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I applied for a UK visitor's visa. My friend sent me an invite to spend a month with her with a letter stating she would would pay for my accommodation and food. She provided her salary slip, bank statement and a copy of her British passport. The exact wording from the refusal letter:

  1. You have stated that you are employed by x company and earns 35000 INR (£350 at the Onada rate of exchange) per month of which you state that you spend 20000 INR (£200) on living costs leaving difference of 15000 INR (£150)per month. You state that you have no investment income.

  2. You state that the personal cost to you of the proposed visit is £500 and this amount is equal to about half what you have in your account or three months savings.

  3. With brief intervals back in India you were in the UK from 1/09/09 until 14/08/14. You do not appear to have travelled elsewhere .

4.your bank statement shows a balance of 101135 INR (£1013) on 1/7 with additionvof your salary. You state that your brother and your friend and sponsor ms. Y will pay £1500 towards the cost of your visit. You have not provided any evidence regarding your brother's finance anr his willingness to provide you money for a holiday, besides what i take to be his bank statement showing a balance of 16803 INR(£168) 1/7.

  1. In view of the above, i am not satisfied that yiu are a genuine visitor who: A. Will leave the UK at tge end od the visit B. Will noy live in the uk for extended periods through frequent or successive visits, or make the UK your main home C. Is Genuinely seeking entry for a purpose that is permitted by the visitors routes (these are listed i appendices 3,4 and 5) D. Will not undertake any prohibited activities set un v 4.5- v 4.10

My intention is just to go there for a month, spend some time with my friends and meet the people I took care of while working in a care home there.

  • How do I prove that I will return? I am working full time. I get paid well with bonuses and am paid by the company for a holiday once a year.
  • Can anyone suggest what should I do and what sort of documents to submit if I reapply?
  • Is there any chance if I reapply? I live with my parents. My father works in government service.
  • Is it a good idea to buy return flight?
  • Thanks for including your refusal notice. You do not need to co-mingle the text with your comments, you can comment elsewhere. We are not the Tribunal. I have retracted my close vote and reversed my earlier down vote. The other voters are still needed before an answer can be submitted. – Gayot Fow Aug 9 '15 at 16:29
  • I suggest removing your parenthetical notes from the refusal text. – Gayot Fow Aug 9 '15 at 16:33
  • Okay.. Will do it now. – April Aug 9 '15 at 17:09
  • Did your app go through New Delhi? If not, where? – Gayot Fow Aug 9 '15 at 18:57
  • Yes, applied from new Delhi – April Aug 9 '15 at 19:48
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How do I prove that I will return?

You don't. It's the result of an overall assessment of your circumstances, and trying to 'prove' too hard can backfire. The best way to demonstrate your intentions is to have a high quality application and a stable, independent life in India where your finances are inexorably tied to the Indian economy.

Can anyone suggest what should I do and what sort of documents to submit if I reapply?

In your various posts here you have already identified most of where the problems arose.

For your paragraph 1, about your income, they are worried about where about 1/2 of it isn't accounted for. Are you accumulating lots of cash every month? Otherwise show the movement of cash between your savings and current accounts.

For your paragraph 2, about what the trip is costing you personally, you wrote an amount that the ECO found wholly disproportionate to your circumstances. You should put more in your savings so that the amount you plan to spend is about 1/12th - 1/20th of your reserves. 1/12th - 1/20th is an approximate guess by the way, there are no minimum or maximum percentages driving their decision and each case is different. Some people probably get by spending a larger percentage of their reserves, but not you, so you need to increase your savings base.

Paragraph 3, about your not travelling very much, is just icing on the cake. They do that sometimes. You can simply include a statement explaining it, but it's not a big deal if the rest of your application is in order.

Paragraph 4, about your brother, he needs to submit his bank statements and a letter of attestation. He is not qualified to support you in the UK, so make sure his attestation is limited to purchasing air tickets before you leave India.

Paragraph 5 tells us that they are worried that you will be looking for work and possibly work illegally. You can offset this by assuring that your other evidence is really high quality and shows that your well-being is tied to the Indian economy. Given that you failed on V 4.2 and V 4.5 - 4.10 inclusive means they do not think you are a bona-fide applicant (that's a bad thing). Probably something turned up when one of the assistants was verifying your claims or your evidence or your evidence was so weak they could not verify it at all. There's no way for us to know (and we don't want to know); you might want to arrange a consultation with a member of the UK Law Society and pursue it further. Using the Law Society prevents your getting scammed by a con artist.

Is there any chance if I reapply?

I don't predict a favourable outcome if you apply again right away. You need a substantive change in circumstances and evidence that you are leading an independent life. If you apply again right away, they will refuse again and then matters will be worse.

Is it a good idea to buy return flight?

No, not at the application stage. If you try showing them tickets at the application stage, it's tantamount to admitting that you didn't read the guidance (a bad thing).


General Notes about New Delhi

The BHC New Delhi has a great visa section, arguably one of the best. Their turn-around time is 100% on target and they have 0% lost documents. They have a great review procedure and they rarely issue a visa to someone who should be refused (and rarely refuse a qualified applicant). Their refusal language is precise and accessible. When they refuse, you can be sure that the application had serious deficiencies that could not be overcome by phoning the applicant and asking for more stuff. Overall, the visa section is a professional and heads up operation.

I cannot say the same about 'visa specialists' operating in India.

  • Thank you. My friend provide her telephone number and she lost her phone while the application was in process. Do they varify with the sponsor. Also, i did not submit my leave approval from work. Will it help if I submit my leave approval and i join back. For current account and savings account i have only one salary account and i have been using that. I was saving up other half of my salary account in my salary account which i have showed as a balance. – April Aug 9 '15 at 19:54
  • @April, no need to say thanks please read stackoverflow.com/help/someone-answers I may add another part to my answer about New Delhi specifically – Gayot Fow Aug 9 '15 at 20:11
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    Hmmm... did you read the answer? I suggest reading it again perhaps :) – Gayot Fow Aug 9 '15 at 20:44
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    @April, you can always ask new questions in the right way, but you are introducing new questions as a trail of comments. It's not fair to people to have to dig through lots of irrelevant comments when you can simply ask a new question. Please read travel.stackexchange.com/help/how-to-ask – Gayot Fow Aug 10 '15 at 12:15

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