I will travel to Toronto and Waterloo and I would like to know what is the best way of paying.

  • Can I use my MasterCard credit-card?
  • Is it better to change my EUR to CAD there?
  • Changing money is never a good idea, it's more expensive than just pulling money out of an ATM.
    – user40521
    Jul 16, 2017 at 7:59
  • to those answering, do Euro cards work with "tap" payment? (Very useful for small amounts, typically between four or five dollars and $100) Jul 16, 2017 at 13:04
  • related: travel.stackexchange.com/questions/10/… Jul 16, 2017 at 14:02
  • @JanDoggen This depends both on the fees involved with withdrawing money and the currencies. While the exchange rate in withdrawing money is better most of the time, if you have an exchange bureau with a good rate, withdrawing money only makes sense if you want to withdraw several hundreds of euros/dollars/... Jul 18, 2017 at 5:57
  • @martin.koeberl I misread the question as getting money to pay with. In hindsight, the OP seems to want to pay with plastic directly.
    – user40521
    Jul 18, 2017 at 7:16

1 Answer 1


From my experience in Toronto, nearly everywhere took credit / debit cards (Visa, MasterCard, American Express...). Change some small amount of money before travelling (or pull it out of an ATM when there) just in case, and go forth with your MasterCard.

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.