I have a debit card (mastercard from Sydbank, Denmark). I'm gonna use it to withdraw money from ATMs in Turkey. I asked my bank but they said it's up to whichever Turkish ATM (its bank) I use. Any estimations as to how much in fees I'll be paying?

  • 2
    If you are looking for the cheapest way to get Turkish Lira, you should use the money exchange services locally (not sure if they would have Lira) or at the airport. Mar 26, 2015 at 4:42
  • As a datapoint, I was in Turkey last week, withdrew cash twice, both from bank ATMs, and paid no ATM fees
    – Gagravarr
    Sep 24, 2015 at 13:42

3 Answers 3


Although not unheard of, it is quite uncommon that ATM operators charge you for using foreign credit or debit cards and after using several different ATMs in Turkey, I've never experienced that Turkish ATM operators do so.

Your bank however (Sydbank) charge 2% of the amount, minimum 50 DKK for cash withdrawals abroad. I don't understand why your bank couldn't (or wouldn't) provide you with that information, but you could easily have found it in Sydbank's list of charges. In addition to the withdrawal fee, some banks use poor exchange rates when converting the foreign currency, causing you in reality to be charged with an additional hidden fee. I cannot tell however if that's the policy of your bank.

  • It is better to withdraw your money in working hours to optimize exchange rates, because banks usually have worse rates in closed times.
    – ibrahim
    Feb 22, 2019 at 11:02

Not sure, but I heard that Garanti offers the lowest fees. Because they started internet banking system which is successful and they have been improving an application to attract tourists. So I think maybe for a short time but they offer low fees. I may be helpful to check it.


I can only speak from my own experience with austrian debit cards.

I payed between 3EUR and 3.50 for checking out 500-600 TRY.

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