My wife and I are traveling soon, and have purchased separate travel insurance for the trip. Most of our children are not traveling with us.
Our daughter, over 18 but a dependent, fell ill recently, and while she will be OK and won't impact on our ability to travel it did make us wonder -> If she had actually gotten sick enough that we'd have had to change or cancel our travel arrangements, would typical/generic travel insurance have covered this? Or would it normally only cover the travelers themselves? And would it have been any different if she were younger (our other kids are teens).
Are changes/cancelations due to health of non-traveling dependents typically covered by travel insurance?