I live between Europe and the US, but spend the majority of my time in Europe. I still have several accounts in the US that require a one time use code texted to me every time I sign in (even if I choose "Save this device"). Right now I have a family member's phone number attached to those accounts to receive the one time codes, but it can become quite inconvenient with the time difference. I literally only need a US number to receive these texts, not for phone calls or sending texts. Does anyone know a service that provides this without costing an arm and a leg? I've found a couple of services that would provide me with a US phone number, but won't allow the one time code texts sent to them.
Some VoIP services (anveo is one I use for this) offer geographic or mobile (cellular) numbers which can receive SMS. Many of these services offer an SMS to email gateway as well, which makes retrieving the one time passwords as convenient as having them sent directly to your phone.
One of the frustrating issues is that the M2M SMS gateways some banks use don’t seem to work with numbers that started life registered with a VoIP provider (messages are never delivered or severely delayed). I’ve had much better luck with porting numbers that were originally registered by a cellular carrier to a VoIP provider. YMMV