A few days ago, rather jetlagged, I was very stumped when the person serving me in a cafe at the airport asked "Cheque, Savings or Credit" when I handed over my (overseas / foreign card) to pay for a much-needed coffee. It actually took them asking several times for me to even work out what they were asking (jetlag + accents = fun!), and I'm still not sure what they pressed when I said "umm, mastercard?", but it worked... Since then, I've found most card machines or staff asking me the same question when I've gone to pay.
As someone holding a non-Australian issued card, what's the right response?
(I'd guess that I'd answer "Credit" for a Credit card, but that'd be good to confirm, then there's also non-Australian Debit cards and pre-paid/pre-loaded cards to consider too!)