I will be traveling to Germany shortly. I have a credit card with a chip, but my debit card only has a magstripe. Do any foreign ATM still accept magstripe cards or will I be forced to rely on my credit card for all purchases?

  • 1
    Related (but not a dupe IMHO): using credit cards in Germany but be aware most answers are from 2011
    – mts
    Commented Jul 15, 2016 at 19:25
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    As of summer 2015, every bank ATM I encountered in Europe accepted magstripe cards. Commented Jul 15, 2016 at 19:36

1 Answer 1


I only went to a small number of ATMs, but had no issue using my American magstripe cards on them.

  • Ditto. The only places where I've had issues with magstripe-only cards are some automated vending machines, such as train or bus ticket machines. Never had an ATM demand a chip card so far. Commented Jul 26, 2016 at 7:48
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    Talked to my bank last night. Pretty sure my card got skimmed at one of the ATMs...
    – Ric
    Commented Jul 26, 2016 at 17:35

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