I am a Ghanian citizen.
The evidence I provided in support of my UK visa application is: a letter from my employer, wage slips from my company, bank statements, the person who invited me provided his utility bills, invitation letter, and a bank statement.
The refusal is as follows:
Firstly, on your application form, you stated that you wish to visit your friend and they will maintain and accommodate you. I have recognized the importance of family visits and have carefully considered your application; however, the documents that you have presented to me do not establish that your sponsor is able to undertake such responsibility.
For example, you have failed to provide sufficient satisfactory evidence of adequate accommodation available to you. Furthermore, you have also failed to provide satisfactory evidence of sponsor income, employment or financial and personal commitment. Given the above, I am not satisfied that you will be adequately maintained and accommodated in the United Kingdom or that you can meet the cost of your return or onward journey.
The Second reason is that you have stated that you spend xxx per month on a living cost living costs and supporting your family leaving you with a disposable income of xxx. You stated that the cost to you personally of your visit is xxx. This amount is 7 times your monthly income once family and living costs have been deducted and I am not satisfied this is credible considering your personal and financial circumstances.
Lastly in light of all of the above I am not satisfied as to your intentions in wishing to travel to the United Kingdom and will leave the UK at the end of your visit. Furthermore, I am not satisfied that you have sufficient funds available to cover your costs whilst in the UK without working or accessing public funds. your application for a visit visa has been refused under paragraph V4.2 (a) (e).
How can I re-apply for a visa?