I would like to ask whether I can really get a travel insurance by simply fill the format here in the link below, receive a receipt via e-mail certifying the purchase of the insurance and traveling worry-free, or whether it's a lie.


The link is in Italian, but I hope to give you the Idea of how it's supposed to work and get an answer about whether it'll work.

  • Do you not have travel insurance included with your home insurance or credit card? – Mikael Dúi Bolinder Dec 26 '19 at 14:18
  • No, but what do they have to do with what I'm asking? – abdul Dec 26 '19 at 14:20
  • @MikaelDúiBolinder, having a combination of travel insurance is not as usual as you imply by this remark. – Willeke Dec 26 '19 at 14:21
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    "and traveling worry-free" Note that travel insurance comes with very specific legal language about what it does and doesn't cover, and you can expect the insurance company to refuse to pay claims that fall outside the exact scope of what the policy covers. The details depend on the insurance company and the policy you choose. Since traveling "worry-free" is important to you, I'd encourage you to read the full legal policy carefully so you understand exactly under what circumstances they'll pay claims. – Zach Lipton Dec 26 '19 at 17:26

Allianz is a multi-national insurance company. The page you present solicits enrollment in travel insurance from Allianz in Italy. There's a bit more to it than just filling out the "card" on the first page.

When one fills out the card, one is taken to another page, where one must choose various kinds of coverage, or decline those coverages. Finally, the customer must actually pay for the policy. Standard practice would be to do so using a credit card.

After the customer fills out all the requested fields on the various web pages, and makes the credit card payment, the insurance will be in force for the calendar term specified and the coverage(s) selected. Allianz may well not even send you an enrollment card, but only provide the possibility of printing out a confirmation page.

Finally, Allianz is far from alone in this field: many, many companies sell travel-related insurance of many types. Make sure you read all the pages to understand what might be covered, and what might be excluded.

Many buy insurance; many travel without it. Whether this is "worry-free" is a matter of opinion for you alone.

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  • Thank you for the answer, but as far as I've been told, this one is the only one (if not, one of the few) that pays directly the expenses in case of need, and does not require to pay in advance and then receiving a refund. – abdul Dec 26 '19 at 16:06
  • @abdul I don't know, I don't read Italian (Google Chrome was helpful) and don't know how Allianz' policy works. You'll have to examine various companies' offerings to see if their policies operate as you wish. I'll also suggest that you're now asking a new question about how policies are administered; you should therefore post a wholly-new question about this, not ask about it in Comments. – DavidSupportsMonica Dec 26 '19 at 16:12
  • I'm not asking about various types of insurance, but about this one only and I asked whether a confirmation page will be useful to present at a hospital in case of need. This is the only thing I asked. – abdul Dec 26 '19 at 16:14
  • Don't take offense, @abdul, but you did not ask that. In your question, there is no mention of presenting a confirmation page to a medical facility. You may have been thinking of that, but you wrote a different question about procuring an insurance policy. – DavidSupportsMonica Dec 26 '19 at 16:22
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    That was not clear. What is "worry-free" for you may be wholly different for other travelers, and edges into don't-ask-opinion,=. – DavidSupportsMonica Dec 26 '19 at 17:02

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