The hotel in Munich I stayed in a few weeks ago, accidentally charged my Visa card twice, which led to an extra 1000 Euro charge to my account. My UK bank charges fees for the use of this card outside the UK, so I got an extra £25 in fees. When I mentioned the mistake to the hotel, they reimbursed me the wrongly charged amount. However, they did not cover the fee and the exchange rate between Euro and Pound also changed in the meantime, which led to an additional £4 I did not get back. They claim that they are not responsible for currency conversion or bank fees. However, I never allowed them to use my card twice, so I feel like they have to cover the cost associated with their mistake. What can I do to enforce this?
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2Did you contact the bank about this?– Willeke ♦Aug 13 at 10:39
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1Not yet... I was wondering whether I could ask the bank to undo the charge, but the bank customer service hotline takes ages, so I haven't gotten through yet... do you think that is the best way forward?– carlAug 13 at 10:47
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1We've had a question about this before but I can't find it :/ Long story short, your bank is probably the best avenue to get this resolved.– lambshaanxyAug 13 at 11:20
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1@lambshaanxy Similar/related: travel.stackexchange.com/q/178781/4171– Ari BrodskyAug 13 at 14:32
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1Does this answer your question? Refund for mistaken credit card charge is less than initial charge, apparently due to exchange rates and/or fees– Ari BrodskyAug 13 at 14:37
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Ok talking to my bank, they were willing to reimburse the fee. However, the shortfall of the currency conversion cannot be resolved by my bank. I still think the hotel is at fault and should cover the entire cost, but it might not be worth the effort.
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14What the hotel should have done was reverse the transaction, which "unwinds" everything associated with the transaction and in theory leaves you back in the same position you were in before. What they probably did instead was to pay you €1000 - the end result being 3 transactions (2 debits & one credit) on your account instead of one.– brhansAug 13 at 13:42
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2yes that is correct... I agree if they could have reversed their incorrect transac tion, that would have solved the issue imidiately– carlAug 13 at 13:55
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1@njzk2 that could be considered fraudulent at this point as they have already admitted their mistake and refunded the amount charged.– MidavaloAug 14 at 0:44