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Questions tagged [atms]

Questions about finding and using automated teller machines, also called cashpoints or cash machines.

40
votes
10answers
54k views

Do all American ATMs charge an extra fee for cash withdrawals on a foreign card?

I've just gone to take some cash out of an ATM (Cash Machine) in Seattle. I visited about half a dozen in the end, and every single one wanted to charge me an extra fee (typically about $3) for the ...
35
votes
5answers
15k views

What happens when an ATM in a country you're travelling through eats your card?

So you're travelling in some exotic land far from home. You go to withdraw money from a local ATM so you can have some local currency. But the ATM swallows your card! If you're lucky you might get a ...
27
votes
7answers
11k views

Will a tourist have any trouble getting money from an ATM India because of demonetization?

I will be travelling to India as a tourist at the end of this month. I have heard about long lines at banks, and I was wondering whether I would have any trouble getting money from an ATM as a tourist....
18
votes
6answers
4k views

US debit/ATM card with lowest fees for travel

For a US citizen traveling worldwide, what is the best major debit/ATM card (on the Visa or MasterCard networks) to take in terms of lowest fees for withdrawing international currency from ATMs? ...
15
votes
2answers
8k views

In Taiwan, do ATMs in convenience stores (7-Eleven, FamilyMart) charge higher fees than ATMs at banks?

In Taiwan like other East Asian countries (except China) using an ATM for a foreigner is quite a pain. One thing I personally hate is ATM fees. Australian banks all gouge us outrageously already on ...
14
votes
7answers
14k views

Which ATMs offer no-fee cash withdrawals in Chile?

Which ATMs in Chile offer cash withdrawals without charging a fee? I am using a Visa Debit card. My bank will not charge me fees for withdrawals, but I am concerned that the ATM's bank might.
14
votes
3answers
14k views

Can I use a US cash machine when my PIN has 6 digits?

Some friends told me that it is problematic in the USA to use cash machines when you have a 6 digit PIN on your card, because most cash machines in the USA only accept 4 digits. Therefore I have two ...
13
votes
1answer
6k views

Why shouldn't I have an ATM PIN beginning with zero if I travel internationally?

Bank of America warns that customers travelling internationally shouldn't have a PIN beginning with 0. I've seen reports that people with PIN numbers beginning in 0 have had no trouble when using ...
12
votes
1answer
2k views

Any cash machine in central London which can dispense £5?

I'm sure travellers to the United Kingdom carrying an overseas/non-UK debit card can relate to this question. Most cash machines start dispensing starting from £10 and in multiples of £10. That means ...
12
votes
6answers
2k views

Which major US bank chains have the lowest ATM fees for foreign cardholders?

I'm in the USA right now and would like to get some more cash with my non-US ATM card. However, a random sampling of ATMs at large banks (Wells Fargo, Citibank) has shown ATM fees in the $5-6 range, ...
12
votes
1answer
344 views

Are there ATM fees in the Azores?

ATM owners don't charge fees to withdraw cash in Portugal, regardless of your home bank or card issuer. (Of course any fees charged by your home bank / card issuer, e.g. for foreign transactions, are ...
11
votes
4answers
11k views

Most effective way to bring money to India and Nepal

What is the most effective way to bring money for a backpacking trip to India and Nepal? Are ATMs available and reliable outside of the main cities? Do they charge commission? Or is it better to have ...
11
votes
2answers
4k views

How to minimize cost for cash withdrawals at French ATMs with a Bank of America card?

If I need to withdraw cash at the ATM, what is the best practice to minimize fees? In the USA I bank with Bank of America.
11
votes
6answers
9k views

Do Canadian ATMs charge extra fees for cash withdrawals on foreign cards?

Having recently been caught out by most American ATMs charging extra fees on cash withdrawls on cards from different banks (which'll affect all foreign cards), I'm wondering if something similar will ...
11
votes
3answers
12k views

Cheapest ATM strategy in Brazil

I need to withdraw lots of Brazil Real in Rio de Janeiro from my USA bank account. What bank has the cheapest ATM (or I could even go to a teller) for me? Suppose I need 10,000 Real and my bank ...
11
votes
2answers
1k views

How to draw cash when ATM does not accept card?

I'm travelling in South America (In Argentina currently), and no ATM will accept my card. The card is a VISA and has a magnetic strip (and pin number), but no chip. It works at supermarkets and ...
10
votes
2answers
1k views

Is there an ATM at the Si Phan Don/Stung Treng border?

I want to cross from Laos to Cambodia at the border located between Si Phan Don (the 4000 islands) on the Lao side and Stung Treng on the Cambodian side. I have no precise idea of how much the visa ...
10
votes
3answers
2k views

Which Australian bank/account incurs lowest fees using an ATM card overseas?

As per this question about US banks, I would like to know if any Australian bank offers an account with an ATM card (or Visa/Mastercard debit card) with no or low fees for travellers using them in ...
10
votes
4answers
2k views

How do I ensure that my ATM card will work while traveling within the US?

I am an American, and I have an American Visa debit card with "PLUS", "NYCE", and "AFFN" written on the back. Several months ago, I traveled out of state to California and was surprised to have my ...
10
votes
2answers
4k views

Which ATMs in Germany have the lowest fees for the foreign Visa debit cards?

What ATMs in Germany are safe to use when it comest to the fee paid for using the foreign (other EU-country) Visa card? ' I have learned that the fees may very strongly and there are many "commercial"...
10
votes
3answers
9k views

Lowest fee ATMs in Argentina?

With the dollar blue rate largely now matching the official rate, are there any ATMs in Argentina that do not charge excessive fees on foreign cards? Which Argentine banks do not charge any fees for ...
9
votes
1answer
4k views

Are there any ATM's in Toronto where you can withdraw more than $400?

I'm wandering about Toronto with my Mastercard which I can use to take out cash, and I have tried a few machines at Yonge and Bloor and they all first say they give $800 but then the ATM says it can ...
9
votes
2answers
1k views

How do emergency cash services work?

If you need emergency cash, do they send you some sort of code and you get the money from the ATM without any card? Or, do you have to show your ID at a local partner of the service to get cash? You ...
8
votes
4answers
5k views

Are there any ATM fees within the Euro zone?

I am about to travel in Europe within some euro zone countries. Also, I am from a euro zone country (still) and all my bank accounts are in euro. I have debit and credit Visa and Maestro cards. My ...
8
votes
3answers
280 views

Prevalence of ATMs that accept JCB cards

I was surprised that Tigerair does not accept JCB cards, and I am starting to worry that it might be difficult to get any cash from ATMs using my JCB card outside of Japan. Outside of Japan, are JCB ...
8
votes
2answers
1k views

What is the best source of information for ATM availability?

From Wikitravel: Some developing countries either have no ATMs, very limited ATMs, or are not connected to the international networks. This includes Myanmar in Southeast Asia, as well as parts ...
8
votes
2answers
2k views

Can I withdraw Euros from ATMs in the Republic of Macedonia?

In some countries in Europe which do not use the Euro the ATMs still offer a choice of the local currency or Euro. Since I'm seeking to minimize ATM fees for withdrawing small amounts when moving ...
8
votes
1answer
571 views

Do Argentinian ATMs only accept 4 digit pins?

I heard that ATMs in Argentina only accept 4 digit pin. However, both my credit card and my maestro card have 6 digit pins. Should I change the pin to a 4 digit pin before going to Argentina?
8
votes
1answer
1k views

How to know which ATMs in Mongolia accept Cirrus cards which are not Mastercards?

I've been in Mongolia over three weeks but only needed to go to the ATM once previously and the first one I tried worked. But just now I went out at about 11pm to withdraw money. Some ATMs didn't ...
7
votes
2answers
854 views

BNI and BRI cash machines, what are the differences?

I constantly see BNI and BRI cash machines across Indonesia. What are the differences between the two?
7
votes
2answers
449 views

Cuban currency exchange - ATM vs exchange office

What are fees for exchanging EUR to CUC in ATM and exchange office (CADECA)? Is it difficult to find ATM in the main cities? Is MasterCard accepted in ATM? Considering these options because don't ...
7
votes
1answer
305 views

Are there any ATMs on the transit side of Incheon Airport?

Are there any ATMs or currency exchanges on the transit side of Incheon Airport? We're passing through but are staying overnight in the transit hotel. Is there anywhere to get won from on that side, ...
6
votes
4answers
1k views

How do you use ATM machines abroad? [closed]

I will be traveling abroad and plan on bring no more than €400 in cash (I don't like carrying lots of cash in general). My bank charges no fees in Europe and I was wondering how I withdraw money out ...
6
votes
2answers
3k views

Using U.S. ATM cards in Malaysia

I heard somewhere that many ATMs in Malaysia (Kuala Lumpur specifically) do not accept ATM cards issued by U.S. banks (supposedly due to frequent fraud). Is this correct? If this is the case, what ...
6
votes
2answers
1k views

Availability of ATMs and exchange places in Morocco

I'm thinking about going to Morocco, and I would be avoiding the most touristic places. I've read the question When traveling to a country with a different currency, how should you take your money? ...
6
votes
4answers
12k views

Do ATMs at Incheon International Aiport in South Korea have high fees or bad exchange rates

At least a couple of times I've arrived from a long flight and headed to the ATM in the airport to get some local currency only to find out that the ATMs in the airport are special and will rip you ...
6
votes
1answer
913 views

ATM charge in Euros or Swiss Francs

I am from the Netherlands and I recently went to Switzerland. When withdrawing Swiss Francs from an ATM I got the option in which currency I wanted to charge the money on my account, Francs or Euros. ...
6
votes
2answers
595 views

In Vietnam, which is the best bank for withdrawing from Mastercard?

I visit Vietnam occasionally. Something that strikes me is how very restrictive and imposing the ATM's are. Many of them seem to have a withdrawal limit of 3000000 VND which is only about 110 USD. ...
6
votes
1answer
842 views

Do I need a “chip” card in the Czech Republic? [duplicate]

I'm an American, and I'm traveling to the Czech Republic later this summer for a few weeks. I have a Visa debit card from a local credit union for use in ATMs and a Visa credit card from CapitalOne. ...
6
votes
1answer
2k views

Is there a way to find ATMs in Georgia (the country) which can dispense Euro or US dollars?

Here and there I've seen some ATMs in Georgia (the country) which give a choice of currency rather than just offering Georgian lari (GEL) like the majority of ATMs. In fact I can no longer remember ...
6
votes
1answer
83 views

How can I withdraw RMBs at Hong Kong airport (HKG)?

How can I withdraw RMBs at Hong Kong airport (HKG)? I tried using one of the two Bank of China ATMs in terminal 1: which indicates it has RMBs (the second ATM was displaying it only had 500 and 1000 ...
5
votes
5answers
5k views

Money withdrawal options around Prague's Main Train Station?

I will be travelling to Prague soon. I have found out two major money withdrawal options around Praha hl. n., which are Česká spořitelna, and Komerční banka as can be seen here. However, I am not ...
5
votes
3answers
225 views

Validity of German debit card in Switzerland

I have a Deutsche Bank maestro debit card that i got in Germany with no magnetic strip, but a chip. I am traveling to Switzerland next week. Can I make transactions in hotel and restaurants in there ...
5
votes
2answers
2k views

Why are CaixaBank ATMs in Barcelona so complex?

During a recent trip to Barcelona, I regularly encountered CaixaBank ATMs, with an incredible array of buttons, slots and displays. The first time I tried to use one I tapped the touchscreen, which ...
5
votes
2answers
213 views

Are Mastercard ATMs available in every Asian country?

I will travel for a year in Asia, but I still don't know exactly in which countries. I know that Iran has a closed bank system, so it is impossible to get money from an ATM without an Iranian card. I ...
5
votes
3answers
4k views

ATM fees in Turkey

I have a debit card (mastercard from Sydbank, Denmark). I'm gonna use it to withdraw money from ATMs in Turkey. I asked my bank but they said it's up to whichever Turkish ATM (its bank) I use. Any ...
5
votes
2answers
12k views

Which ATM/debit card to use in Seoul?

I'll be going to Seoul on Saturday. Unfortunately I don't have any international money cards. I do have two cards, an E-ON card from Unionbank (VISA Electron) and a BPI Express ATM (has a Cirrus icon)....
5
votes
1answer
2k views

Can I use my Girocard V-Pay for money withdrawal in every EU country?

I have the Girocard V-Pay card issued by Postbank. According to Wikipedia article, this card can be used in ATMs within European Union, that would suggest, in each EU-country. However, I'm a bit ...
5
votes
2answers
486 views

Do ATMs at banks in Mexico generally require cards with chips?

Do ATMs at banks in Mexico generally require cards with chips to withdraw cash?
5
votes
2answers
2k views

Is there a fee-free ATM at Manila Airport (MNL) and what is the maximum withdrawal amount per transaction?

I have a US bank debit card (CapitalOne 360, formerly INGDirect) that lets me make withdrawals for free, in the local currency, and at the prevailing official MasterCard market exchange rates (which ...