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As far as I understand, one can use contactless credit cards for riding buses and subway in Chicago, and the fares are the same. Are there any advantages of buying Ventra ticket/card over using a contactless credit card? (One scenario I can think of: maybe contactless cards are known to not work properly on all buses / at all stations? Are there any other scenarios?)

P.S. I'm talking about regular fares.

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It seems that the answer to the question in the title is no.

(To address the concern at the end of the question, I haven't had problems with using contactless credit cards on buses.)

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  • Good to hear that Chicago joins London as the list of cities where a local useless piece of plastic is never required!
    – JonathanReez ♦
    Jun 1 at 16:08
  • I see one reason. Some people do not like to hold their contactless card where others can easily snatch it. A prepaid card specific for travel is less a target.
    – Willeke ♦
    Jun 1 at 19:25

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