I'm going to Toronto later this year. I have some older Canadian currency on hand that I would like to spend. I understand Canada has recently transitioned to polymer banknotes, so I am wondering how easy it will be to use my old money.
Some of my notes are dated 1979, showing a decidedly youthful Queen:
And the rest are dated 2004. Her Majesty now appears as an elder stateswoman:
How easy will it be to spend these banknotes? Are they likely to be accepted at ordinary shops, cafes and restaurants? Should I plan to go to a bank to change them, and will they do this for someone without an account? Or is there some other procedure?