I'm from India. My sister is staying in Stuttgart, Germany. She is inviting myself and our mother to visit her. I wanted to know, what should be the minimum bank balance required in my sister's account to invite us to Germany?

2 Answers 2


A sponsor who signs a Verpflichtungserklärung agrees to reimburse the German state for costs from (intentional or unintentional) overstays, medical costs not covered by insurance, etc. Some towns use a formula for income based on

  • the family size of the sponsor,
  • the number and age of the visitors,
  • limits of exemption from execution and welfare payments.

The sponsor must be able to pay the minimum cost of living for all visitors while staying over the limit of exemption for his or her family. If the income is not high enough, a deposit may be possible. A deposit is different from simply showing savings in that the sponsor cannot use the deposit until the visitors depart again.

The law does not set amounts. This PDF is from Cologne, not from Stuttgart, it mentions income and deposits but not savings. Amounts are not spelled out, but it mentions using SGB II as a guideline. This page is from Berlin, it mentions savings.

  • This sounds more like an extended comment than a proper answer. Any ideas on the amounts in question? How much leeway do municipalities really have in defining those amounts? Where does your contention that it's either a proof of income or a deposit or that significant savings would not be sufficient come from?
    – Relaxed
    Jun 29, 2017 at 18:58
  • @Relaxed, under German law the Pfändungsfreigrenze is a well-defined term. Regarding big savings not being enough, you're right, I was not clear.
    – o.m.
    Jun 30, 2017 at 4:10

I found some guidelines on berlin.de. It's intended for people residing in Berlin, not Stuttgart, but I assume the requirements are similar, if not identical (the form for Stuttgart can be found here but they don't provide as many details as Berlin does).

For two adults, the requirement is a net monthly income of €1506 or at least €18090 in savings, actually available at the time of travel (no loan, real estate, stocks, bonds, or other illiquid investments). I can't tell if either high income or large savings are sufficient or if you need both of them at the same time.

Without that, I think you may still apply for a visa but without a proper Verpflichtungserklärung, your own situation would be judged much more strictly.

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