What is the difference between primary and secondary coverage on a travel policy for someone who does not have primary health care? Is there any difference whatsoever (in terms of claims and/or payment to the health facility, or anything else)?

  • what's your country of citizenship, and where are you travelling? This makes a difference - for example, Kiwis in Australia will be covered for emergency care just because of their citizenship. – Mark Mayo Jul 29 '13 at 5:26
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    @MarkMayo I am from the United States of America - I'm a U.S. citizen travelling to Uruguay. – lunchmeat317 Jul 29 '13 at 5:43