I did my 3 years of College in the US, 2010-2013 due to finance issues I was unable to pay my credit card bill of a certain bank, which still lie unpaid. However I plan on visiting the US later this year; could I be denied visa for having an unpaid bill ?

  • Do you know if legal proceedings were started against you to recover the debt? If so, you might run into problems.
    – EBlake
    Commented May 21, 2015 at 20:17

1 Answer 1


As far as the law goes, you can be denied a visa for (almost) any or (almost) no reason, including if the consular officer doesn't like the color of your tie.

Whether you will be denied a visa for having unpaid credit card debt is therefore not an objective science, but probably not. The consular officer's task is to reject people who would attempt to immigrate illegally, overstay, or otherwise commit a crime if they were let into the US. Having unpaid debt is not a crime and is not immediately part of the consular officer's remit.

If the consular officer somehow gets into his head that having unpaid debt somehow makes you more likely to overstay or commit crimes, you could in principle be rejected on that basis, with few or no ways to challenge that decision. But it doesn't sound like something one would expect to happen.

  • +1, same for the UK. Unless the debt is with the NHS then they will refuse
    – Gayot Fow
    Commented May 21, 2015 at 19:54
  • 1
    The center of the question is more: do the CBP (US Border Police) and the credit history organisms/banks communicate together? In other words, without asking the visitor about it, may a border agent know about his debts?
    – Vince
    Commented May 21, 2015 at 20:00
  • 4
    @Vince Visas aren't issued at the border by CBP. They're issued in consulates by the State Department. It's a lot easier for a consular officer to gather a lot more information than would be convenient for a CBP officer to do routinely.
    – cpast
    Commented May 21, 2015 at 20:03
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    @cpast sorry you're right. So same question for these people, can an agent of the State Department request information about debts when granting a visa? If such rules are even known?
    – Vince
    Commented May 21, 2015 at 20:09
  • 3
    Wouldn't giving a visa somehow increase the odds of paying back the debt? Commented May 22, 2015 at 3:52

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