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Read several articles and pieces of information that the sex workers cannot do this. Believe that I was heavily scammed and overcharged by one. I thought payment was only in cash to prevent card fraud etc.

For example:

https://www.amsterdamredlightdistricttour.com/news/red-light-district-credit-card-payments/

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The article you link does not state at all what you claim.

It says that no payment processor is willing to provide them service. Not that they are not allowed to use that payment method. So yes, it would be legal. And although the result of nobody processing cards for them is that they would no longer be able to accept cards, it would have no relation with card fraud.

Although this 2018 article states that no processor would take them as customers

  • it may be that some payment processor has been taking them again by now
  • they could be charging through a different establishment. Suppose that the brothel signed up with the bank as a pub, or that they shared the credit card reader with a near bar. They could be charging you through a credit card (albeit possibly violating the terms of use of their provider).

As with any card charge, you may dispute it if you feel it wasn't proper (such as being offered something at a give price but being charged a doubled amount). Although, if you didn't agree on the service costs beforehand, I suspect that would be "proper amount" (they could choose to be expensive). Also, you might prefer not to bring much light to thisi charge (and thus the type of service you were paying for).

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  • They could be charging through a different establishment. Suppose that the brothel signed up with the bank as a pub, or that they shared the credit card reader with a near bar. - How would a be able to research and determine this information? I am in disputes regarding this at the moment, is there any reasonable way of doing so? Commented Sep 19, 2020 at 13:30
  • @user1554264 Travel.SE isn't a discussion forum. This is a different question, and you should ask it as one using the "Ask Question" button at the top right. See the help file here: travel.stackexchange.com/help Commented Sep 19, 2020 at 14:33

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