I'm wandering about Toronto with my Mastercard which I can use to take out cash, and I have tried a few machines at Yonge and Bloor and they all first say they give $800 but then the ATM says it can only give out $400 max! I'm lost. Do CIBC and RBC run the same? I remember a while ago I could withdraw $700 from a Scotiabank. Was that a fluke? Now, is there any bank or specific ATM in downtown Toronto where one can take more than $400? I don't want to pay $10 fees trying to use the same machine several times at once. I still haven't figured out the limit at the non-bank ATM at the hotel.
Hope it's okay I answer my own question as it might be useful to others but I tried an ATM at Scotiabank and I was able to withdraw $1000. Not sure if it's that particular ATM or just that bank's machines but years earlier I renember being able to withdraw a large amount from SB as well. Perhaps RBC and CIBC save their bills for everyone so the machines don't go empty but Scotiabank doesn't care?