We would like to visit a Caribbean island (currently looking at either somewhere in the Bahamas or Puerto Rico, but totally flexible) in the last week of August (EG Smack in the middle of hurricane season). I have seen some stats that suggest the 2016 season will be the most active since 2012 with the potential of 14 named storms.
Given that the risk of encountering a hurricane is a percentages game, what measures would you take to mitigate the possibility of a hurricane hitting my destination for the desired dates? (Or is the risk high enough that somewhere else would be a better destination.)
EG Is standard travel insurance enough to protect me financially? Should we prefer North/South/East/West in the Caribbean?