We lived in the UK for 2 years and then, returned to our country before our student and dependent visas expired. Before coming back, we surrendered our NHS registrations. However, the bank accounts we opened while we were there, were a grey area for us. We had a good credit repute going so we still operate those accounts although we are no more in the UK.

Is that officially allowed? This is important especially since I wish to submit my UK bank statements when I apply for visas.

  • Why? Did you think that through? – Gayot Fow Apr 10 '17 at 15:29
  • I don't understand your question. – Saadia Apr 10 '17 at 15:32
  • submit my UK bank statements when I apply for visas This is what @GayotFow is probably pointing to ? Why will these bank accounts be relevant ? Are you deriving income in UK which is being paid into these accounts ? If not, why do you think UKBA would accept them as evidence ? – DumbCoder Apr 10 '17 at 16:00
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    It well may be 'officially allowed' but it looks like evidence that you may want to remain in the UK rather than your desired outcome of providing evidence of sufficient funds to sustain yourself while in the UK and strong ties to your home country (so you will leave the UK within the promised time). – Spehro Pefhany Apr 10 '17 at 20:22

The BBA Website shows 2 options available for non UK residents.

Barclays International Banking

HSBC International Banking

Maybe you should open one of these and move your funds and explain on your Visa application that you used to reside in the UK and have moved your funds to an international bank account.

  • Those options would not help the OP achieve their goal of being able to submit UK bank accounts during visa applications... – Moo Apr 10 '17 at 15:24
  • Like I said could explain on the application why they had their old accounts and keep copies of their statements and show new accounts with the balances in them. Those are the only options available to non residents so showing resident accounts mind end up badly. – BritishSam Apr 10 '17 at 15:28
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    AFAIK there is no rule which says a foreigner cannot have a UK bank account. Banks do open accounts for foreigners. All you need is a passport (visa if applicable) and proof of address. Whether or not this will help you in the application is another matter. – greatone Apr 10 '17 at 15:32
  • @greatone does the address need to be in the UK? – phoog Apr 10 '17 at 15:46
  • @phoog yes; perhaps proof of address the biggest hurdle to getting your own account. I don't believe that's a legal requirement but banks won't let you open an account without it. – greatone Apr 10 '17 at 15:53

Before you ask whether or not maintaining a UK bank account is allowed (it is), you should ask whether or not it would be wise to submit statements from such an account. A large balance on a UK bank account (especially with an address that is no longer linked with applicant) would be detrimental to a visit visa application. I don't see why the you have to submit such documents to prove your eligibility for the visa. You have to show ties to your home country, not the UK.

  • You also have to show sufficient funds. Your credit rating doesn't really matter. Can you not just show you have sufficient funds in your home countries bank account? – BritishSam Apr 10 '17 at 21:00

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