According to this post, it seems that you can use your credit card as T-money, and just tap your card on the subway gate to pass it through.

Much like Singapore's ez-link card, T-money is a rechargeable stored-value card with a smart chip for fare deduction. The chip has been modified to fit credit cards, debit cards and even mobile phone SIM cards - which means people can tap their phones to take the bus.

It is amazing. I want to use my credit card as T-money.

However, how can I do it? My guess is that you must get issued a card in the first place that is compatible with T-Money; at least that is the case in Japan, where there is a credit card issued by JR-East which is compatible with Suica.

Or if this is the case in Singapore, you can link your credit card to your transportation card (ez-link), and top up your ez-link automatically when the balance runs out.

So is it possible to get issued the card? I can stay for a few months if it is needed, though I enter it with 90 days of free-visa requirement.

I don't mind what brand it is (though UnionPay or MasterCard is preferable as I don't have it), or don't need much limit. All the things I need is to get through the gate when I don't have enough balance on T-Money.

  • 1
    Technically, that description makes absolutely no sense, which is normal for news stories about technology... Strangely, Wikipedia gives no description of the tech. Sep 25 '16 at 18:41
  • "which is normal for news stories about technology" so true, @MichaelHampton
    – Fattie
    Sep 26 '16 at 14:28

These are RFID cards (sometimes referred to as NFC, although technically the two are different). They consist of two parts - an interrogator (the reader) and the tagged device (in this case, the card).

The same technology is used in Dubai for the public transportation system; and is available in most mobile phones.

You get a special SIM which is encoded with a NFC tag; you still need NFC technology on your phone; with the exception of iPhones (which have NFC technology, but is only accessible to Apply Pay); most modern phones are compatible.

Here is a page on du, a mobile operator in the UAE that has some more details.

For the credit/debit cards, it is the same idea - except the tag is embedded in the debit/credit card. Your card must support this; and the technology is marketed as MasterCard Contactless (used to be called Paypass), Visa calls it payWave, and American Express calls it ExpressPay.

Specifically for T-money it is an embedded RFID device, which is also available as a SIM card and a phone application. However, you cannot use your credit card as t-money cards; you can get a refillable t-money card (its called the City Pass Plus Card), and you can reload it via a debit/credit card.

Just like the normal (non-reloadable) t-money cards, this one also never expires you can buy one and use it for your subsequent visits.

You can find out more information on t-money at this website.

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.