I have booked a hire car from Hertz for pick up in Dublin. It has been paid for on a debit card and money has been taken from the account. That's fine.
In the small print I am required to bring the debit card I booked on (not a problem) and a credit card in the same name as the driver/debit card booked on
This is where the problem lies, I don't have one. My partner who I will be with has a credit card but is not a named driver on the car hire. Will that suffice or does it have to be a credit card in my (the drivers) name?
Personal experience in Ireland (and generally with car hires, but not with Hertz Ireland) says: the credit card must be in the name of the driver and not be a prepaid one.
There's three options to possibly get around that:
Ask the company to take the money that would usually be only be
"reserved" on your credit card from your debit card and refund it
once you return. (Note that this means having a debit of about €1500
from your account, so make sure there's sufficient funds. Also this
is accepted only rarely, so read on.)
Get your wife added as second driver, that will in most cases cost
you some money, but might get her card accepted. (Note: this does
not work for all rental companies, so no guarantee. Also your wife needs to meet all the age/license requirements of the company.)
Take out the additional insurance that reduces your excess to zero -
more costly than the other options, but gives you peace of mind
completely and usually rental companies then accept to have a debit
card only (If get have an agent who doesn't like you - there's no
guarantee for this either..)
Effectively there's no guarantee that either of those will be accepted by the company - some pleading and asking nicely may go a long way and especially if you take out the full additional insurance companies usually are quite happy to give you the car without a credit card.