The maximum compensation for lost luggage in Europe is 1,300 EUR. I think that's also similar to the Montreal convention covering other flights. I will need to travel with two laptops and I can't fit both in a small bag under my seat. They will travel in a carry-on trolley. The airline usually forces some people to check those bags at the gate. However, that luggage contains much more than 1,300 EUR.

My question is, what happens if my luggage needs to be checked in at the gate and then it is lost? Would it be possible to be compensated for all the items inside the bag? That is about 4,000 USD?

  • 9
    I suspect the answer is no. Take out insurance that gives you adequate personal possessions cover.
    – Traveller
    Dec 3, 2023 at 18:02
  • 2
    Several airlines sell extra space which allows you to have the size of luggage you want to bring into the plane. That might be your solution.
    – Willeke
    Dec 3, 2023 at 20:09
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    I always travel with at least two laptops, and usually a few tablets and phones and a lot of other stuff (which makes security an interesting exercise involving 3 or 4 trays) and my bag still fits under the seat in front of me. Not much space for my feet though.
    – jcaron
    Dec 3, 2023 at 22:12
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    You can’t (legally) gate check the laptops in most parts of the world unless you’ve removed their batteries (just like if they were going in checked luggage). Bringing this up with the gate agent who is asking you to gate-check the bag will usually either get them to let you carry it on, or prompt them to assist you in figuring out how to handle all of this. Dec 4, 2023 at 2:05
  • 5
    Side point - If you are worried at all about losing the laptops you should also do a good backup before the trip.
    – MaxW
    Dec 4, 2023 at 2:28

1 Answer 1


Would it be possible to be compensated for all the items inside the bag? That is about 4000 USD?

No. Terms and conditions and international agreements cap the liability of the airline. If you are worried, you should try to find insurance that would cover this. For example you can take a look at What is Baggage & Personal Items Loss travel insurance?

  • 5
    Of course, buying insurance doesn’t make sense if you can afford to replace the loss out of pocket.
    – JonathanReez
    Dec 3, 2023 at 21:25
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    @JonathanReez - that's a cost-benefit analysis that depends on the price of the insurance relative to the estimated probability of losing the items, no? IOW, it could very well be worth the cost of the insurance depending on how the OP evaluates the circumstances.
    – davidbak
    Dec 4, 2023 at 2:08
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    @jonathanreez that's only true if you remove risk aversion from the calculation. In that case, I offer you a coin throw. All your money and possession are doubled and you receive an additional ice cream if you win. If you don't, I take everything. If you calculate without risk aversion, it doesn't make sense not to play. After all, you win half an ice cream on average.
    – DonQuiKong
    Dec 4, 2023 at 6:48
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    @DonQuiKong can you replace all your money and possession out of pocket? Dec 4, 2023 at 7:54
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    Yeah well my point is that if "op can afford BUT..." op really can't afford :) Dec 4, 2023 at 13:02

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