k views

Are there any legal requirements for renting a car in the US as a foreigner?

I am planning a road trip in the US with some friends and plan to rent a car for the purpose. Are there any legal requirements for renting a car. Do they require a US driver's license? Do I have to ...
13
votes
2answers
610 views

Travel insurance with a pre-existing condition

I have ulcerative collitis. It's not particularly bad. I'm trying to get travel insurance for two different holidays (one to the US and one to China/Japan). Unfortunately having ulcerative collitis ...
12
votes
2answers
16k views

Is there travel insurance for missed flights?

Our family will be going to Rome this November. As in a previous question, I am worried about missing my return flight home. Is there travel insurance that will help us find a return ticket home if ...
7
votes
1answer
474 views

Insurance and car rental in US

I'm going to rent a car in California for a week soon and was wondering whether to purchase insurance along with the rental. Some sources, eg Should I purchase rental car insurance? What protection ...
6
votes
2answers
2k views

Do I need to have travel insurance when crossing Schengen border?

I have a multiple-entry one-year Schengen visa and I did have travel insurance first time when I crossed the border of Schengen, but it has expired already and I wonder if I need it during my next ...
12
votes
2answers
4k views

Foreign car insurance for Canada and/or the U.S

Still working on my plan to Ship my car from Europe to Canada or the U.S. We're planning on leaving early January. Shipping turns out not to be the problem. However, the next hurdle is: car insurance....
10
votes
3answers
6k views

How to insure professional equipment while traveling

What are my options, as a U.S. citizen, for insuring professional equipment (camera and laptop, specifically) while traveling outside of the U.S.? Most of the traveler's insurance policies I've found ...
6
votes
3answers
576 views

What should I look for in a vehicle insurance policy for taking my US vehicle into Mexico?

I have been told that driving my private vehicle from California into Mexico is no big deal EXCEPT that I must have Mexican insurance. I am looking for specific recommendations about what to look for ...
3
votes
2answers
299 views

Do I need Schengen travel insurance to visit Portugal if covered by the NHS?

I am a South African citizen living in the UK 22 years with indefinite leave to remain. Do I need Schengen travel insurance to go to Portugal if I'm covered by the NHS in the UK?
2
votes
1answer
1k views

Name mismatch on airline ticket/insurance

I have a group booking done by an Indian provider for my trip to Europe. The booking is on Qatar Airways for me and my wife. Now there is an issue with the booking name for the ticket and insurance. ...
21
votes
3answers
8k views

Is it true that you can receive emergency care in the UK completely free of charge?

In a related question @GayotFow mentions that: I am aware that visitors can received emergency treatment from the National Health Service (NHS) for free. This seems a bit suspicious but other ...
19
votes
2answers
469 views

How to choose a good travel insurance policy?

When looking for travel insurance, there is a dizzying array of companies, policies, plans, restrictions, and conditions. What should a short-term traveler look for in an insurance plan? What things ...
21
votes
3answers
18k views

Where in Europe can I purchase a car without residency?

I am not a resident anywhere and plan to travel for the foreseeable future, mostly in Europe. My country has good visa-free access to most of Europe, so it is conceivable I could remain without any ...
15
votes
1answer
217 views

Name (or search terms etc) for enhanced travel insurance for locations with travel warnings

I'm trying to research options for enhanced travel insurance that is valid for regions with cautionary "advise against non-essential travel" warnings. Every approach I've tried had found nothing, ...
17
votes
1answer
4k views

Travel to USA — how much medical insurance is enough? [closed]

My in-laws (66 and 69) will be visiting the US soon. Given the high cost of medical care in the US, what is the minimum amount that any insurance policy they buy should cover for medical care? I've ...
15
votes
5answers
4k views

What's an “un-made up road” in terms of car hire insurance?

I'm checking the terms and conditions for various car hire insurance/excess coverage policies and I see a lot of lines like this one (this one from http://www.insurance4carhire.com): We will not ...
14
votes
2answers
10k views

Where can I get insurance for travel in late pregnancy?

My wife and I need to travel to the United States, but she will be 30 weeks pregnant by the time the trip ends. In addition to it being a very good idea in general, the US effectively requires travel ...
12
votes
4answers
466 views

What extra benefits are there in getting travel insurance if I have a European Health Insurance Card (EHIC)?

I've got a European Health Insurance Card (EHIC) and only plan to travel around the EU for the foreseeable future. I read another answer that quite nicely covered the details of what the EHIC covers, ...
11
votes
6answers
765 views

Driving into Germany over Easter weekend

There's a Demoscene party (Revision) that occurs every year on the Easter weekend in Saarbrücken (Germany), and I'm thinking of attending this year. I live in England and am looking into methods of ...
9
votes
4answers
8k views

How to deal with insurance excess when renting a car abroad?

Some time ago I had a car accident abroad where it was clear from the beginning that I was not liable (rear-end collision). Still the car-rental agency (one of the big ones) charged me the complete ...
8
votes
2answers
3k views

Do I need a (European Auto Insurance) Green Card while driving inside the EU?

I purchased a new car and have registered it in Germany. I want to use it to travel to the Czech Republic, but I haven't received the Green Card from my car insurance company. Would this be a ...
8
votes
1answer
718 views

How to choose international mountain insurance, mostly for Europe?

There's a saying 'Better safe then sorry', and unfortunately, I was too lazy to follow that rule in the future. I live in Central Europe, which gives me an opportunity for quick, few-days trips to ...
6
votes
1answer
2k views

Travel health insurance in Europe that does not require European Health Insurance Card

I was looking for a new travel insurance policy recently for travel within Europe and what I was never aware of is that many insurance policies require you to have an European Health Insurance Card (...
6
votes
1answer
721 views

Where to buy US repatriation and evacuation insurance only?

I am traveling to the US on a J-1 visa. My university provides medical insurance, but no emergency evacuation or repatriation, both of which are mandatory for the J-1. Where can I buy these two ...
6
votes
1answer
165 views

Travel insurance for person living in UK but not technically resident

Many UK travel insurance providers require the policy holder to have lived and been registered with a GP in the UK for at least six months. However, I have only lived in the UK for two months (prior ...
5
votes
1answer
907 views

What are the major 'types' of insurance offered with car rental and what does each one mean in practice?

I'm travelling to Italy (Naples) with my boyfriend in a couple of months and we need to organize car rental for the trip. My parents told me to 'get comprehensive insurance' / make sure we're covered ...
3
votes
2answers
285 views

Does travel insurance covers hiking on high altitudes are participation in shamanic ceremonies?

I think that general answer is: "read the small print" I'll take my chances and ask if a generic travel insurance would cover: hiking on Inca Trail? (up to 4200m altitude) drinking ayahuasca? (...
2
votes
1answer
619 views

Rental car liability insurance across state lines

I understand that Rental Car companies are required to provide the state minimum liability insurance in all states except California. What minimum liability do these companies provide? Is it the ...
13
votes
1answer
271 views

Is it practical to find travel insurance that has no alcohol-related exclusions?

CHOICE travel insurance buying guide mentions alcohol-related exclusions for insurance: Alcohol Cover for overdoing it on vodka and Red Bull and float-tubing down a river in Laos isn't ...
10
votes
1answer
387 views

Theft insurance in India

Are there any theft insurance options available while travelling in India. I am an Indian as well and I am planning to travel throughout India for a couple of months. I will be carrying my camera, ...
10
votes
2answers
412 views

Rental Car Insurance in Jamaica

My trusty Visa card has insured all my rental-cars. It seems that Jamaica is problematic and Visa will not be insured. Based on my reading and Google search, I am under the impression that the ...
9
votes
2answers
335 views

How do I ensure I do not pay out money for tickets that are not usable for other reasons?

For the first time I am trying to organise an extended individual journey - 6-10 months and 10-14 countries. Although I am intending to be an independent traveller and organising travel arrangements ...
7
votes
1answer
13k views

Is liability insurance required in order to rent a car?

I do not own my car, and thus do not have auto insurance of my own (otherwise, auto insurance typically follows you where you go, including to any rental cars). When I went to rent a car, I was told ...