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I resigned from my job of 18 years recently due to a trauma. I will be receiving my payout soon and I am in the process of applying for my UK visitors visa. Do I just need to provide the documents and reason for a large deposit?

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    Always best to tell the truth, the whole truth, and nothing but the truth.
    – mdewey
    Jan 31 at 11:27
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    It will affect your visa because you suddenly lost one of your major ties to your home country. Have you started 1a new job? Or is the payout enough for them to consider you are not retired?
    – jcaron
    Jan 31 at 13:28

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They really do not like unexplained larger deposits in your bank accounts when you apply for a UK visa. You need to combat two suspicions:

That you might be funds parking, ie have borrowed the money for a short period to artificially inflate your account balance and pretend you can afford your trip; but actually the money is not yours to spent at all.

That the money might come from some illegimate activities, or be otherwise a sign of economic affairs that are not entirely above book.

So you will definitely need to add the explanation for the payout (and ideally the accompanying documentation).

As jcaron pointed out in the comments, there is another way how your resignation will impact your application. Another important criterion is "ties to your home country", ie that you have positive reasons for going back after your trip to the UK. The fact that you have recently resigned your job will count against you here, and the question will come up whether you might have an incentive to illegally seek employment in the UK. How much of an issue this is will depend on your other circumstances, and probably the general employment situation in your home country. But be aware that right after the resignation from your previous job is probably the time where your application is the weakest.

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    No, I do not think not having a job is a negative factor, in this case. Job for 18 year, and large payout: this give stability and probably the OP is not a risk taking person to look for a job in UK Jan 31 at 14:54
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    @GiacomoCatenazzi OP's application is definitely going to be weaker now than prior to their resignation. Of course, it might overall still be very strong. OP does not say whether the payout is large by UK standards or not.
    – Arno
    Jan 31 at 15:38

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