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When applying for a US B1/B2 visa from Russia and you can fulfill most of the required documents but can only do partially one of the requirements i.e... The passport as one, the airfare for the third but you can only fulfill your earnings statement and your pay-stub at the time of your application, can the travel agent send proof of your financial means to the embassy when you show him/her that you have the funds?

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    Since you wrote B1/B2, I am assuming that you want to apply for a US visa, so I added a corresponding tag. Please correct it if this is wrong.
    – DCTLib
    Jun 14, 2016 at 10:29
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    "charged with fraud and banned for life" - that's not what happens when you're denied a visa unless you've committed some sort of serious willful infringement. Failure to show sufficient funds is just going to get you a "visa denied, try again if/when you can resolve this issue".
    – brhans
    Jun 14, 2016 at 12:34
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    If I understand this right, you're helping someone (perhaps a lady you met on the internet?) in Russia come to the US to visit you and she's asking you for money, saying that if she doesn't have it she could be charged with fraud and banned for life. Do I have that right? Jun 14, 2016 at 16:00
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    Stop. Someone is trying to scam you. We have seen this sort of thing before. Jun 14, 2016 at 17:14
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    @MatthewChrisBlair It sounds like your instincts are good here. This is not an atypical pattern (see, for instance, this previous question) where an American meets a Russian woman online, they start talking about a visit to the US, and she comes up with high-pressure tactics (e.g. charged with fraud and banned for life) why you need to send them money. While I can't say for certain what is happening here (travel agents are known to give bad advice), this raises all the red flags. Jun 14, 2016 at 19:18

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Scam aside.

There is really not much that can be deemed acceptable as proof of funds for the purpose of the visa. The issue is not just the availability of funds but also their provenance.

A consulate use paystubs as part of the proof that the applicant will return because they have a legitimate job and the bank statements to proof that the money that the applicant has come from legitimate sources, such as a job, and not from illegal or questionable activities.

There is also a related question related to Schengen visa application but similar logic would apply for the US:

Proving your financial stability if you are a freelancer

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