My wife and I would like to visit the UK in the future, but I was wondering whether my situation is going to be an issue or not (I would hope not, but you never know).
I am self employed, and I make a nice amount of money working as a contractor. I have two bank accounts: the personal one, and the business one.
The way it works is I can use the funds in my business account same as it were my personal account. There's no dividend or anything – my government only cares for the taxes I pay as self employed when the time comes. It's perfectly legal – any money I withdraw doesn't count as expenses, but anyways.
I usually have a specific day of month (+/- a day) when I transfer a fixed amount of money from the business account to my personal account, which I intend to use as living expenses. Sometimes I have some extra expenses (e.g. unexpected trip to the doctor), which I then again transfer from the business account to the personal one.
I'm wondering if such a setup can make it difficult for me to convince the officer I have enough funds to cover my expenses while in the UK. Can I even use my business account statements as proof of my income?