What are my options, as a U.S. citizen, for insuring professional equipment (camera and laptop, specifically) while traveling outside of the U.S.? Most of the traveler's insurance policies I've found have a very low coverage for personal items (usually $500 to $1000; the highest being $3000). This makes me wonder if there are better options specifically for covering damage or theft of such equipment. Lets say the equipment I carry with me has a new value of up to US$10,000.
There is a slew of travel insurance companies the most known of which is:
Depending who you book your travel arrangements through you can buy insurance from them but if not follow the link I posted they can do that for you. If not take a look at this:
I use World Nomads for my world wide insurance, and I was a UK resident, so all good to use. They allow you to specify the value of individual extras - I specified my SLR, Kindle and Netbook, and the policy cost adjusts accordingly. Seemed fair.
Be sure to contact your home insurance provider. My policy includes some (named) items from my contents coverage, even when they are out of my home. Many years ago I used to list my laptop, for example. A quick call to your home insurer might take care of the problem at minimal or no cost.